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ALL4JOE

Active
Private limited companyfounded 20215 yrs activeLaathoflaan 61, 2180 Antwerpen, BelgiumKBO/BCE: BE 0764.370.391
Summary

The computed 12-month bankruptcy probability of ALL4JOE is 2.5% (moderate). The annual accounts of ALL4JOE for fiscal year 2025 show a net loss of 78% of total assets. The 2025 annual accounts show equity of €7,704 and a net result of -€7,269. Equity is shrinking by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 88% of 32341 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
ALL4JOEActiveChecked score 52/100
Risk analysis ReportCompare

Overview

Activity
Site preparation
NACE 43120
1 site
Size
€9,268total assets 2025
Equity
€7,704
Loss
-€7,269
Turnover not published (abridged schema)
Financial health
52 Fair Checked score 2025
Bankruptcy chance 12 m
2.5%
Structure
Board
1 member
Accounts 129 d early1 of 2 deeds read
Why 52- Founded in 2021- 1 change of registered office in 24 months- 1 of the last 3 late+ Size: total assets €9,268Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 38% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 83.1% of total assets
Liquidity 54-39
short-term debt 16.9% · cash 6.3%
Profitability 0-36
return on assets -78.4%
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,046 companies)
Last 24 months 11-2024: 4.1% 12-2024: 4.1%▼ -1.3% vs 11-2024 01-2025: 4.1%● 0.0% vs 12-2024 02-2025: 3.9%▼ -3.1% vs 01-2025 03-2025: 4.0%▲ +2.2% vs 02-2025 04-2025: 4.0%▲ +0.3% vs 03-2025 05-2025: 4.1%▲ +2.1% vs 04-2025 06-2025: 4.1%▲ +0.1% vs 05-2025 07-2025: 4.2%▲ +1.1% vs 06-2025 08-2025: 4.7%▲ +12.1% vs 07-2025highest value 09-2025: 2.8%▼ -39.6% vs 08-2025 10-2025: 2.8%● 0.0% vs 09-2025 11-2025: 2.8%● 0.0% vs 10-2025 12-2025: 2.8%▼ -0.1% vs 11-2025 01-2026: 2.9%▲ +0.8% vs 12-2025 02-2026: 2.9%▲ +2.6% vs 01-2026 03-2026: 2.9%▼ -2.4% vs 02-2026 04-2026: 1.6%▼ -42.8% vs 03-2026lowest value 05-2026: 1.6%▲ +0.8% vs 04-2026 06-2026: 2.5%▲ +51.7% vs 05-2026 07-2026: 2.5%● 0.0% vs 06-2026 08-2026: 2.5%● 0.0% vs 07-2026 09-2026: 2.5%▲ +0.9% vs 08-2026 10-2026: 2.5%● 0.0% vs 09-2026
  • Founded in 2021 raises the probability for this profile
  • 1 change of registered office in 24 months raises the probability
  • 1 of the last 3 late raises the probability
  • Size: total assets €9,268 lowers the probability for this profile
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 5.93 against 6.47 in 2024; short-term debt: 16.9% and cash: 6.3% of total assets), and 16.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 49%, profitability 4%, growth against the median 9%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Founded in 2021
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Size: total assets €9,268
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
22232425
2022 to 2025 · latest year -€7,269
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
129 d early
2024
13 d late
2023
54 d late
2022
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 August (3 of the last 4 filed years within 33 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: WYNANTS David Maria Jozef (director)Appointment: VANDEVELDE Joeri (non-statutory director)…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Weakest financial yearnet -€7,269

Key points

  • Caution: Among the weakest 14% on net resultsector median €10,073 · 32,329 companies -€7,269 View
  • Caution: Board changedlatest change 31-03-2026 · 1 in office 1 joined · 1 left View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€7,269 View

By topic

Financials

Fiscal year
2025
Total assets
€9,268
Loss
-€7,269
Solvency
83.1%
Total assets▼ 47.7%
Net result
20222025
Go to Financials

Timeline

Events
7
Since
2023
Next accounts
by 31-07-2027
  1. 15-05-2026Resignation: WYNANTS David Maria Jozef (director)
  2. 24-03-2026Annual accounts filed
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Site preparationNACE 43120
Founded
25-02-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
3
Purpose
Alle bouwactiviteiten, waaronder ruwbouw, afwerking, renovatie, verbouwings- en…
Go to Articles of association

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