All-Isol
ActiveSummary
All-Isol has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €477,171 and a net result of €17,224. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 94% of 7459 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability39▲+5
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 6.8 against 7.29 in 2023; short-term debt: 11.1% and cash: 7.8% of total assets), and 12% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
88%
Return on assets
3.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
20 d early
2023
23 d early
2022
41 d early
2021
24 d early
2020
32 d early
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€477,171▲ 3.7%
2023 · €459,947
Total assets
€542,533▲ 5.5%
2023 · €514,389
Net result
€17,224▲ 35.8%
2023 · €12,682
Working capital
€350,908▲ 4.0%
2023 · €337,262
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€6,280€31,311-€920€24,053€25,453▲ 5.8%
Net result-€11,099below the sector's middle half€19,267within the sector's middle half-€3,709below the sector's middle half€12,682within the sector's middle half€17,224within the sector's middle half▲ 35.8%
Equity€431,707within the sector's middle half▼ 2.5%€450,974within the sector's middle half▲ 4.5%€447,265within the sector's middle half▼ 0.8%€459,947within the sector's middle half▲ 2.8%€477,171within the sector's middle half▲ 3.7%
Total assets€557,635within the sector's middle half▼ 1.7%€531,242within the sector's middle half▼ 4.7%€509,779within the sector's middle half▼ 4.0%€514,389within the sector's middle half▲ 0.9%€542,533within the sector's middle half▲ 5.5%
Debt€125,928▲ 1.2%€80,268▼ 36.3%€62,514▼ 22.1%€54,442▼ 12.9%€65,362▲ 20.1%
Working capital€335,481within the sector's middle half▼ 7.8%€336,086within the sector's middle half▲ 0.2%€317,211within the sector's middle half▼ 5.6%€337,262within the sector's middle half▲ 6.3%€350,908within the sector's middle half▲ 4.0%
Solvency77.4%above the sector's middle half▼ 0.6pp84.9%above the sector's middle half▲ 7.5pp87.7%above the sector's middle half▲ 2.8pp89.4%above the sector's middle half▲ 1.7pp88.0%above the sector's middle half▼ 1.5pp
Current ratio5.98above the sector's middle half▼ 4.807.56above the sector's middle half▲ 1.596.34above the sector's middle half▼ 1.227.29above the sector's middle half▲ 0.956.80above the sector's middle half▼ 0.49
Return on assets (ROA)-2.0%below the sector's middle half▼ 4.4pp3.6%within the sector's middle half▲ 5.6pp-0.7%below the sector's middle half▼ 4.4pp2.5%within the sector's middle half▲ 3.2pp3.2%within the sector's middle half▲ 0.7pp
Staff (FTE)1below the sector's middle half=1below the sector's middle half=1below the sector's middle half=1below the sector's middle half=1below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 6% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €542,533
Fixed assets
€131,161 ▲ 6.2%
Current assets
€411,372 ▲ 5.2%
Equity and liabilities €542,533
Equity
€477,171 ▲ 3.7%
Debt
€65,362 ▲ 20.1%
Debt's share of the balance-sheet total rises from 10.6% to 12.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€34,485▲
2023 · €33,754
Cash flow
€26,257▲
2023 · €22,383
Quick ratio
6.67▼
2023 · 7.17
Debt to equity
0.14▲
2023 · 0.12
ROE
3.6%▲
2023 · 2.8%
Interest coverage
2.00▲
2023 · 1.46
Debt ≤ 1 year
€60,464▲
2023 · €53,618
Income taxes
€7,581▲
2023 · €7,168
Staff costs
€60,033▲
2023 · €54,739
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,039 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,039 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €3,306 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | - | €52,361 | €49,090 | €54,739 | €60,033 | ▲ 9.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,658 | €10,792 | €10,724 | €9,701 | €9,032 | ▼ 6.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €0 | - | - | - | - |
| Other operating charges640/8 | - | €3,525 | €3,474 | €4,291 | €4,152 | ▼ 3.2% |
| Non-recurring operating charges66A | - | €0 | - | - | - | - |
| Gross operating margin9900 | €75,507 | €97,988 | €62,369 | €92,783 | €98,670 | ▲ 6.3% |
| Operating profit (loss)9901 | -€6,280 | €31,311 | -€920 | €24,053 | €25,453 | ▲ 5.8% |
| Financial income75/76B | - | €16,894 | €18,958 | €18,958 | €16,559 | ▼ 12.7% |
| Recurring financial income75 | €16,054 | €16,894 | €18,958 | €18,958 | €16,559 | ▼ 12.7% |
| Financial charges65/66B | - | €23,063 | €20,743 | €23,161 | €17,207 | ▼ 25.7% |
| Recurring financial charges65 | €20,289 | €23,063 | €20,743 | €23,161 | €17,207 | ▼ 25.7% |
| Profit (loss) for the period before taxes9903 | -€10,514 | €25,141 | -€2,705 | €19,850 | €24,805 | ▲ 25.0% |
| Income taxes67/77 | €585 | €5,874 | €1,005 | €7,168 | €7,581 | ▲ 5.8% |
| Profit (loss) for the period9904 | -€11,099 | €19,267 | -€3,709 | €12,682 | €17,224 | ▲ 35.8% |
| Profit (loss) for the period to be appropriated9905 | -€11,099 | €19,267 | -€3,709 | €12,682 | €17,224 | ▲ 35.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €557,635 | €531,242 | €509,779 | €514,389 | €542,533 | ▲ 5.5% |
| Fixed assets21/28 | €154,726 | €143,934 | €133,210 | €123,509 | €131,161 | ▲ 6.2% |
| Tangible fixed assets22/27 | €154,532 | €143,741 | €133,016 | €123,315 | €130,967 | ▲ 6.2% |
| Land and buildings22 | - | €137,744 | €129,951 | €122,524 | €128,179 | ▲ 4.6% |
| Plant, machinery and equipment23 | - | €2,172 | €1,341 | €791 | €2,788 | ▲ 252% |
| Furniture and vehicles24 | - | €3,149 | €1,386 | €0 | - | - |
| Other tangible fixed assets26 | - | €676 | €338 | €0 | - | - |
| Financial fixed assets28 | €194 | €194 | €194 | €194 | €194 | = |
| Current assets29/58 | €402,909 | €387,307 | €376,569 | €390,880 | €411,372 | ▲ 5.2% |
| Stocks and contracts in progress3 | €46,593 | €6,250 | €6,250 | €6,250 | €8,000 | ▲ 28.0% |
| Stocks30/36 | - | €6,250 | €6,250 | €6,250 | €8,000 | ▲ 28.0% |
| Amounts receivable within one year40/41 | €294,056 | €283,395 | €290,369 | €312,731 | €353,251 | ▲ 13.0% |
| Trade receivables40 | - | €39,691 | €37,218 | €46,819 | €67,962 | ▲ 45.2% |
| Other amounts receivable41 | - | €243,704 | €253,151 | €265,912 | €285,289 | ▲ 7.3% |
| Cash at bank and in hand54/58 | €47,618 | €88,392 | €70,972 | €60,474 | €42,265 | ▼ 30.1% |
| Deferred charges and accrued income490/1 | - | €9,271 | €8,978 | €11,425 | €7,856 | ▼ 31.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €557,635 | €531,242 | €509,779 | €514,389 | €542,533 | ▲ 5.5% |
| Equity10/15 | €431,707 | €450,974 | €447,265 | €459,947 | €477,171 | ▲ 3.7% |
| Contributions10/11 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €340,002 | €340,002 | €340,002 | €340,002 | €340,002 | = |
| Non-distributable reserves130/1 | - | €2,000 | €2,000 | €0 | - | - |
| Reserves not available under the articles1311 | - | €2,000 | €2,000 | €0 | - | - |
| Tax-exempt reserves132 | - | €38,002 | €38,002 | €38,002 | €38,002 | = |
| Distributable reserves133 | - | €300,000 | €300,000 | €302,000 | €302,000 | = |
| Profit (loss) carried forward14 | €71,705 | €90,972 | €87,263 | €99,945 | €117,169 | ▲ 17.2% |
| Amounts payable17/49 | €125,928 | €80,268 | €62,514 | €54,442 | €65,362 | ▲ 20.1% |
| Amounts payable after more than one year17 | €56,708 | €27,310 | €0 | - | - | - |
| Financial debts170/4 | - | €27,310 | €0 | - | - | - |
| Amounts payable within one year42/48 | €67,428 | €51,221 | €59,359 | €53,618 | €60,464 | ▲ 12.8% |
| Current portion of amounts payable after more than one year42 | - | €29,399 | €27,310 | €0 | - | - |
| Trade debts44 | €25,864 | €11,561 | €24,265 | €48,380 | €59,177 | ▲ 22.3% |
| Suppliers440/4 | - | €11,561 | €24,265 | €48,380 | €59,177 | ▲ 22.3% |
| Taxes, remuneration and social security45 | - | €7,218 | €7,784 | €5,238 | €1,287 | ▼ 75.4% |
| Taxes450/3 | - | €5,908 | €7,784 | €2,363 | €1,287 | ▼ 45.5% |
| Remuneration and social security454/9 | - | €1,310 | €0 | €2,875 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €3,043 | €0 | - | - | - |
| Accrued charges and deferred income492/3 | - | €1,737 | €3,156 | €824 | €4,898 | ▲ 494% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€11,099 | €19,267 | -€3,709 | €12,682 | €17,224 | ▲ 35.8% |
| + Depreciation and write-downs630 | €19,658 | €10,792 | €10,724 | €9,701 | €9,032 | ▼ 6.9% |
| Operating cash flow (approximation) | €8,559 | €30,059 | €7,015 | €22,383 | €26,257 | ▲ 17.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€16,684 | - |
| Change in cash | - | €40,773 | -€17,420 | -€10,497 | -€18,210 | ▼ 73.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €12,682
Net result €12,682 after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €19,267
Net result €19,267 after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet -€11,099
Net result drops to -€11,099, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ingelmunster · 1 establishment unit since 2000
Ground area
1,278 m²
Building footprint
274 m²
Volume, LiDAR
1,246 m³
Parcel 36007C0408/00C000, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ALL-ISOL
since 20002.099.460.278
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36007C0408/00C000 | Flanders | 1,278 m² | 1 · 274 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
- LNFparentSourceaccounts LNF 30-06-202599.87%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 582 EUR awarded · 582 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 297 EUR | 297 EUR |
| 2023 | 1 | 285 EUR | 285 EUR |
Recognitions · licences · registrations
Recognised contractor
2 categoriesAll-Isol BV26670
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Of 4,020 companies in sector 43310 we hold annual accounts for 1,749. 1,022 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-02-2000
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0470605002
Registered
06-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.