All Services Install
ActiveSummary
The computed 12-month bankruptcy probability of All Services Install is 1.7% (moderate). The 2025 annual accounts show equity of €131,767 and a net result of €15,246. Equity is growing by ~28.5% per year across the filed fiscal years. Its solvency ranks better than 93% of 28281 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability82▼-15
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 10.33 against 5.16 in 2024; short-term debt: 9.6% and cash: 2.8% of total assets), and 9.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.4%
Return on assets
10.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
7 d early
2024
56 d late
2023
51 d late
2022
56 d late
2021
54 d late
2020
27 d late
2019
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 32 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€131,767▲ 26.6%
2024 · €104,121
Total assets
€145,754▲ 12.9%
2024 · €129,121
Net result
€15,246▼ 47.1%
2024 · €28,818
Working capital
€130,517▲ 25.5%
2024 · €104,029
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15,285▼ 64.1%€15,808▲ 3.4%€36,165▲ 129%€29,283▼ 19.0%€14,103▼ 51.8%
Net result€14,560within the sector's middle half▼ 62.0%€7,924within the sector's middle half▼ 45.6%€30,031above the sector's middle half▲ 279%€28,818above the sector's middle half▼ 4.0%€15,246within the sector's middle half▼ 47.1%
Equity€49,848within the sector's middle half▲ 30.2%€57,772within the sector's middle half▲ 15.9%€81,303within the sector's middle half▲ 40.7%€104,121within the sector's middle half▲ 28.1%€131,767within the sector's middle half▲ 26.6%
Total assets€79,118within the sector's middle half▲ 19.9%€79,159within the sector's middle half▲ 0.1%€120,980within the sector's middle half▲ 52.8%€129,121within the sector's middle half▲ 6.7%€145,754within the sector's middle half▲ 12.9%
Debt€29,270▲ 5.8%€21,387▼ 26.9%€39,677▲ 85.5%€25,000▼ 37.0%€13,987▼ 44.1%
Working capital€46,321within the sector's middle half▲ 29.9%€55,983within the sector's middle half▲ 20.9%€80,383within the sector's middle half▲ 43.6%€104,029above the sector's middle half▲ 29.4%€130,517above the sector's middle half▲ 25.5%
Solvency63.0%within the sector's middle half▲ 5.0pp73.0%above the sector's middle half▲ 10.0pp67.2%within the sector's middle half▼ 5.8pp80.6%above the sector's middle half▲ 13.4pp90.4%above the sector's middle half▲ 9.8pp
Current ratio2.58within the sector's middle half▲ 0.293.62above the sector's middle half▲ 1.043.03within the sector's middle half▼ 0.595.16above the sector's middle half▲ 2.1410.33above the sector's middle half▲ 5.17
Return on assets (ROA)18.4%above the sector's middle half▼ 39.7pp10.0%within the sector's middle half▼ 8.4pp24.8%above the sector's middle half▲ 14.8pp22.3%above the sector's middle half▼ 2.5pp10.5%within the sector's middle half▼ 11.9pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 52% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €145,754
Fixed assets
€1,250 ▲ 1,259%
Current assets
€144,504 ▲ 12.0%
Equity and liabilities €145,754
Equity
€131,767 ▲ 26.6%
Debt
€13,987 ▼ 44.1%
Debt's share of the balance-sheet total falls from 19.4% to 9.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14,195▼
2024 · €30,111
Cash flow
€15,339▼
2024 · €29,646
Debt to equity
0.11▼
2024 · 0.24
ROE
11.6%▼
2024 · 27.7%
Interest coverage
68.12▼
2024 · 88.04
Debt ≤ 1 year
€13,987▼
2024 · €25,000
Income taxes
€4,226▼
2024 · €6,363
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,358 | €1,738 | €869 | €828 | €92 | ▼ 88.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €9,110 | - | - |
| Other operating charges640/8 | €458 | €430 | €492 | €20 | €230 | ▲ 1,050% |
| Gross operating margin9900 | €17,101 | €17,976 | €37,526 | €39,241 | €14,425 | ▼ 63.2% |
| Operating profit (loss)9901 | €15,285 | €15,808 | €36,165 | €29,283 | €14,103 | ▼ 51.8% |
| Financial income75/76B | €2,613 | €3,428 | €3,806 | €6,240 | €5,578 | ▼ 10.6% |
| Recurring financial income75 | €2,613 | €3,428 | €3,806 | €6,240 | €5,578 | ▼ 10.6% |
| Financial charges65/66B | €410 | €9,092 | €3,394 | €342 | €208 | ▼ 39.1% |
| Recurring financial charges65 | €410 | €9,092 | €3,394 | €342 | €208 | ▼ 39.1% |
| Profit (loss) for the period before taxes9903 | €17,488 | €10,144 | €36,577 | €35,181 | €19,472 | ▼ 44.7% |
| Income taxes67/77 | €2,928 | €2,220 | €6,546 | €6,363 | €4,226 | ▼ 33.6% |
| Profit (loss) for the period9904 | €14,560 | €7,924 | €30,031 | €28,818 | €15,246 | ▼ 47.1% |
| Profit (loss) for the period to be appropriated9905 | €14,560 | €7,924 | €30,031 | €28,818 | €15,246 | ▼ 47.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €79,118 | €79,159 | €120,980 | €129,121 | €145,754 | ▲ 12.9% |
| Fixed assets21/28 | €3,527 | €1,789 | €920 | €92 | €1,250 | ▲ 1,259% |
| Tangible fixed assets22/27 | €3,527 | €1,789 | €920 | €92 | - | - |
| Plant, machinery and equipment23 | €970 | €388 | €97 | - | - | - |
| Furniture and vehicles24 | €2,557 | €1,401 | €823 | €92 | - | - |
| Financial fixed assets28 | - | - | - | - | €1,250 | - |
| Current assets29/58 | €75,591 | €77,370 | €120,060 | €129,029 | €144,504 | ▲ 12.0% |
| Amounts receivable within one year40/41 | €75,589 | €76,952 | €117,957 | €128,233 | €140,431 | ▲ 9.5% |
| Trade receivables40 | €32,339 | €19,169 | €33,215 | €5,652 | €59,304 | ▲ 949% |
| Other amounts receivable41 | €43,250 | €57,783 | €84,742 | €122,581 | €81,127 | ▼ 33.8% |
| Cash at bank and in hand54/58 | €2 | €2 | €1,639 | €434 | €4,074 | ▲ 839% |
| Deferred charges and accrued income490/1 | - | €416 | €464 | €362 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €79,118 | €79,159 | €120,980 | €129,121 | €145,754 | ▲ 12.9% |
| Equity10/15 | €49,848 | €57,772 | €81,303 | €104,121 | €131,767 | ▲ 26.6% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €18,600 | ▲ 200% |
| Capital10 | €6,200 | €6,200 | €6,200 | €6,200 | - | - |
| Issued capital100 | €18,600 | €18,600 | €18,600 | €18,600 | - | - |
| Uncalled capital101 | €12,400 | €12,400 | €12,400 | €12,400 | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | €1,860 | €1,860 | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €1,860 | - |
| Profit (loss) carried forward14 | €41,788 | €49,712 | €73,243 | €96,061 | €111,307 | ▲ 15.9% |
| Amounts payable17/49 | €29,270 | €21,387 | €39,677 | €25,000 | €13,987 | ▼ 44.1% |
| Amounts payable within one year42/48 | €29,270 | €21,387 | €39,677 | €25,000 | €13,987 | ▼ 44.1% |
| Trade debts44 | €2,884 | €14,424 | €21,748 | €2,045 | €2,077 | ▲ 1.6% |
| Suppliers440/4 | €2,884 | €14,424 | €21,748 | €2,045 | €2,077 | ▲ 1.6% |
| Taxes, remuneration and social security45 | €23,386 | €6,963 | €11,429 | €16,955 | €11,910 | ▼ 29.8% |
| Taxes450/3 | €13,139 | €6,963 | €11,429 | €15,455 | €11,910 | ▼ 22.9% |
| Remuneration and social security454/9 | €10,247 | - | - | €1,500 | - | - |
| Other amounts payable47/48 | €3,000 | - | €6,500 | €6,000 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,560 | €7,924 | €30,031 | €28,818 | €15,246 | ▼ 47.1% |
| + Depreciation and write-downs630 | €1,358 | €1,738 | €869 | €828 | €92 | ▼ 88.9% |
| Operating cash flow (approximation) | €15,918 | €9,662 | €30,900 | €29,646 | €15,339 | ▼ 48.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€1,250 | - |
| Change in cash | - | €0 | €1,637 | -€1,205 | €3,640 | ▲ 402% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 10.33
Current ratio from 5.16 to 10.33; short-term debt falls from €25,000 to €13,987.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Equity above €100,000Eq €104,121 ▲28.1%
6 profitable years in a row build equity to €104,121.
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
25-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 56 days late
2022
31-12
Financial
Weakest financial yearnet €7,924 ▼45.6%
Net result drops to €7,924, the lowest in the series; recovery starts the following year.
23-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 54 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Highest result since 2019net €38,328 ▲338%
Operating result €42,625, net result €38,328, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2018
Ground area
1,181 m²
Building footprint
436 m²
Volume, LiDAR
6,215 m³
Parcel 21332B0446/00Z002, Brussels · tallest building 19.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
All Services Install
since 20182.276.491.911
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332B0446/00Z002 | Brussels | 1,181 m² | 1 · 436 m² | 19.4 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
S&G
BE 0675.636.474
Beringen · Eq €131,739
DENOLF h.v.a.c.
BE 0891.329.634
Moorslede · Eq €131,729
Etablissements LAURENT Christian
BE 0421.365.723
Namur · Eq €131,812
KERFS TECHNIEKEN
BE 0792.226.516
Balen · Eq €131,822
SANI-PLADYS
BE 0810.660.078
Péruwelz · Eq €131,686
Of 9,537 companies in sector 43222 we hold annual accounts for 5,668. 4,923 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded26-04-2018
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43350Other building finishing work
43990Other specialised construction activities
81210General cleaning of buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0695482971
Also
9925:BE0695482971
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.