ALL4GARDENS
ActiveALL4GARDENS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €130k and a net result of €29k. Equity is growing by ~35.8% per year across the filed fiscal years. Its solvency ranks better than 31% of 1074 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
81
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency44▼-3
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.08 in 2023), and 73.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
22 d early
2023
26 d early
2022
17 d late
2021
30 d late
2020
8 d early
2019
74 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€130k▲ 29.4%
2023 · €100k
2018: €39k
2019: €28k
2020: €31k
2021: €50k
2022: €71k
2023: €100k
2018 → 2024
Total assets
€488k▲ 40.9%
2023 · €347k
2018: €40k
2019: €28k
2020: €67k
2021: €145k
2022: €157k
2023: €347k
2018 → 2024
Net result
€29k▲ 1.6%
2023 · €29k
2018: €713
2019: €-11k
2020: €3k
2021: €19k
2022: €21k
2023: €29k
2018 → 2024
Working capital
€48k▲ 133%
2023 · €21k
2018: €19k
2019: €16k
2020: €30k
2021: €29k
2022: €42k
2023: €21k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€31k-€50k▲ 62.6%€71k▲ 41.7%€100k▲ 40.8%€130k▲ 29.4%
Operating result€3k-€32k▲ 938%€28k▼ 14.3%€39k▲ 41.6%€40k▲ 1.8%
Net result€3k-€19k▲ 578%€21k▲ 8.2%€29k▲ 38.7%€29k▲ 1.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 2% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €488k
Fixed assets
€106k▲ 29.9%
Current assets
€382k▲ 44.3%
Equity and liabilities €488k
Equity
€130k▲ 29.4%
Debt
€359k▲ 45.6%
The debt ratio rises from 71.1% to 73.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€70k▲
2023 · €55k
Cash flow
€59k▲
2023 · €45k
Solvency
26.5%▼
2023 · 28.9%
Current ratio
1.14▲
2023 · 1.08
Quick ratio
0.98▲
2023 · 0.76
Debt / equity
2.77▲
2023 · 2.46
ROE
22.7%▼
2023 · 29.0%
ROA
6.0%▼
2023 · 8.4%
Interest coverage
54.41▲
2023 · 25.51
Debt
€359k▲
2023 · €246k
Debt ≤ 1 year
€334k▲
2023 · €244k
Debt > 1 year
€24k▲
2023 · €2k
Income taxes
€9k▲
2023 · €8k
Staff costs
€106k▲
2023 · €93k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€347k€488k▲
Fixed assets21/28€82k€106k▲
Tangible fixed assets22/27€82k€106k▲
Land and buildings22€10k€8k▼
Plant, machinery and equipment23€16k€11k▼
Furniture and vehicles24€56k€87k▲
Current assets29/58€265k€382k▲
Stocks and contracts in progress3€80k€55k▼
Contracts in progress37€80k€55k▼
Amounts receivable within one year40/41€111k€193k▲
Trade receivables40€93k€164k▲
Other amounts receivable41€18k€30k▲
Cash at bank and in hand54/58€73k€129k▲
Deferred charges and accrued income490/1-€5k
Equity and liabilities
Total equity and liabilities10/49€347k€488k▲
Equity10/15€100k€130k▲
Contributions10/11€19k€19k=
Reserves13€20k€20k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€15k€15k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€61k€91k▲
Amounts payable17/49€246k€359k▲
Amounts payable after more than one year17€2k€24k▲
Financial debts170/4€2k€24k▲
Amounts payable within one year42/48€244k€334k▲
Current portion of amounts payable after more than one year42€4k€11k▲
Trade debts44€233k€261k▲
Suppliers440/4€233k€261k▲
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€379€376▼
Remuneration and social security454/9€5k€6k▲
Other amounts payable47/48€2k€55k▲
Income statement
Code20232024
Remuneration, social security and pensions62€93k€106k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€30k▲
Other operating charges640/8€833€1k▲
Gross operating margin9900€150k€177k▲
Operating profit (loss)9901€39k€40k▲
Financial income75/76B€6€2▼
Recurring financial income75€6€2▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€37k€39k▲
Income taxes67/77€8k€9k▲
Profit (loss) for the period9904€29k€29k▲
Profit (loss) for the period to be appropriated9905€29k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€91k▲
Profit (loss) brought forward from the previous period14P€32k€61k▲
Social balance
Average headcount (FTE)90872.02.4▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €29k ▲1.6%
Operating result €40k, net result €29k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €100kEq €100k ▲40.8%
4 profitable years in a row build equity to €100k.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
13-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 74 days late
2019
31-12
Financial
Weakest financial yearnet €-11k ▼1618%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 8current ratio 199.93
Current ratio from 25.89 to 199.93; short-term debt falls from €755 to €79.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
27-02-2020
Huysmans Patrick: Resigned as Manager
31-03-2018
Bertels Luc: Resigned as Manager
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nederviersel 132243 ZandhovenGround area
1.0 ha
Building footprint
250 m²
Volume, LiDAR
1,126 m³
Parcel 11034C0081/00C000, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ALL4GARDENS
since 20122.231.487.473
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11034C0081/00C000 | Flanders | 1.0 ha | 1 · 250 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 179 EUR awarded · 179 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 179 EUR | 179 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 21,161 companies in sector 81300 we hold annual accounts for 4,347. 3,562 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-2012
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.