ALL RENOVATION & WINDOWS

Active

Private limited companyfounded 199234 yrs activeMolenstraat 125 B, 2560 Nijlen, BelgiumKBO/BCE: BE 0447.845.931

ALL RENOVATION & WINDOWS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €663k and a net result of €94k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 33% of 7447 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

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Checked score

Score 2024

67 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability74▲+1

Solvency56▲+2

Growth78▲+26

Track record100

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €40k at 30 days acceptable

Liquidity ample (current ratio 1.54 against 1.61 in 2023; short-term debt: 12.9% and cash: 7.3% of total assets), but 69.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

6 d early

2023

8 d early

2022

68 d late

2021

4 d early

2020

5 d early

2019

1 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity

€663k▼ 0.3%

2023 · €666k

2018: €309k 2019: €406k 2020: €501k 2021: €559k 2022: €639k 2023: €666k

2018 → 2024

Total assets

€2.15M▼ 6.7%

2023 · €2.30M

2018: €1.22M 2019: €1.31M 2020: €2.04M 2021: €1.99M 2022: €2.20M 2023: €2.30M

2018 → 2024

Net result

€94k▲ 22.6%

2023 · €77k

2018: €83k 2019: €97k 2020: €96k 2021: €91k 2022: €79k 2023: €77k

2018 → 2024

Working capital

€150k▼ 13.6%

2023 · €173k

2018: €180k 2019: €247k 2020: €299k 2021: €356k 2022: €220k 2023: €173k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€501k-€559k▲ 11.6%€639k▲ 14.2%€666k▲ 4.2%€663k▼ 0.3%

Operating result€158k-€112k▼ 29.0%€141k▲ 26.1%€138k▼ 2.0%€161k▲ 16.5%

Net result€96k-€91k▼ 4.4%€79k▼ 13.3%€77k▼ 2.7%€94k▲ 22.6%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2024; 2024 is 17% above 2023 and is the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €2.15M

80.1%

19.9%

Fixed assets €1.72M▼ 6.7%

Current assets €428k▼ 6.5%

Equity and liabilities €2.15M

30.9%

69.1%

Equity €663k▼ 0.3%

Debt €1.48M▼ 9.3%

The debt ratio falls from 71.1% to 69.1%. Equity and debt are lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€290k▲

2023 · €268k

Cash flow

€223k▲

2023 · €207k

Solvency

30.9%▲

2023 · 28.9%

Current ratio

1.54▼

2023 · 1.61

Quick ratio

1.54▼

2023 · 1.61

Debt / equity

2.24▼

2023 · 2.46

ROE

14.2%▲

2023 · 11.6%

ROA

4.4%▲

2023 · 3.3%

Interest coverage

8.95▲

2023 · 7.99

Debt

€1.48M▼

2023 · €1.64M

Debt ≤ 1 year

€278k▼

2023 · €284k

Debt > 1 year

€1.21M▼

2023 · €1.35M

Income taxes

€40k▲

2023 · €28k

Staff costs

€187k▼

2023 · €214k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€2.30M€2.15M▼

Fixed assets21/28€1.84M€1.72M▼

Tangible fixed assets22/27€1.84M€1.72M▼

Land and buildings22€1.73M€1.64M▼

Plant, machinery and equipment23€158€4k▲

Furniture and vehicles24€100k€71k▼

Other tangible fixed assets26€13k€10k▼

Current assets29/58€457k€428k▼

Amounts receivable after more than one year29€120k€173k▲

Other amounts receivable291€120k€173k▲

Amounts receivable within one year40/41€75k€98k▲

Trade receivables40€75k€98k▲

Cash at bank and in hand54/58€263k€157k▼

Equity and liabilities

Total equity and liabilities10/49€2.30M€2.15M▼

Equity10/15€666k€663k▼

Contributions10/11€37k€37k=

Reserves13€628k€626k▼

Non-distributable reserves130/1€6k-

Reserves not available under the articles1311€6k-

Distributable reserves133€622k€626k▲

Amounts payable17/49€1.64M€1.48M▼

Amounts payable after more than one year17€1.35M€1.21M▼

Financial debts170/4€1.35M€1.21M▼

Amounts payable within one year42/48€284k€278k▼

Current portion of amounts payable after more than one year42€142k€130k▼

Financial debts43€5k-

Credit institutions430/8€5k-

Trade debts44€6k€10k▲

Suppliers440/4€6k€10k▲

Taxes, remuneration and social security45€71k€36k▼

Taxes450/3€57k€33k▼

Remuneration and social security454/9€14k€3k▼

Other amounts payable47/48€60k€101k▲

Income statement Code20232024

Non-recurring operating income76A€25k-

Remuneration, social security and pensions62€214k€187k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€130k€128k▼

Other operating charges640/8€19k€10k▼

Gross operating margin9900€501k€486k▼

Operating profit (loss)9901€138k€161k▲

Financial income75/76B€0€6k▲

Recurring financial income75€0€6k▲

Financial charges65/66B€34k€32k▼

Recurring financial charges65€34k€32k▼

Profit (loss) for the period before taxes9903€105k€134k▲

Income taxes67/77€28k€40k▲

Profit (loss) for the period9904€77k€94k▲

Profit (loss) for the period to be appropriated9905€77k€94k▲

Appropriation of the result

Profit (loss) to be appropriated9906€77k€94k▲

Transfer from equity791/2€50k€97k▲

Transfer to equity691/2€77k€94k▲

To other reserves6921€77k€94k▲

Profit to be distributed694/7€50k€97k▲

Return on contributions (dividend)694€50k€97k▲

Social balance

Average headcount (FTE)90874.93.7▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 13Financial 3Filings 10

2025

25-07

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

23-07

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

31-12

Financial Weakest financial yearnet €77k ▼2.7%

Net result drops to €77k, the lowest in the series; recovery starts the following year.

07-10

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema · 68 days late

2022

27-07

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

26-07

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

2020

31-12

Financial Equity above €500kEq €501k ▲23.6%

3 profitable years in a row build equity to €501k.

30-07

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2019

31-12

Financial Highest result since 2018net €97k ▲16.8%

Net result €97k, the highest in the series.

01-08

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema · 1 day late

2018

02-08

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema · 2 days late

2017

10-07

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

2016

30-06

NBB filing Annual accounts filed

fiscal year 2015 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Nijlen · 1 establishment unit since 2021

establishment approximate The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Molenstraat 125 B2560 Nijlen

Ground area

494 m²

Building footprint

79 m²

Volume, LiDAR

323 m³

Parcel 12026D0813/00B004, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

Molenstraat 125, 2560 Nijlen

General construction of buildings

since 20212.314.750.095

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12026D0813/00B004	Flanders	494 m²	1 · 79 m²	6.3 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 to 2025 · 3 entries · 1,685 EUR awarded · 1,662 EUR paid

Year	Entries	awarded	paid
2025	1	1,023 EUR	1,000 EUR
2024	1	590 EUR	590 EUR
2023	1	72 EUR	72 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

3 entries · 1,685 EUR · 1,662 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Merelbeke-Melle · Eq €665k

NEUCKENS C.F.N.

BE 0449.037.051

Sint-Katelijne-Waver · Eq €665k

Of 15,536 companies in sector 43990 we hold annual accounts for 7,421. 4,029 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded16-07-1992

Fiscal year end31-12

Abbreviation NL A.R.W.

Activities, NACEBEL

41001General construction of residential buildings

43990Other specialised construction activities

43999Specialised construction activities

45250

43211General electrical installation work

43221Plumbing work

43222Installation of electric heating, air conditioning, cooling and ventilation

43410Roofing work

45220

45310

45332

Sources

Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries

E-mail:jouri@jouwvakman.be

Enterprise

E-mail:mike@jouwvakman.be

Enterprise