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ALL CM

Active
Private limited companyfounded 201510 yrs activeRue de Huy 48, 4530 Villers-le-Bouillet, BelgiumKBO/BCE: BE 0644.931.917
Summary

The computed 12-month bankruptcy probability of ALL CM is 1.9% (moderate). The 2024 annual accounts show equity of €134,429 and a net result of -€9,303. Equity is growing by ~22.7% per year across the filed fiscal years. Its solvency ranks better than 68% of 6718 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability46▼-49
Solvency80▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.38 against 2.34 in 2023; short-term debt: 36.5% and cash: 14.5% of total assets), and 44.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
55.4%
Return on assets
-3.8%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
92 d late
2023
90 d late
2022
120 d late
2021
61 d late
2020
29 d late
2019
138 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 88 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 29 December 2015, ALL CM was incorporated.1 Total assets went from EUR 105,874 in 2018 to EUR 242,770 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€134,429▼ 6.5%
2023 · €143,732
Total assets
€242,770▼ 6.2%
2023 · €258,946
Net result
-€9,303
2023 · €54,429
Working capital
€122,073▲ 1.5%
2023 · €120,246
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€6,133-€8,220▼ 34.0%€54,414€75,807▲ 39.3%€9,053▼ 88.1%
Net result-€23,815below the sector's middle half-€21,153below the sector's middle half▲ 11.2%€50,642above the sector's middle half€54,429above the sector's middle half▲ 7.5%-€9,303below the sector's middle half
Equity€59,814within the sector's middle half▼ 28.5%€38,661within the sector's middle half▼ 35.4%€89,303within the sector's middle half▲ 131%€143,732above the sector's middle half▲ 60.9%€134,429above the sector's middle half▼ 6.5%
Total assets€102,015within the sector's middle half▼ 26.4%€103,181within the sector's middle half▲ 1.1%€179,551within the sector's middle half▲ 74.0%€258,946within the sector's middle half▲ 44.2%€242,770within the sector's middle half▼ 6.2%
Debt€42,201▼ 23.2%€64,520▲ 52.9%€90,248▲ 39.9%€115,214▲ 27.7%€108,341▼ 6.0%
Working capital€44,504within the sector's middle half▼ 38.7%€16,501within the sector's middle half▼ 62.9%€51,302within the sector's middle half▲ 211%€120,246above the sector's middle half▲ 134%€122,073above the sector's middle half▲ 1.5%
Solvency58.6%within the sector's middle half▼ 1.7pp37.5%within the sector's middle half▼ 21.2pp49.7%within the sector's middle half▲ 12.3pp55.5%within the sector's middle half▲ 5.8pp55.4%within the sector's middle half▼ 0.1pp
Current ratio2.21within the sector's middle half▼ 0.111.29within the sector's middle half▼ 0.911.62within the sector's middle half▲ 0.332.34within the sector's middle half▲ 0.722.38within the sector's middle half▲ 0.04
Return on assets (ROA)-23.3%below the sector's middle half▼ 57.2pp-20.5%below the sector's middle half▲ 2.8pp28.2%above the sector's middle half▲ 48.7pp21.0%above the sector's middle half▼ 7.2pp-3.8%below the sector's middle half▼ 24.9pp
above within below the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€25,000€0€25,000€50,000€75,000Operating result 2020: -€6,133-€6,133Net result 2020: -€23,815-€23,815Operating result 2021: -€8,220-€8,220Net result 2021: -€21,153-€21,153Operating result 2022: €54,414€54,414Net result 2022: €50,642€50,642Operating result 2023: €75,807€75,807Net result 2023: €54,429€54,429Operating result 2024: €9,053€9,053Net result 2024: -€9,303-€9,30320202021202220232024-€25,000€0€25,000€50,000€75,000Operating result 2022: €54,414€54,400Net result 2022: €50,642€50,600Operating result 2023: €75,807€75,800Net result 2023: €54,429€54,400Operating result 2024: €9,053€9,050Net result 2024: -€9,303-€9,300202220232024
The operating result falls in 2024; 2024 is 88% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €242,770
Fixed assets €32,144 ▼ 34.4%
Current assets €210,626 ▲ 0.3%
Equity and liabilities €242,770
Equity €134,429 ▼ 6.5%
Debt €108,341 ▼ 6.0%
Debt's share of the balance-sheet total rises from 44.5% to 44.6%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€32,144▼
2023 · €102,895
Cash flow
€13,788▼
2023 · €81,517
Quick ratio
1.99▼
2023 · 2.06
Debt to equity
0.81▲
2023 · 0.80
ROE
-6.9%▼
2023 · 37.9%
Interest coverage
3.84▼
2023 · 15.80
Debt ≤ 1 year
€88,553▼
2023 · €89,694
Debt > 1 year
€15,988▼
2023 · €25,520
Income taxes
€10,000▼
2023 · €14,921
Staff costs
€102,503▲
2023 · €96,041
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,910 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss
1.1% went bankrupt
7.8% stopped otherwise
91% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,910 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet Code20232024
Assets
Total assets20/58€258,946€242,770▼
Fixed assets21/28€49,006€32,144▼
Tangible fixed assets22/27€41,356€24,494▼
Plant, machinery and equipment23€7,212€6,076▼
Furniture and vehicles24€34,144€18,418▼
Financial fixed assets28€7,650€7,650=
Current assets29/58€209,940€210,626▲
Stocks and contracts in progress3€25,415€34,753▲
Stocks30/36€25,415€34,753▲
Amounts receivable within one year40/41€118,317€137,354▲
Trade receivables40€53,937€50,993▼
Other amounts receivable41€64,380€86,361▲
Cash at bank and in hand54/58€62,295€35,145▼
Deferred charges and accrued income490/1€3,913€3,374▼
Equity and liabilities
Total equity and liabilities10/49€258,946€242,770▼
Equity10/15€143,732€134,429▼
Contributions10/11€6,200€6,200=
Reserves13€81,860€81,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€80,000€80,000=
Profit (loss) carried forward14€55,672€46,369▼
Amounts payable17/49€115,214€108,341▼
Amounts payable after more than one year17€25,520€15,988▼
Financial debts170/4€25,520€15,988▼
Amounts payable within one year42/48€89,694€88,553▼
Current portion of amounts payable after more than one year42€13,659€9,532▼
Trade debts44€23,533€39,520▲
Suppliers440/4€23,533€39,520▲
Taxes, remuneration and social security45€52,502€39,501▼
Taxes450/3€32,411€18,629▼
Remuneration and social security454/9€20,091€20,872▲
Accrued charges and deferred income492/3-€3,800
Income statement Code20232024
Remuneration, social security and pensions62€96,041€102,503▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27,088€23,091▼
Other operating charges640/8€3,435€1,372▼
Non-recurring operating charges66A€135-
Gross operating margin9900€202,506€136,019▼
Operating profit (loss)9901€75,807€9,053▼
Financial income75/76B€55€9▼
Recurring financial income75€55€9▼
Financial charges65/66B€6,512€8,365▲
Recurring financial charges65€6,512€8,365▲
Profit (loss) for the period before taxes9903€69,350€697▼
Income taxes67/77€14,921€10,000▼
Profit (loss) for the period9904€54,429-€9,303▼
Profit (loss) for the period to be appropriated9905€54,429-€9,303▼
Appropriation of the result
Profit (loss) to be appropriated9906€105,672€46,369▼
Profit (loss) brought forward from the previous period14P€51,243€55,672▲
Transfer to equity691/2€50,000-
To other reserves6921€50,000-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A-€15,000€11,060---
Remuneration, social security and pensions62-€67,130€100,136€96,041€102,503▲ 6.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,203€5,716€14,473€27,088€23,091▼ 14.8%
Other operating charges640/8-€3,267€4,571€3,435€1,372▼ 60.1%
Non-recurring operating charges66A-€8,140-€135--
Gross operating margin9900€86,681€76,033€173,594€202,506€136,019▼ 32.8%
Operating profit (loss)9901-€6,133-€8,220€54,414€75,807€9,053▼ 88.1%
Financial income75/76B-€13€3€55€9▼ 83.6%
Recurring financial income75€119€13€3€55€9▼ 83.6%
Financial charges65/66B-€2,946€4,722€6,512€8,365▲ 28.5%
Recurring financial charges65€1,280€2,946€4,722€6,512€8,365▲ 28.5%
Profit (loss) for the period before taxes9903-€7,294-€11,153€49,695€69,350€697▼ 99.0%
Income taxes67/77€16,521€10,000-€947€14,921€10,000▼ 33.0%
Profit (loss) for the period9904-€23,815-€21,153€50,642€54,429-€9,303▼ 117%
Profit (loss) for the period to be appropriated9905-€23,815-€21,153€50,642€54,429-€9,303▼ 117%
Line20202021202220232024Change
Assets
Total assets20/58€102,015€103,181€179,551€258,946€242,770▼ 6.2%
Fixed assets21/28€20,689€30,512€45,395€49,006€32,144▼ 34.4%
Tangible fixed assets22/27€13,039€22,862€37,745€41,356€24,494▼ 40.8%
Plant, machinery and equipment23-€4,716€5,967€7,212€6,076▼ 15.8%
Furniture and vehicles24-€18,146€31,778€34,144€18,418▼ 46.1%
Financial fixed assets28€7,650€7,650€7,650€7,650€7,650=
Current assets29/58€81,326€72,669€134,156€209,940€210,626▲ 0.3%
Stocks and contracts in progress3--€13,848€25,415€34,753▲ 36.7%
Stocks30/36--€13,848€25,415€34,753▲ 36.7%
Amounts receivable within one year40/41€68,125€61,356€98,128€118,317€137,354▲ 16.1%
Trade receivables40-€40,267€62,947€53,937€50,993▼ 5.5%
Other amounts receivable41-€21,089€35,181€64,380€86,361▲ 34.1%
Cash at bank and in hand54/58€12,993€9,902€21,053€62,295€35,145▼ 43.6%
Deferred charges and accrued income490/1-€1,411€1,127€3,913€3,374▼ 13.8%
Equity and liabilities
Total equity and liabilities10/49€102,015€103,181€179,551€258,946€242,770▼ 6.2%
Equity10/15€59,814€38,661€89,303€143,732€134,429▼ 6.5%
Contributions10/11-€6,200€6,200€6,200€6,200=
Reserves13€1,860€1,860€31,860€81,860€81,860=
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Distributable reserves133--€30,000€80,000€80,000=
Profit (loss) carried forward14€51,754€30,601€51,243€55,672€46,369▼ 16.7%
Amounts payable17/49€42,201€64,520€90,248€115,214€108,341▼ 6.0%
Amounts payable after more than one year17€5,379€8,352€7,394€25,520€15,988▼ 37.4%
Financial debts170/4-€8,352€7,394€25,520€15,988▼ 37.4%
Amounts payable within one year42/48€36,822€56,168€82,854€89,694€88,553▼ 1.3%
Current portion of amounts payable after more than one year42-€9,716€13,723€13,659€9,532▼ 30.2%
Financial debts43-€3,975€3,098---
Credit institutions430/8-€3,975€3,098---
Trade debts44€8,952€22,842€24,156€23,533€39,520▲ 67.9%
Suppliers440/4-€22,842€24,156€23,533€39,520▲ 67.9%
Taxes, remuneration and social security45-€19,635€41,877€52,502€39,501▼ 24.8%
Taxes450/3-€8,813€23,666€32,411€18,629▼ 42.5%
Remuneration and social security454/9-€10,822€18,211€20,091€20,872▲ 3.9%
Accrued charges and deferred income492/3----€3,800-
Line20202021202220232024Change
Profit (loss) for the period9904-€23,815-€21,153€50,642€54,429-€9,303▼ 117%
+ Depreciation and write-downs630€3,203€5,716€14,473€27,088€23,091▼ 14.8%
Operating cash flow (approximation)-€20,612-€15,437€65,115€81,517€13,788▼ 83.1%
Investment in fixed assets (approximation)--€15,539-€29,356-€30,699-€6,229▲ 79.7%
Change in cash--€3,091€11,151€41,242-€27,150▼ 166%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
31-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
29-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 90 days late
2023
31-12
Financial Highest result since 2018net €54,429 ▲7.5%
Operating result €75,807, net result €54,429, both a record.
31-12
Financial Equity above €100,000Eq €143,732 ▲60.9%
2 profitable years in a row build equity to €143,732.
28-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 120 days late
2022
31-12
Financial Back to profitnet €50,642
Net result €50,642 after 2 loss-making years.
30-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
29-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
31-12
Financial Weakest financial yearnet -€23,815
Net result drops to -€23,815, the lowest in the series; recovery starts the following year.
16-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 138 days late
2019
04-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-le-Bouillet · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
915 m²
Building footprint
598 m²
Volume, LiDAR
3,270 m³
Parcel 61068B0473/00N000, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
ALL CM
Rue de Huy 48, 4530 Villers-le-BouilletFinishing of textiles
since 20162.248.867.004
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61068B0473/00N000 Wallonia 915 m² 1 · 598 m² 7.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 962 companies in sector 49310 we hold annual accounts for 490. 303 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
49310Scheduled passenger transport by road
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
46423Wholesale of clothing, excluding workwear and underwear
46424Wholesale trade
46425Wholesale trade
46450Wholesale of perfume and cosmetics
47120Other non-specialised retail sale
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47721Retail sale of footwear
47722Retail trade
47750Retail sale of cosmetics and toilet articles
47784Retail sale of souvenirs and religious articles
49410Freight transport by road
53200Other postal and courier activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0644931917
Registered 06-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.