ALL SURVEY
ActiveALL SURVEY has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €2k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 77% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +42 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▲+13
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.68 against 5.03 in 2024), and 21.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.9%
Return on assets
2.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
56 d early
2023
49 d early
2022
42 d early
2021
8 d late
2020
12 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 2.7%
2024 · €73k
2019: €64k
2020: €69k
2021: €70k
2022: €73k
2023: €77k
2024: €73k
2019 → 2025
Total assets
€95k▲ 5.0%
2024 · €90k
2019: €84k
2020: €84k
2021: €87k
2022: €92k
2023: €95k
2024: €90k
2019 → 2025
Net result
€2k
2024 · €-4k
2019: €4k
2020: €5k
2021: €763
2022: €3k
2023: €4k
2024: €-4k
2019 → 2025
Working capital
€74k▲ 4.4%
2024 · €71k
2019: €63k
2020: €66k
2021: €67k
2022: €71k
2023: €74k
2024: €71k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€73k▲ 4.6%€77k▲ 5.7%€73k▼ 5.4%€75k▲ 2.7%
Operating result€3k-€8k▲ 154%€9k▲ 12.6%€-3k€6k
Net result€763-€3k▲ 323%€4k▲ 28.7%€-4k€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€1k▼ 52.9%
Current assets
€94k▲ 6.4%
Equity and liabilities €95k
Equity
€75k▲ 2.7%
Debt
€20k▲ 14.3%
The debt ratio rises from 19.4% to 21.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€7k▲
2024 · €-1k
Cash flow
€3k▲
2024 · €-3k
Solvency
78.9%▼
2024 · 80.6%
Current ratio
4.68▼
2024 · 5.03
Quick ratio
4.68▼
2024 · 5.03
Debt / equity
0.27▲
2024 · 0.24
ROE
2.7%▲
2024 · -5.7%
ROA
2.1%▲
2024 · -4.6%
Interest coverage
7.18▲
2024 · -1.72
Debt
€20k▲
2024 · €18k
Debt ≤ 1 year
€20k▲
2024 · €18k
Income taxes
€4k▲
2024 · €899
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€95k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€730▼
Furniture and vehicles24€582€274▼
Current assets29/58€88k€94k▲
Amounts receivable within one year40/41€14k€7k▼
Trade receivables40€14k€6k▼
Other amounts receivable41€474€373▼
Current investments50/53€40k€44k▲
Cash at bank and in hand54/58€34k€43k▲
Deferred charges and accrued income490/1€82€95▲
Equity and liabilities
Total equity and liabilities10/49€90k€95k▲
Equity10/15€73k€75k▲
Contributions10/11€19k€19k=
Reserves13€54k€56k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€52k€54k▲
Amounts payable17/49€18k€20k▲
Amounts payable within one year42/48€18k€20k▲
Trade debts44€698€985▲
Suppliers440/4€698€985▲
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€2k€2k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€12k€14k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8-€118
Gross operating margin9900€-1k€8k▲
Operating profit (loss)9901€-3k€6k▲
Financial income75/76B€43€200▲
Recurring financial income75€43€200▲
Financial charges65/66B€807€1k▲
Recurring financial charges65€807€1k▲
Profit (loss) for the period before taxes9903€-3k€6k▲
Income taxes67/77€899€4k▲
Profit (loss) for the period9904€-4k€2k▲
Profit (loss) for the period to be appropriated9905€-4k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€2k▲
Transfer from equity791/2€4k-
Transfer to equity691/2-€2k
To other reserves6921-€2k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2024
06-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-4k ▼201%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
2023
13-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
08-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
19-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €5k ▲23.8%
Net result €5k, the highest in the series.
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Appellaan 252240 ZandhovenGround area
2,586 m²
Building footprint
527 m²
Volume, LiDAR
5,210 m³
2 parcels, Flanders · tallest building 19.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Kernenergiestraat 1, 2610 Antwerpen
since 20012.101.348.414
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11054B0436/00F000 | Flanders | 1,848 m² | 1 · 197 m² | 8.3 m · 2 fl. |
| 11463D0325/02R000 | Flanders | 739 m² | 1 · 329 m² | 19.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,510 companies in sector 71121 we hold annual accounts for 6,526. 5,120 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2001
Fiscal year end30-06
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.