ALL CONSTRUCTS
ActiveSummary
ALL CONSTRUCTS has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124,255 and a net result of €8,377. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 86% of 9,217 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
- Equity
- €124,255
- Profit
- €8,377
Why 69raises riskLatest accounts 13 days late; 2 of the last 3 lateSize: total assets €159,688Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskFounded in 1996Show the evidence
Checked score
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 59% on liquidity, 52% on profitability and 50% on growth.
The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 70 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Liquidity doublescurrent ratio 4.45
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2025 annual accounts filed late (13 days) Filed on 13 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00395851.
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result falls in 2025; 2025 is 73% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 31,372 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93.5% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,372 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Turnover70 | - | €0 | - | - | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | €30 | - | €135 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,239 | €2,240 | €688 | €700 | €983 | €760 | €1,762 | €1,555 | ▼ 11.8% |
| Other operating charges640/8 | - | - | - | €700 | €1,331 | €1,097 | €2,320 | €2,783 | ▲ 20.0% |
| Gross operating margin9900 | €20,586 | €22,480 | €17,647 | €15,359 | €15,972 | -€7,672 | €53,171 | €17,432 | ▼ 67.2% |
| Operating profit (loss)9901 | €16,788 | €18,520 | €14,858 | €13,959 | €13,628 | -€9,529 | €48,955 | €13,095 | ▼ 73.3% |
| Financial income75/76B | - | - | - | - | €8 | €458 | €88 | - | - |
| Recurring financial income75 | - | €303 | €172 | - | €8 | €458 | €88 | - | - |
| Financial charges65/66B | - | - | - | €299 | €95 | €2,188 | €460 | €143 | ▼ 69.0% |
| Recurring financial charges65 | €2,562 | €5,123 | €1,230 | €299 | €95 | €2,188 | €460 | €143 | ▼ 69.0% |
| Profit (loss) for the period before taxes9903 | €14,226 | €13,700 | €13,800 | €13,660 | €13,540 | -€11,259 | €48,583 | €12,952 | ▼ 73.3% |
| Income taxes67/77 | €408 | €3,970 | €3,143 | €4,871 | €4,083 | - | €12,095 | €4,576 | ▼ 62.2% |
| Profit (loss) for the period9904 | €13,819 | €9,730 | €10,657 | €8,789 | €9,458 | -€11,259 | €36,488 | €8,377 | ▼ 77.0% |
| Profit (loss) for the period to be appropriated9905 | €13,819 | €9,730 | €10,657 | €8,789 | €9,458 | -€11,259 | €36,488 | €8,377 | ▼ 77.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €80,968 | €89,309 | €104,694 | €104,584 | €121,370 | €140,360 | €208,893 | €159,688 | ▼ 23.6% |
| Fixed assets21/28 | €3,616 | €1,376 | €688 | €3,788 | €2,805 | €2,045 | €4,947 | €2,108 | ▼ 57.4% |
| Tangible fixed assets22/27 | €3,616 | €1,376 | €688 | €3,788 | €2,805 | €2,045 | €4,947 | €2,108 | ▼ 57.4% |
| Plant, machinery and equipment23 | - | - | - | €0 | - | - | - | - | - |
| Furniture and vehicles24 | - | - | - | €3,788 | €2,805 | €2,045 | €4,947 | €2,108 | ▼ 57.4% |
| Current assets29/58 | €77,353 | €87,933 | €104,006 | €100,797 | €118,565 | €138,315 | €203,946 | €157,580 | ▼ 22.7% |
| Stocks and contracts in progress3 | €3,250 | €0 | - | - | - | €9,393 | €1,520 | €2,150 | ▲ 41.4% |
| Stocks30/36 | - | - | - | - | - | €9,393 | €1,520 | €2,150 | ▲ 41.4% |
| Amounts receivable within one year40/41 | €66,573 | €83,484 | €92,670 | €99,793 | €118,103 | €127,378 | €195,384 | €139,377 | ▼ 28.7% |
| Trade receivables40 | - | - | - | €3,427 | €23,836 | €29,027 | €67,752 | €14,471 | ▼ 78.6% |
| Other amounts receivable41 | - | - | - | €96,366 | €94,267 | €98,351 | €127,632 | €124,906 | ▼ 2.1% |
| Cash at bank and in hand54/58 | €6,138 | €1,952 | €9,436 | €560 | €23 | €1,436 | €6,304 | €15,601 | ▲ 147% |
| Deferred charges and accrued income490/1 | - | - | - | €444 | €438 | €108 | €739 | €452 | ▼ 38.8% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €80,968 | €89,309 | €104,694 | €104,584 | €121,370 | €140,360 | €208,893 | €159,688 | ▼ 23.6% |
| Equity10/15 | €52,016 | €61,746 | €72,403 | €81,192 | €90,650 | €79,391 | €115,879 | €124,255 | ▲ 7.2% |
| Contributions10/11 | €18,592 | €18,592 | - | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €33,424 | €43,154 | €53,811 | €62,600 | €62,600 | €62,600 | €62,600 | €62,600 | = |
| Non-distributable reserves130/1 | - | - | - | €1,870 | €1,870 | €1,870 | €1,870 | €1,870 | = |
| Reserves not available under the articles1311 | - | - | - | €1,870 | €1,870 | €1,870 | €1,870 | €1,870 | = |
| Distributable reserves133 | - | - | - | €60,730 | €60,730 | €60,730 | €60,730 | €60,730 | = |
| Profit (loss) carried forward14 | €0 | €32,735 | - | - | €9,458 | -€1,801 | €34,687 | €43,063 | ▲ 24.1% |
| Amounts payable17/49 | €28,953 | €27,563 | €32,290 | €23,392 | €30,720 | €60,969 | €93,014 | €35,432 | ▼ 61.9% |
| Amounts payable after more than one year17 | - | €0 | - | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €28,953 | €27,563 | €32,290 | €23,392 | €30,720 | €60,969 | €93,014 | €35,432 | ▼ 61.9% |
| Trade debts44 | €21,424 | €16,052 | €25,206 | €15,392 | €19,671 | €56,886 | €80,920 | €18,762 | ▼ 76.8% |
| Suppliers440/4 | - | - | - | €15,392 | €19,671 | €56,886 | €80,920 | €18,762 | ▼ 76.8% |
| Taxes, remuneration and social security45 | - | - | - | €8,001 | €11,049 | €4,083 | €12,095 | €16,670 | ▲ 37.8% |
| Taxes450/3 | - | - | - | €8,001 | €11,049 | €4,083 | €12,095 | €16,670 | ▲ 37.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,819 | €9,730 | €10,657 | €8,789 | €9,458 | -€11,259 | €36,488 | €8,377 | ▼ 77.0% |
| + Depreciation and write-downs630 | €2,239 | €2,240 | €688 | €700 | €983 | €760 | €1,762 | €1,555 | ▼ 11.8% |
| Operating cash flow (approximation) | €16,058 | €11,970 | €11,345 | €9,489 | €10,441 | -€10,499 | €38,250 | €9,931 | ▼ 74.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€3,800 | €0 | €0 | -€4,664 | €1,285 | - |
| Change in cash | - | -€4,186 | €7,484 | -€8,876 | -€536 | €1,413 | €4,868 | €9,297 | ▲ 91.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 29 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 13-08-2026 | 2026-00395851 |
| 31-12-2024 | micro format | 29-10-2025 | 2025-00559167 |
| 31-12-2023 | micro format | 28-10-2024 | 2024-00516551 |
| 31-12-2022 | micro format | 09-10-2023 | 2023-00478901 |
| 31-12-2021 | micro format | 18-10-2022 | 2022-20465382 |
| 31-12-2020 | micro format | 31-08-2021 | 2021-60900433 |
| 31-12-2019 | micro format | 26-11-2020 | 2020-72100280 |
| 31-12-2018 | micro format | 14-10-2019 | 2019-70000232 |
| 31-12-2017 | micro format | 27-09-2018 | 2018-65900084 |
| 31-12-2016 | micro format | 09-03-2018 | 2018-06700002 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
23-01
Gazette deed
Resignation: XHONNEUX Philippe Georges Louis (manager)Appointments: XHONNEUX Philippe Georges Louis (director) and Monique AHN (managing director) · Capital conversion · Name change12 facts ▸
- General meeting, 27-12-2023
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Other provision, “adaptation des statuts aux dispositions du Code des sociétés et des associations, article 39 paragraphe 1 alinéas 1 et 3 loi du 23-03-2019 introduisant le Cod…” (deed in French)
- Name change, ALL CONSTRUCTS
- Amendment of the articles
- Capital
- Director resignation, XHONNEUX Philippe Georges Louis (manager)
- Director appointment, XHONNEUX Philippe Georges Louis (director (not named in the articles))
- Director discharge, XHONNEUX Philippe Georges Louis (manager)
- Director appointment, Monique AHN (managing director)
- Registered office clause, “4650 Herve,Rue Fontaine Dumont,9” (deed in French)
- Power of attorney
Show earlier events
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 21 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0459.416.447
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 63035A0212/00Z000 | Wallonia | 733 m² | 1 · 132 m² | 10.5 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Entreprise de construction en bâtiment « gros-œuvre »; Aménagement de plaines de jeux et de sport, de parcs et jardins; Installation…” (deed in French)
10 activities (deed in French)
- Entreprise de construction en bâtiment « gros-œuvre »
- Aménagement de plaines de jeux et de sport, de parcs et jardins
- Installation d’échafaudages, de rejointoyage, sablage de façades, pavage, terrassement, pose de câbles
- Drainage, travaux d’égouts et canalisations diverses
- Acheter, prendre à bail, louer, construire, vendre ou échanger tous biens meubles et immeubles, matériels et installations
- Se porter caution au profit de ses propres administrateurs ou actionnaires
- Assurer la représentation, sur le territoire belge de sociétés étrangères, accomplir toutes formalités légales, nouer des relations avec les autorités fédérales et régionales, exercer des mandats d’administrateur et de bureau d’administration
- Être liquidateur d’autres sociétés
- Toutes opérations industrielles et commerciales, financières et civiles, mobilières et immobilières ayant un rapport direct ou indirect avec son objet et pouvant en faciliter directement ou indirectement, entièrement ou partiellement la réalisation
- S’intéresser par voie d’association, d’apport, de fusion, d’intervention financière ou autrement dans toutes sociétés, associations ou entreprises dont l’objet est analogue ou connexe au sien ou susceptible de favoriser le développement de son entreprise ou de constituer pour elle une source de débouchés
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- ALL CONSTRUCTS
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, transfert en tout endroit de la Région de Bruxelles-Capitale ou de la région de langue française de Belgique par simple…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Avec ou sans limitation, un ou plusieurs administrateurs” (deed in French)“12, frais généraux indépendamment frais représentation voyages déplacements” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, registre des actions nominatives avec mentions requises par le Code des sociétés et des associations” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
- Share issue ruleHow and by whom new shares can be issued.
- One provision in the deed
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Tout temps par assemblée générale formes modifications statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed