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All4practice

Active
Private limited companyfounded 20215 yrs activeOlmensesteenweg 21, 3945 Tessenderlo-Ham, BelgiumKBO/BCE: BE 0770.498.219
Summary

All4practice has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €356. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 71% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability71▼-2
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 9.5 against 3.25 in 2024; short-term debt: 6.9% and cash: 27.4% of total assets), and 18.6% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
81.4%
Return on assets
1.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
59 d early
2024
51 d early
2023
55 d early
2022
142 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€16k▲ 2.3%
2024 · €16k
2022: €15klowest in 4 years 2023: €15k▲ +3.5% vs 2022 2024: €16k▲ +4.2% vs 2023 2025: €16k▲ +2.3% vs 2024highest in 4 years
2022 → 2025
Total assets
€20k▼ 5.4%
2024 · €21k
2022: €31khighest in 4 years 2023: €25k▼ -18.5% vs 2022 2024: €21k▼ -16.1% vs 2023 2025: €20k▼ -5.4% vs 2024lowest in 4 years
2022 → 2025
Net result
€356▼ 44.3%
2024 · €639
2022: €11khighest in 4 years 2023: €517▼ -95.1% vs 2022 2024: €639▲ +23.8% vs 2023 2025: €356▼ -44.3% vs 2024lowest in 4 years
2022 → 2025
Working capital
€12k▲ 66.2%
2024 · €7k
2022: €8k 2023: €6k▼ -24.9% vs 2022lowest in 4 years 2024: €7k▲ +19.1% vs 2023 2025: €12k▲ +66.2% vs 2024highest in 4 years
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€15k-€15k▲ 3.5%€16k▲ 4.2%€16k▲ 2.3% 2022: €15klowest in 4 years 2023: €15k▲ +3.5% vs 2022 2024: €16k▲ +4.2% vs 2023 2025: €16k▲ +2.3% vs 2024highest in 4 years
Operating result€15k-€2k▼ 84.5%€1k▼ 56.1%€2k▲ 126% 2022: €15khighest in 4 years 2023: €2k▼ -84.5% vs 2022 2024: €1k▼ -56.1% vs 2023lowest in 4 years 2025: €2k▲ +126% vs 2024
Net result€11k-€517▼ 95.1%€639▲ 23.8%€356▼ 44.3% 2022: €11khighest in 4 years 2023: €517▼ -95.1% vs 2022 2024: €639▲ +23.8% vs 2023 2025: €356▼ -44.3% vs 2024lowest in 4 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5k€10k€15kOperating result 2022: €15k€15kNet result 2022: €11k€11kOperating result 2023: €2k€2kNet result 2023: €517€517Operating result 2024: €1k€1kNet result 2024: €639€639Operating result 2025: €2k€2kNet result 2025: €356€3562022202320242025€0€1k€2kOperating result 2023: €2k€2.4kNet result 2023: €517€517Operating result 2024: €1k€1kNet result 2024: €639€639Operating result 2025: €2k€2.4kNet result 2025: €356€356202320242025
The operating result recovers in 2025; 2025 is 126% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20k
Fixed assets €7k ▼ 37.2%
Current assets €13k ▲ 28.5%
Equity and liabilities €20k
Equity €16k ▲ 2.3%
Debt €4k ▼ 28.8%
Debt's share of the balance-sheet total falls from 24.7% to 18.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€6k▲
2024 · €5k
Cash flow
€4k▼
2024 · €5k
Current ratio
9.50▲
2024 · 3.25
Debt to equity
0.23▼
2024 · 0.33
ROE
2.2%▼
2024 · 4.1%
ROA
1.8%▼
2024 · 3.1%
Interest coverage
7.48▼
2024 · 13.48
Debt ≤ 1 year
€1k▼
2024 · €3k
Debt > 1 year
€2k▲
2024 · €2k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€21k€20k▼
Fixed assets21/28€11k€7k▼
Tangible fixed assets22/27€10k€6k▼
Furniture and vehicles24€10k€6k▼
Financial fixed assets28€810€810=
Current assets29/58€10k€13k▲
Amounts receivable within one year40/41€4k€2k▼
Trade receivables40€2k€2k▼
Other amounts receivable41€2k€700▼
Cash at bank and in hand54/58€6k€5k▼
Deferred charges and accrued income490/1-€5k
Equity and liabilities
Total equity and liabilities10/49€21k€20k▼
Equity10/15€16k€16k▲
Contributions10/11€4k€4k=
Reserves13€11k€11k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€1k€2k▲
Amounts payable17/49€5k€4k▼
Amounts payable after more than one year17€2k€2k▲
Financial debts170/4€2k€2k▲
Amounts payable within one year42/48€3k€1k▼
Current portion of amounts payable after more than one year42€3k-
Trade debts44€83€218▲
Suppliers440/4€83€218▲
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€484€370▼
Gross operating margin9900€6k€7k▲
Operating profit (loss)9901€1k€2k▲
Financial charges65/66B€403€852▲
Recurring financial charges65€403€852▲
Profit (loss) for the period before taxes9903€639€2k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€639€356▼
Profit (loss) for the period to be appropriated9905€639€356▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€2k▲
Profit (loss) brought forward from the previous period14P€517€1k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k€4k€4k▼ 8.4%
Other operating charges640/8€690€109€484€370▼ 23.6%
Gross operating margin9900€18k€7k€6k€7k▲ 14.0%
Operating profit (loss)9901€15k€2k€1k€2k▲ 126%
Financial charges65/66B€224€637€403€852▲ 112%
Recurring financial charges65€224€637€403€852▲ 112%
Profit (loss) for the period before taxes9903€15k€2k€639€2k▲ 135%
Income taxes67/77€5k€1k-€1k-
Profit (loss) for the period9904€11k€517€639€356▼ 44.3%
Profit (loss) for the period to be appropriated9905€11k€517€639€356▼ 44.3%
Line2022202320242025Change
Assets
Total assets20/58€31k€25k€21k€20k▼ 5.4%
Fixed assets21/28€18k€14k€11k€7k▼ 37.2%
Tangible fixed assets22/27€18k€14k€10k€6k▼ 40.2%
Furniture and vehicles24€18k€14k€10k€6k▼ 40.2%
Financial fixed assets28-€810€810€810=
Current assets29/58€13k€11k€10k€13k▲ 28.5%
Amounts receivable within one year40/41€4k€8k€4k€2k▼ 42.8%
Trade receivables40€2k€4k€2k€2k▼ 21.4%
Other amounts receivable41€2k€5k€2k€700▼ 66.1%
Cash at bank and in hand54/58€8k€2k€6k€5k▼ 6.8%
Deferred charges and accrued income490/1€404--€5k-
Equity and liabilities
Total equity and liabilities10/49€31k€25k€21k€20k▼ 5.4%
Equity10/15€15k€15k€16k€16k▲ 2.3%
Contributions10/11€4k€4k€4k€4k=
Reserves13€11k€11k€11k€11k=
Distributable reserves133€11k€11k€11k€11k=
Profit (loss) carried forward14-€517€1k€2k▲ 30.8%
Amounts payable17/49€16k€10k€5k€4k▼ 28.8%
Amounts payable after more than one year17€11k€5k€2k€2k▲ 12.4%
Financial debts170/4€11k€5k€2k€2k▲ 12.4%
Amounts payable within one year42/48€5k€5k€3k€1k▼ 56.1%
Current portion of amounts payable after more than one year42-€3k€3k--
Trade debts44€561€157€83€218▲ 163%
Suppliers440/4€561€157€83€218▲ 163%
Taxes, remuneration and social security45€5k€2k-€1k-
Taxes450/3€5k€2k-€1k-
Line2022202320242025Change
Profit (loss) for the period9904€11k€517€639€356▼ 44.3%
+ Depreciation and write-downs630€2k€4k€4k€4k▼ 8.4%
Operating cash flow (approximation)€12k€5k€5k€4k▼ 13.0%
Investment in fixed assets (approximation)-€-810€-878€0▲ 100%
Change in cash-€-6k€4k€-397▼ 111%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €356 ▼44.3%
Net result drops to €356, the lowest in the series.
31-12
Financial Liquidity triplescurrent ratio 9.50
Current ratio from 3.25 to 9.50; short-term debt falls from €3k to €1k.
10-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
11-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
6,626 m²
Building footprint
404 m²
Volume, LiDAR
997 m³
Parcel 71046A0991/00D004, Flanders · tallest building 8.3 m, ±1 floor. Linked by address, not a title deed.
7 companies at this address See who is registered here
1 establishment unit
All4practice
Olmensesteenweg 21, 3945 Tessenderlo-HamSports and recreation education
since 20212.319.788.157
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71046A0991/00D004 Flanders 6,626 m² 1 · 404 m² 8.3 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,685 companies in sector 86951 we hold annual accounts for 2,142. 1,759 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
93199Other sports activities
Contact
E-mail allaertsmichiel@gmail.com
Phone +32499305564Tessenderlo-Ham

Scores and ratios are computed by Checked and are not a credit decision.