ALL POOLS
ActiveSummary
ALL POOLS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €142,189 and a net result of €159,876. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 20% of 494 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability93▼-7
Solvency43▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 11.81 against 2.52 in 2023; short-term debt: 7% and cash: 11.6% of total assets), but 82.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Civil engineering (NACE 42)
about 27% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 494 sector peers (2024).
NBB · sector comparisonPosition among 494 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
30 d late
2022
43 d late
2021
31 d late
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 43 days after the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 41% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€142,189▼ 0.1%
2023 · €142,313
Total assets
€811,168▲ 15.1%
2023 · €704,952
Net result
€159,876▼ 16.2%
2023 · €190,802
Working capital
€615,297▲ 75.4%
2023 · €350,844
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 42, Civil engineering, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€127,785▲ 24.7%€108,100▼ 15.4%€143,561▲ 32.8%€190,509▲ 32.7%€154,743▼ 18.8%
Net result€126,745above the sector's middle half▲ 29.7%€106,956within the sector's middle half▼ 15.6%€143,003within the sector's middle half▲ 33.7%€190,802within the sector's middle half▲ 33.4%€159,876within the sector's middle half▼ 16.2%
Equity€86,553within the sector's middle half▲ 33.6%€113,509below the sector's middle half▲ 31.1%€131,512below the sector's middle half▲ 15.9%€142,313within the sector's middle half▲ 8.2%€142,189below the sector's middle half▼ 0.1%
Total assets€452,193above the sector's middle half▲ 16.4%€524,743below the sector's middle half▲ 16.0%€663,641within the sector's middle half▲ 26.5%€704,952within the sector's middle half▲ 6.2%€811,168within the sector's middle half▲ 15.1%
Debt€365,640▲ 13.0%€411,234▲ 12.5%€532,130▲ 29.4%€562,639▲ 5.7%€668,979▲ 18.9%
Working capital€299,693above the sector's middle half▲ 732%€323,790within the sector's middle half▲ 8.0%€442,492within the sector's middle half▲ 36.7%€350,844within the sector's middle half▼ 20.7%€615,297within the sector's middle half▲ 75.4%
Solvency19.1%below the sector's middle half▲ 2.5pp21.6%below the sector's middle half▲ 2.5pp19.8%below the sector's middle half▼ 1.8pp20.2%below the sector's middle half▲ 0.4pp17.5%below the sector's middle half▼ 2.7pp
Current ratio6.80above the sector's middle half▲ 5.675.19above the sector's middle half▼ 1.616.89above the sector's middle half▲ 1.712.52above the sector's middle half▼ 4.3811.81above the sector's middle half▲ 9.30
Return on assets (ROA)28.0%above the sector's middle half▲ 2.9pp20.4%above the sector's middle half▼ 7.6pp21.5%above the sector's middle half▲ 1.2pp27.1%above the sector's middle half▲ 5.5pp19.7%above the sector's middle half▼ 7.4pp
Staff (FTE)1within the sector's middle half=0.9below the sector's middle half▼ 10.0%0.5below the sector's middle half▼ 44.4%0.5below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 42, Civil engineering, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 19% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €811,168
Fixed assets
€138,958 ▲ 13.4%
Current assets
€672,210 ▲ 15.4%
Equity and liabilities €811,168
Equity
€142,189 ▼ 0.1%
Debt
€668,979 ▲ 18.9%
Debt's share of the balance-sheet total rises from 79.8% to 82.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€207,397▼
2023 · €239,215
Cash flow
€212,531▼
2023 · €239,507
Quick ratio
11.52▲
2023 · 2.45
Debt to equity
4.70▲
2023 · 3.95
ROE
112.4%▼
2023 · 134.1%
Interest coverage
61.29▼
2023 · 119.03
Debt ≤ 1 year
€56,913▼
2023 · €231,546
Debt > 1 year
€612,066▲
2023 · €331,093
Income taxes
€2,695▼
2023 · €6,460
Staff costs
€886▼
2023 · €27,240
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,613 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
2.0%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,613 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €25,534 | - | - | - |
| Remuneration, social security and pensions62 | - | €46,238 | €32,214 | €27,240 | €886 | ▼ 96.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30,597 | €40,939 | €48,710 | €48,706 | €52,655 | ▲ 8.1% |
| Other operating charges640/8 | - | €2,671 | €3,066 | €2,564 | €2,177 | ▼ 15.1% |
| Gross operating margin9900 | €208,652 | €197,947 | €227,551 | €269,019 | €210,461 | ▼ 21.8% |
| Operating profit (loss)9901 | €127,785 | €108,100 | €143,561 | €190,509 | €154,743 | ▼ 18.8% |
| Financial income75/76B | - | €6,897 | €9,474 | €8,762 | €11,213 | ▲ 28.0% |
| Recurring financial income75 | €7,761 | €6,897 | €9,474 | €8,762 | €11,213 | ▲ 28.0% |
| Financial charges65/66B | - | €1,947 | €2,807 | €2,010 | €3,384 | ▲ 68.4% |
| Recurring financial charges65 | €1,971 | €1,947 | €2,807 | €2,010 | €3,384 | ▲ 68.4% |
| Profit (loss) for the period before taxes9903 | €133,575 | €113,050 | €150,228 | €197,262 | €162,571 | ▼ 17.6% |
| Income taxes67/77 | €6,830 | €6,095 | €7,226 | €6,460 | €2,695 | ▼ 58.3% |
| Profit (loss) for the period9904 | €126,745 | €106,956 | €143,003 | €190,802 | €159,876 | ▼ 16.2% |
| Profit (loss) for the period to be appropriated9905 | €126,745 | €106,956 | €143,003 | €190,802 | €159,876 | ▼ 16.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €452,193 | €524,743 | €663,641 | €704,952 | €811,168 | ▲ 15.1% |
| Fixed assets21/28 | €100,824 | €123,593 | €146,037 | €122,562 | €138,958 | ▲ 13.4% |
| Tangible fixed assets22/27 | €100,824 | €123,593 | €146,037 | €122,562 | €138,958 | ▲ 13.4% |
| Plant, machinery and equipment23 | - | €32,284 | €24,659 | €21,403 | €10,392 | ▼ 51.4% |
| Furniture and vehicles24 | - | €91,309 | €121,378 | €101,159 | €128,566 | ▲ 27.1% |
| Current assets29/58 | €351,369 | €401,150 | €517,605 | €582,390 | €672,210 | ▲ 15.4% |
| Stocks and contracts in progress3 | €7,152 | €8,436 | €12,150 | €15,501 | €16,732 | ▲ 7.9% |
| Stocks30/36 | - | €8,436 | €12,150 | €15,501 | €16,732 | ▲ 7.9% |
| Amounts receivable within one year40/41 | €270,166 | €287,266 | €415,191 | €503,140 | €557,742 | ▲ 10.9% |
| Trade receivables40 | - | €187,339 | €276,726 | €325,566 | €349,617 | ▲ 7.4% |
| Other amounts receivable41 | - | €99,927 | €138,465 | €177,574 | €208,125 | ▲ 17.2% |
| Cash at bank and in hand54/58 | €67,904 | €101,949 | €87,527 | €60,831 | €94,377 | ▲ 55.1% |
| Deferred charges and accrued income490/1 | - | €3,500 | €2,737 | €2,919 | €3,359 | ▲ 15.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €452,193 | €524,743 | €663,641 | €704,952 | €811,168 | ▲ 15.1% |
| Equity10/15 | €86,553 | €113,509 | €131,512 | €142,313 | €142,189 | ▼ 0.1% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Outside capital11 | - | - | - | - | €6,200 | - |
| Other1109/19 | - | - | - | - | €6,200 | - |
| Reserves13 | €80,353 | €107,309 | €125,312 | €136,113 | €135,989 | ▼ 0.1% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Tax-exempt reserves132 | - | €16,311 | €16,311 | €16,311 | €16,311 | = |
| Distributable reserves133 | - | €89,138 | €107,141 | €119,803 | €119,679 | ▼ 0.1% |
| Amounts payable17/49 | €365,640 | €411,234 | €532,130 | €562,639 | €668,979 | ▲ 18.9% |
| Amounts payable after more than one year17 | €313,964 | €333,873 | €457,017 | €331,093 | €612,066 | ▲ 84.9% |
| Financial debts170/4 | - | €53,985 | €66,969 | €34,338 | €55,893 | ▲ 62.8% |
| Other amounts payable178/9 | - | €279,888 | €390,047 | €296,755 | €556,172 | ▲ 87.4% |
| Amounts payable within one year42/48 | €51,676 | €77,360 | €75,113 | €231,546 | €56,913 | ▼ 75.4% |
| Current portion of amounts payable after more than one year42 | - | €32,150 | €41,971 | €32,631 | €28,518 | ▼ 12.6% |
| Trade debts44 | €20,568 | €15,989 | €27,120 | €14,682 | €24,275 | ▲ 65.3% |
| Suppliers440/4 | - | €15,989 | €27,120 | €14,682 | €24,275 | ▲ 65.3% |
| Taxes, remuneration and social security45 | - | €29,221 | €6,022 | €4,233 | €4,121 | ▼ 2.7% |
| Taxes450/3 | - | €28,204 | €5,701 | €4,233 | €4,121 | ▼ 2.7% |
| Remuneration and social security454/9 | - | €1,017 | €321 | - | - | - |
| Other amounts payable47/48 | - | - | - | €180,000 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €126,745 | €106,956 | €143,003 | €190,802 | €159,876 | ▼ 16.2% |
| + Depreciation and write-downs630 | €30,597 | €40,939 | €48,710 | €48,706 | €52,655 | ▲ 8.1% |
| Operating cash flow (approximation) | €157,342 | €147,894 | €191,712 | €239,507 | €212,531 | ▼ 11.3% |
| Investment in fixed assets (approximation) | - | -€63,707 | -€71,153 | -€25,231 | -€69,051 | ▼ 174% |
| Change in cash | - | €34,045 | -€14,422 | -€26,696 | €33,546 | ▲ 226% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 60 days late
2024
31-12
Financial
Liquidity times 5current ratio 11.81
Current ratio from 2.52 to 11.81; short-term debt falls from €231,546 to €56,913.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €190,802 ▲33.4%
Operating result €190,509, net result €190,802, both a record.
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 43 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Equity above €100,000Eq €113,509 ▲31.1%
4 profitable years in a row build equity to €113,509.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Liquidity times 6current ratio 6.80
Current ratio from 1.13 to 6.80; short-term debt falls from €278,806 to €51,676.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
22-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthulst · 1 establishment unit since 2003
Ground area
1,025 m²
Building footprint
141 m²
Volume, LiDAR
778 m³
Parcel 32009B0702/00E000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zuid Torhoutstraat 8, 8650 Houthulst
since 20032.126.556.536
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32009B0702/00E000 | Flanders | 1,025 m² | 1 · 141 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- DEVISCH-DUJARDIN
- ALL POOLS
Highest known parent: DEVISCH-DUJARDIN. The sources do not say who stands above it.
Owners 1
- DEVISCH-DUJARDINparent100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 2,325 companies in sector 42110 we hold annual accounts for 1,096. 763 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-09-2002
Fiscal year end31-12
Activities, NACEBEL 2025
42110Construction of roads and motorways
43211General electrical installation work
43221Plumbing work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0478271960
Also
9925:BE0478271960
Registered
16-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.