ALL TRADE
ActiveSummary
ALL TRADE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €88k and a net result of €53k. Equity is growing by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 72% of 15865 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+18
Solvency93▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.28 against 7.32 in 2023; short-term debt: 32.2% and cash: 5.6% of total assets), and 32.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-09-2025, 36 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d late
2023
151 d early
2022
128 d early
2021
on the day
2020
30 d late
2019
15 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€88k▼ 44.4%
2023 · €158k
2018: €-24klowest in 7 years
2019: €-21k▲ +10.7% vs 2018
2020: €106k▲ +599% vs 2019
2021: €140k▲ +32.1% vs 2020
2022: €137k▼ -2.1% vs 2021
2023: €158k▲ +16.0% vs 2022highest in 7 years
2024: €88k▼ -44.4% vs 2023
2018 → 2024
Total assets
€130k▼ 28.6%
2023 · €182k
2018: €106k
2019: €100k▼ -5.9% vs 2018lowest in 7 years
2020: €233k▲ +134% vs 2019highest in 7 years
2021: €232k▼ -0.2% vs 2020
2022: €172k▼ -26.0% vs 2021
2023: €182k▲ +5.9% vs 2022
2024: €130k▼ -28.6% vs 2023
2018 → 2024
Net result
€53k▲ 62.5%
2023 · €32k
2018: €-18klowest in 7 years
2019: €3k▲ +114% vs 2018
2020: €-781▼ -131% vs 2019
2021: €34k▲ +4443% vs 2020
2022: €-3k▼ -109% vs 2021
2023: €32k▲ +1208% vs 2022
2024: €53k▲ +62.5% vs 2023highest in 7 years
2018 → 2024
Working capital
€54k▼ 64.1%
2023 · €149k
2018: €-67klowest in 7 years
2019: €-60k▲ +9.9% vs 2018
2020: €66k▲ +208% vs 2019
2021: €138k▲ +111% vs 2020
2022: €133k▼ -4.0% vs 2021
2023: €149k▲ +12.3% vs 2022highest in 7 years
2024: €54k▼ -64.1% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€106k-€140k▲ 32.1%€137k▼ 2.1%€158k▲ 16.0%€88k▼ 44.4%
2020: €106k
2021: €140k▲ +32.1% vs 2020
2022: €137k▼ -2.1% vs 2021
2023: €158k▲ +16.0% vs 2022highest in 5 years
2024: €88k▼ -44.4% vs 2023lowest in 5 years
Operating result€103-€49k▲ 47,367%€25k▼ 47.9%€40k▲ 56.3%€82k▲ 108%
2020: €103lowest in 5 years
2021: €49k▲ +47367% vs 2020
2022: €25k▼ -47.9% vs 2021
2023: €40k▲ +56.3% vs 2022
2024: €82k▲ +108% vs 2023highest in 5 years
Net result€-781-€34k€-3k€32k€53k▲ 62.5%
2020: €-781
2021: €34k▲ +4443% vs 2020
2022: €-3k▼ -109% vs 2021lowest in 5 years
2023: €32k▲ +1208% vs 2022
2024: €53k▲ +62.5% vs 2023highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 108% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €130k
Fixed assets
€35k ▲ 260%
Current assets
€95k ▼ 44.7%
Equity and liabilities €130k
Equity
€88k ▼ 44.4%
Debt
€42k ▲ 77.3%
Debt's share of the balance-sheet total rises from 12.9% to 32.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€86k▲
2023 · €42k
Cash flow
€56k▲
2023 · €34k
Current ratio
2.28▼
2023 · 7.32
Debt to equity
0.47▲
2023 · 0.15
ROE
59.6%▲
2023 · 20.4%
ROA
40.4%▲
2023 · 17.8%
Interest coverage
259.76▲
2023 · -384.78
Debt ≤ 1 year
€42k▲
2023 · €24k
Income taxes
€31k▲
2023 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet
Code20232024
Assets
Total assets20/58€182k€130k▼
Fixed assets21/28€10k€35k▲
Tangible fixed assets22/27€10k€35k▲
Plant, machinery and equipment23€7k€9k▲
Furniture and vehicles24€3k€26k▲
Current assets29/58€172k€95k▼
Amounts receivable within one year40/41€167k€87k▼
Trade receivables40€26k€28k▲
Other amounts receivable41€141k€59k▼
Cash at bank and in hand54/58€2k€7k▲
Deferred charges and accrued income490/1€4k€847▼
Equity and liabilities
Total equity and liabilities10/49€182k€130k▼
Equity10/15€158k€88k▼
Contributions10/11€6k€6k=
Reserves13€152k€82k▼
Distributable reserves133€152k€82k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€24k€42k▲
Amounts payable within one year42/48€24k€42k▲
Financial debts43€3k€11k▲
Credit institutions430/8€3k€11k▲
Trade debts44€10k€4k▼
Suppliers440/4€10k€4k▼
Taxes, remuneration and social security45€11k€27k▲
Taxes450/3€11k€27k▲
Income statement
Code20232024
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€109€416▲
Gross operating margin9900€42k€86k▲
Operating profit (loss)9901€40k€82k▲
Financial income75/76B€8k€2k▼
Recurring financial income75€8k€2k▼
Financial charges65/66B€-108€331▲
Recurring financial charges65€-108€331▲
Profit (loss) for the period before taxes9903€47k€84k▲
Income taxes67/77€15k€31k▲
Profit (loss) for the period9904€32k€53k▲
Profit (loss) for the period to be appropriated9905€32k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€53k▲
Profit (loss) brought forward from the previous period14P€-3k€0▲
Transfer from equity791/2€10k€123k▲
Transfer to equity691/2€29k€53k▲
To other reserves6921€29k€53k▲
Profit to be distributed694/7€10k€123k▲
Return on contributions (dividend)694€10k€123k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €7k | - | €4k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €947 | €1k | €2k | €4k | ▲ 98.0% |
| Other operating charges640/8 | - | €163 | €102 | €109 | €416 | ▲ 282% |
| Non-recurring operating charges66A | - | €11k | - | - | - | - |
| Gross operating margin9900 | €5k | €60k | €27k | €42k | €86k | ▲ 108% |
| Operating profit (loss)9901 | €103 | €49k | €25k | €40k | €82k | ▲ 108% |
| Financial income75/76B | - | €4k | €4k | €8k | €2k | ▼ 77.5% |
| Recurring financial income75 | €5k | €4k | €4k | €8k | €2k | ▼ 77.5% |
| Financial charges65/66B | - | €114 | €66 | €-108 | €331 | ▲ 407% |
| Recurring financial charges65 | €101 | €114 | €66 | €-108 | €331 | ▲ 407% |
| Profit (loss) for the period before taxes9903 | €5k | €53k | €30k | €47k | €84k | ▲ 76.8% |
| Income taxes67/77 | €6k | €19k | €33k | €15k | €31k | ▲ 107% |
| Profit (loss) for the period9904 | €-781 | €34k | €-3k | €32k | €53k | ▲ 62.5% |
| Profit (loss) for the period to be appropriated9905 | €-781 | €34k | €-3k | €32k | €53k | ▲ 62.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €233k | €232k | €172k | €182k | €130k | ▼ 28.6% |
| Fixed assets21/28 | €40k | €1k | €4k | €10k | €35k | ▲ 260% |
| Tangible fixed assets22/27 | €40k | €1k | €4k | €10k | €35k | ▲ 260% |
| Plant, machinery and equipment23 | - | €540 | €2k | €7k | €9k | ▲ 28.9% |
| Furniture and vehicles24 | - | €895 | €2k | €3k | €26k | ▲ 776% |
| Current assets29/58 | €193k | €231k | €168k | €172k | €95k | ▼ 44.7% |
| Amounts receivable within one year40/41 | €186k | €205k | €164k | €167k | €87k | ▼ 47.7% |
| Trade receivables40 | - | €45k | €17k | €26k | €28k | ▲ 10.5% |
| Other amounts receivable41 | - | €161k | €146k | €141k | €59k | ▼ 58.3% |
| Cash at bank and in hand54/58 | €7k | €26k | €4k | €2k | €7k | ▲ 290% |
| Deferred charges and accrued income490/1 | - | - | €12 | €4k | €847 | ▼ 78.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €233k | €232k | €172k | €182k | €130k | ▼ 28.6% |
| Equity10/15 | €106k | €140k | €137k | €158k | €88k | ▼ 44.4% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €100k | €133k | €133k | €152k | €82k | ▼ 46.2% |
| Distributable reserves133 | - | €133k | €133k | €152k | €82k | ▼ 46.2% |
| Profit (loss) carried forward14 | €-781 | - | €-3k | - | €0 | - |
| Amounts payable17/49 | €127k | €93k | €35k | €24k | €42k | ▲ 77.3% |
| Amounts payable within one year42/48 | €127k | €93k | €35k | €24k | €42k | ▲ 77.3% |
| Financial debts43 | - | - | €8k | €3k | €11k | ▲ 307% |
| Credit institutions430/8 | - | - | €8k | €3k | €11k | ▲ 307% |
| Trade debts44 | €36k | €46k | €3k | €10k | €4k | ▼ 62.7% |
| Suppliers440/4 | - | €46k | €3k | €10k | €4k | ▼ 62.7% |
| Taxes, remuneration and social security45 | - | €43k | €25k | €11k | €27k | ▲ 141% |
| Taxes450/3 | - | €43k | €23k | €11k | €27k | ▲ 141% |
| Remuneration and social security454/9 | - | - | €2k | - | - | - |
| Other amounts payable47/48 | - | €4k | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-781 | €34k | €-3k | €32k | €53k | ▲ 62.5% |
| + Depreciation and write-downs630 | €4k | €947 | €1k | €2k | €4k | ▲ 98.0% |
| Operating cash flow (approximation) | €4k | €35k | €-2k | €34k | €56k | ▲ 64.4% |
| Investment in fixed assets (approximation) | - | €38k | €-4k | €-7k | €-29k | ▼ 287% |
| Change in cash | - | €19k | €-22k | €-2k | €5k | ▲ 343% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
05-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 36 days late
2024
31-12
Financial
Highest result since 2018net €53k ▲62.5%
Operating result €82k, net result €53k, both a record.
02-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
31-12
Financial
Equity above €150kEq €158k ▲16%
Equity rises from €137k to €158k.
25-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 1.52
Current ratio from 0.50 to 1.52.
31-12
Financial
Equity above €100kEq €106k
Equity rises from €-21k to €106k.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
14-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 349 days late
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
27-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2008
Ground area
1.1 ha
Building footprint
3,240 m²
Volume, LiDAR
14,359 m³
Parcel 13376G0389/00P000, Flanders · tallest building 5.8 m, ±2 floors. Linked by address, not a title deed.
65
companies at this address
See who is registered here
1 establishment unit
ALL TRADE
since 20082.170.965.710
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13376G0389/00P000 | Flanders | 1.1 ha | 1 · 3,240 m² | 5.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,571. 1,972 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-04-2008
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
73110Advertising agencies
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.