All Specialty Underwriting

Active

Private limited companyfounded 2020active for 6 yearsDuivelshoekstraat 13, 8800 Roeselare, BelgiumKBO/BCE: BE 0743.918.536

From the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

All Specialty Underwriting is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€132,733) and a net result of €240,204. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 7% of 3,049 sector peers (NACE 66, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

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All Specialty UnderwritingActive

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Official details

KBO

Status: Active since 20-02-2020 Normal situation
Activity: Risk and damage evaluation NACE 66210and 4 others
Establishment unit: 2.342.536.835 8800 Roeselare, since 20-02-2020
Financial year end: 31 December
Peppol: Reachable

Company details

Board and ownership

Board

BERUM BVDirector · since 20-02-2020

Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model

Annual accounts 2025

Profit: €240,204
Equity: -€132,733; ▲ 64.4%
Total assets: €1.9m; ▲ 186%
Staff: ≈ 3.3 FTE; estimated

Filed on 30-09-2026, 61 days after the deadlineat the National Bank

Financials

Signalsraises riskWeak solvency compared with the sector2025 accounts filed 61 days lateShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Two signals.

raises risk

Weak solvency compared with the sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 3049 sector peers (2025).

NBB · sector comparison

Position among 3049 sector peers

Solvency

better than 7%

← weakest strongest →

2025 accounts filed 61 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 5 filings

Deviation from the deadline

2025

61 days late

2024

141 days late

2023

91 days late

2022

99 days late

2021

61 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 91 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 October (4 of the last 5 accounts filed within 31 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Risk: Negative equitydebts exceed assets in financial year 2025 -€132,733 View
Caution: Less equity than 95% of companies in auxiliary financial servicessector median €119,032 · 3,052 companies -€132,733 View
Positive: Back in profit in 2025after a loss of €572,459 in 2024 €240,204 View
Flemish supportawarded from 2023 to 2025 €50,158 View

Comparable companies

These companies have the same main activity as All Specialty Underwriting: risk and damage evaluation (NACE 66210). They are comparable in size and age: total assets between €936,000 and €3m, founded between 2012 and 2023.

Company	Total assets	Gross margin
All Specialty Underwriting Roeselare	€1.9m	€0.5m
DE ROO AND PARTNERS EXPERTISES Verviers	€1.2m	€0.7m
B&V EXPERTEN Waregem	€1.1m	€0.5m
BREUER & DION Herve	€0.9m	€0.6m
VERSTICHEL ET EXPERTS ASSOCIES Nivelles	€1.6m	€0.5m
TECHNICAL HR EXPERTS Sint-Martens-Latem	€1.9m	€0.8m
IMMOMAMS Jodoigne	€3.0m	€0.2m

Full comparison

Documents

Key facts about All Specialty Underwriting

What is the company number of All Specialty Underwriting?: The company number of All Specialty Underwriting is 0743.918.536. The VAT number is the same number with BE in front: BE 0743.918.536.
Where is All Specialty Underwriting based?: The registered office is at Duivelshoekstraat 13, 8800 Roeselare.Company details
What does All Specialty Underwriting do?: According to the KBO register, the main activity is risk and damage evaluation (NACE 66210).
What is the legal form of All Specialty Underwriting?: The legal form of All Specialty Underwriting is Private limited company (BV).
When was All Specialty Underwriting founded?: All Specialty Underwriting was founded on 20-02-2020.
Is All Specialty Underwriting still active?: Yes, All Specialty Underwriting is an active enterprise in the KBO register.
How many employees does All Specialty Underwriting have?: All Specialty Underwriting had an average of 0.9 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of All Specialty Underwriting?: The turnover in financial year 2025 is ≈ €870,000. This figure is estimated from the gross margin of €542,573 and 31 comparable companies (NACE 66). It probably lies between €780,000 and €1.0m.
Is All Specialty Underwriting profitable?: In financial year 2025, All Specialty Underwriting made a profit of €240,204.
Where can I find the annual accounts of All Specialty Underwriting?: All Specialty Underwriting filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of All Specialty Underwriting due?: All Specialty Underwriting must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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Overview