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ALL 4 LIVING

Active
Private limited companyfounded 2021active for 5 yearsLeysafortstraat 25, 8810 Lichtervelde, BelgiumKBO/BCE: BE 0766.397.097
Summary

ALL 4 LIVING has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €256,208 and a net result of €33,365. Equity has been growing by about 28% per year since 2022. Its solvency ranks better than 60% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

Source: KBO
Status
Active since 06-04-2021 Normal situation
Activity
General electrical installation work NACE 43211and 1 other
Establishment unit
2.315.528.669 8810 Lichtervelde, since 06-04-2021
Financial year end
31 December
Peppol
Reachable since 31-10-2023

Board and ownership

Board
  • Bogaert PieterDirector
  • Houtekier CarineDirector

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€75,828
▼ 27.5%
Turnover
≈ €280,000
estimated
Profit
€33,365
▼ 43.3%
Equity
€256,208
▲ 15.0%
Total assets
€460,855
▼ 2.3%
  • 2025 accounts filed 60 days after the deadline
Filed on 29-09-2026
Score breakdownraises riskLast filed accounts filed 60 days late; 1 of the last 3 accounts lateFounded in 2021lowers riskLiquidity: current ratio 2.47, cash €119,655Equity €256,208 (55.6% of total assets)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 81+9
equity 55.6% of total assets
Liquidity 75+7
short-term debt 21.6% · cash 26.0%
Profitability 78-6
return on assets 7.2%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 1.0% 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.1%▲ +0.1 percentage points vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 1.5%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -1.3 percentage points vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025lowest value 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026 09-2026: 0.7%▲ +0.2 percentage points vs 08-2026 10-2026: 0.5%▼ -0.2 percentage points vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.47 (1.76 in 2024), above the usual 1.5. Short-term debt is 21.6% and cash 26% of total assets. 44.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 61% of them on solvency, 74% on liquidity, 55% on profitability and 62% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.47, cash €119,655
NBB · annual accounts
raises risk · Last filed accounts filed 60 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €256,208 (55.6% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
60 days late
2024
29 days late
2023
36 days early
2022
40 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 3 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (3 of the last 4 accounts filed within 37 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 88% of companies in specialised constructionsector median €57,811 · 34,914 companies €256,208 View

Recent changes

  1. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as ALL 4 LIVING: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €418,000 and €512,000, founded between 2020 and 2022.

CompanyTotal assetsGross margin
ALL 4 LIVING Lichtervelde€460,855€75,828
LANOYE TECHNICS Poperinge€451,703€73,462
LUKAS DEQUEKER Veurne€418,327€85,274
RMtec Wingene€511,842€86,538
ELEKTRO DENORME Wervik€425,479€88,378
TC-Technics Oudenburg€449,143€93,435
BVolt Wevelgem€465,281€80,720
Full comparison

Key facts about ALL 4 LIVING

What is the company number of ALL 4 LIVING?
The company number of ALL 4 LIVING is 0766.397.097. The VAT number is the same number with BE in front: BE 0766.397.097.
Where is ALL 4 LIVING based?
The registered office is at Leysafortstraat 25, 8810 Lichtervelde.Company details
What does ALL 4 LIVING do?
According to the KBO register, the main activity is general electrical installation work (NACE 43211).
What is the legal form of ALL 4 LIVING?
The legal form of ALL 4 LIVING is Private limited company (BV).
When was ALL 4 LIVING founded?
ALL 4 LIVING was founded on 06-04-2021.
Is ALL 4 LIVING still active?
Yes, ALL 4 LIVING is an active enterprise in the KBO register.
What is the turnover of ALL 4 LIVING?
The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €75,828 and 42 comparable companies (NACE 43211). It probably lies between €180,000 and €450,000.Financials
Is ALL 4 LIVING profitable?
In financial year 2025, ALL 4 LIVING made a profit of €33,365.
Where can I find the annual accounts of ALL 4 LIVING?
ALL 4 LIVING filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ALL 4 LIVING due?
ALL 4 LIVING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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