ALL-LEASE
ActiveALL-LEASE has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €14k and a net result of €4k. Equity is growing by ~44.3% per year across the filed fiscal years. Its solvency ranks better than 34% of 9623 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▼-23
Solvency50▲+8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.18 in 2023; short-term debt: 74.2% and cash: 55.2% of total assets), and 75% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25%
Return on assets
6.6%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-08-2025, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
8 d late
2023
40 d late
2022
32 d early
2021
45 d late
2020
38 d late
2019
109 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€14k▲ 35.9%
2023 · €10k
2018: €-21k
2019: €-17k
2020: €-16k
2021: €-6k
2022: €-936
2023: €10k
2018 → 2024
Total assets
€55k▼ 6.6%
2023 · €59k
2018: €11k
2019: €5k
2020: €6k
2021: €22k
2022: €33k
2023: €59k
2018 → 2024
Net result
€4k▼ 75.1%
2023 · €15k
2019: €5k
2020: €-1k
2021: €10k
2022: €5k
2023: €15k
2019 → 2024
Working capital
€13k▲ 52.8%
2023 · €9k
2018: €-21k
2019: €-17k
2020: €-16k
2021: €-7k
2022: €-2k
2023: €9k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-16k-€-6k▲ 63.4%€-936▲ 83.9%€10k€14k▲ 35.9%
Operating result€-1k-€11k€9k▼ 19.2%€23k▲ 152%€11k▼ 49.4%
Net result€-1k-€10k€5k▼ 51.6%€15k▲ 197%€4k▼ 75.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 49% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €55k
Fixed assets
€686▼ 58.8%
Current assets
€54k▼ 5.1%
Equity and liabilities €55k
Equity
€14k▲ 35.9%
Debt
€41k▼ 15.4%
The debt ratio falls from 82.8% to 75.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▼
2023 · €24k
Cash flow
€5k▼
2023 · €15k
Solvency
25.0%▲
2023 · 17.2%
Current ratio
1.33▲
2023 · 1.18
Quick ratio
1.33▲
2023 · 1.15
Debt / equity
3.00▼
2023 · 4.82
ROE
26.4%▼
2023 · 144.0%
ROA
6.6%▼
2023 · 24.8%
Interest coverage
154.59▼
2023 · 428.74
Debt
€41k▼
2023 · €49k
Debt ≤ 1 year
€41k▼
2023 · €48k
Income taxes
€8k▼
2023 · €8k
Staff costs
€3k▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€59k€55k▼
Fixed assets21/28€2k€686▼
Tangible fixed assets22/27€2k€686▼
Plant, machinery and equipment23€1k€686▼
Furniture and vehicles24€613-
Current assets29/58€57k€54k▼
Stocks and contracts in progress3€2k-
Stocks30/36€2k-
Amounts receivable within one year40/41€4k€21k▲
Trade receivables40€4k€13k▲
Other amounts receivable41€237€8k▲
Cash at bank and in hand54/58€49k€30k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€59k€55k▼
Equity10/15€10k€14k▲
Contributions10/11€5k€5k=
Outside capital11€5k-
Other1109/19€5k-
Reserves13€15k€19k▲
Distributable reserves133€15k€19k▲
Profit (loss) carried forward14€-10k€-10k=
Amounts payable17/49€49k€41k▼
Amounts payable within one year42/48€48k€41k▼
Trade debts44€10k€15k▲
Suppliers440/4€10k€15k▲
Taxes, remuneration and social security45€27k€25k▼
Taxes450/3€21k€22k▲
Remuneration and social security454/9€6k€4k▼
Other amounts payable47/48€11k-
Accrued charges and deferred income492/3€401€454▲
Income statement
Code20232024
Remuneration, social security and pensions62€4k€3k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€860€979▲
Other operating charges640/8€835€1k▲
Gross operating margin9900€29k€16k▼
Operating profit (loss)9901€23k€11k▼
Financial charges65/66B€55€81▲
Recurring financial charges65€55€81▲
Profit (loss) for the period before taxes9903€23k€11k▼
Income taxes67/77€8k€8k▼
Profit (loss) for the period9904€15k€4k▼
Profit (loss) for the period to be appropriated9905€15k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-6k▲
Profit (loss) brought forward from the previous period14P€-24k€-10k▲
Transfer to equity691/2-€4k
To other reserves6921-€4k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 8 days late
2024
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 40 days late
2023
31-12
Financial
Highest result since 2019net €15k ▲197%
Operating result €23k, net result €15k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 45 days late
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
07-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 38 days late
2020
31-12
Financial
Weakest financial yearnet €-1k ▼127%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
17-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 109 days late
2019
07-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 68 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
22-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwpoort · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert I laan 2258620 NieuwpoortGround area
965 m²
Building footprint
447 m²
Volume, LiDAR
4,676 m³
Parcel 38402D0118/00C000, Flanders · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ALL-LEASE
since 20132.217.214.122
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38402D0118/00C000 | Flanders | 965 m² | 1 · 447 m² | 18.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Similar companies · same sector, comparable size
HOJEFA
BE 0693.668.774
Mouscron · Eq €14k
GREENCAST
BE 0830.552.107
Antwerpen · Eq €14k
FABRIMEUBLE
BE 0422.647.113
Thuin · Eq €14k
MAISON FARES
BE 0647.513.107
Sint-Jans-Molenbeek · Eq €14k
CLAUDIA COLLECTIONS
BE 0717.627.675
Lier · Eq €14k
Of 2,610 companies in sector 47551 we hold annual accounts for 1,718. 784 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2013
Fiscal year end31-12
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
29202Manufacture of motor vehicles, trailers and semi-trailers
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
45194
46713Wholesale trade
47120Other non-specialised retail sale
47770Retail sale of watches and jewellery
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47910Retail trade
47990Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.