Skip to content

ALL WATERS

Active
Private limited companyfounded 200818 yrs activeMartinusstraat 36, 3840 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0898.189.613

ALL WATERS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-8k) and a net result of €-5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 1937 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
40 / 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-100
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.67 against 0.68 in 2023; short-term debt: 148.8% and cash: 93.3% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-48.8%
Return on assets
-26%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €-8k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
27 d late
2023
27 d late
2022
23 d late
2021
4 d early
2020
6 d late
2019
25 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity
€-8k▼ 115%
2023 · €-4k
2018: €-11k 2019: €-15k 2020: €-27k 2021: €11k 2022: €-7k 2023: €-4k
2018 → 2024
Total assets
€17k▲ 109%
2023 · €8k
2018: €49k 2019: €30k 2020: €41k 2021: €234k 2022: €40k 2023: €8k
2018 → 2024
Net result
€-5k
2023 · €3k
2018: €-20k 2019: €-4k 2020: €-12k 2021: €38k 2022: €-18k 2023: €3k
2018 → 2024
Working capital
€-8k▼ 115%
2023 · €-4k
2018: €-15k 2019: €-18k 2020: €-28k 2021: €14k 2022: €-7k 2023: €-4k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€-27k-€11k€-7k€-4k▲ 46.1%€-8k▼ 115%
Operating result€-12k-€38k€-18k€4k€-4k
Net result€-12k-€38k€-18k€3k€-5k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2020: €-12k€-12kNet result 2020: €-12k€-12kOperating result 2021: €38k€38kNet result 2021: €38k€38kOperating result 2022: €-18k€-18kNet result 2022: €-18k€-18kOperating result 2023: €4k€4kNet result 2023: €3k€3kOperating result 2024: €-4k€-4kNet result 2024: €-5k€-5k20202021202220232024
The operating result turns negative in 2024: a loss of €4k after €4k in 2023.
Key figures and ratios
2024 value · change against 2023
Solvency
-48.8%
2023 · -47.4%
Current ratio
0.67
2023 · 0.68
Quick ratio
0.67
2023 · 0.68
Debt / equity
-3.05
2023 · -3.11
ROA
-26.0%
2023 · 40.6%
Debt
€26k
2023 · €12k
Debt ≤ 1 year
€26k
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€8k€17k
Current assets29/58€8k€17k
Amounts receivable within one year40/41-€623
Trade receivables40-€379
Other amounts receivable41-€244
Cash at bank and in hand54/58€8k€16k
Deferred charges and accrued income490/1€370€539
Equity and liabilities
Total equity and liabilities10/49€8k€17k
Equity10/15€-4k€-8k
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-12k€-17k
Amounts payable17/49€12k€26k
Amounts payable within one year42/48€12k€26k
Trade debts44€5k€3k
Suppliers440/4€5k€3k
Advances received on contracts in progress46-€12k
Other amounts payable47/48€7k€11k
Income statement Code20232024
Other operating charges640/8€792€62
Gross operating margin9900€5k€-4k
Operating profit (loss)9901€4k€-4k
Financial income75/76B€5€2
Recurring financial income75€5€2
Financial charges65/66B€951€767
Recurring financial charges65€951€767
Profit (loss) for the period before taxes9903€3k€-5k
Profit (loss) for the period9904€3k€-5k
Profit (loss) for the period to be appropriated9905€3k€-5k
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-17k
Profit (loss) brought forward from the previous period14P€-15k€-12k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2025
27-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
27-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
31-12
Financial Back to profitnet €3k
Net result €3k after one loss-making year.
23-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
27-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Back to profitnet €38k
Net result €38k after 3 loss-making years.
06-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
25-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
03-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Martinusstraat 363840 Tongeren-Borgloon
Ground area
699 m²
Building footprint
114 m²
Volume, LiDAR
746 m³
Parcel 73016A0504/00E000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
All Waters
Martinusstraat 36, 3840 Tongeren-BorgloonNACE 45192
since 20082.172.120.901
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73016A0504/00E000
ProtectedTownscape or village viewDorpskern Gors-OpleeuwSource ↗
Flanders 699 m² 1 · 114 m² 9.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Similar companies · same sector, comparable size

Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 801 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded23-05-2008
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
46140Agents in the wholesale of industrial machinery, ships and aircraft
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.