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Alkove

Active
KBO/BCE: BE 0420.284.271
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Age46 yrs
Board7

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Alkove is 0.1% (very low). The 2024 annual accounts show equity of €2.91M and a net result of €239k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 85% of 1697 sector peers (fiscal year 2024). The company has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 85% of 1697 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 04-07-2025 27 d early 2025-00238520
31-12-2023 31-07-2024 25-06-2024 36 d early 2024-00162198
31-12-2022 31-07-2023 16-06-2023 45 d early 2023-00141388
30-06-2021 31-01-2022 21-12-2021 41 d early 2021-80800486
30-06-2020 31-01-2021 05-02-2021 5 d late 2021-04700306
30-06-2019 31-01-2020 03-12-2019 59 d early 2019-75300179
30-06-2018 31-01-2019 21-12-2018 41 d early 2018-75100284
30-06-2017 31-01-2018 08-01-2018 23 d early 2018-00300586
30-06-2016 31-01-2017 21-12-2016 41 d early 2016-70700049
30-06-2015 31-01-2016 16-11-2015 76 d early 2015-66800045

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1980, 46 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.1% Very low
0%0,5%1,5%4%10%≥25%
Long track record Lower-failure-rate sector Lower-risk legal form

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€479k+6.7%
EBIT margin60.6%+8.1pp
Net result€239k+25.5%
Working capital€149k-82.7%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 04-07-2025 with the NBB · fiscal year 2024 · verkort
€0€200k€400k€600kOperating result 2020: €13k€13kNet result 2020: €888€888Operating result 2021: €123k€123kNet result 2021: €118k€118kOperating result 2022: €655k€655kNet result 2022: €488k€488kRevenue 2023: €449k€449kOperating result 2023: €236k€236kNet result 2023: €191k€191kRevenue 2024: €479k€479kOperating result 2024: €291k€291kNet result 2024: €239k€239k20202021202220232024
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 6 fiscal years (±0%/year).
€2.80M€3.00M€3.20M€3.40M€3.60M€3.80M2025: €3.45M (€3.21M - €3.68M)2026: €3.45M (€3.21M - €3.68M)2027: €3.45M (€3.19M - €3.70M)2019: €3.44M2020: €3.44M2021: €3.35M2022: €3.48M2023: €3.67M2024: €2.91M201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 71.6% 14.3%
better than 85% of 1697 sector peers
Net result €239k €0
better than 91% of 1693 sector peers
Equity €2.91M €108k
better than 90% of 1697 sector peers
Gross operating margin €411k €52k
better than 84% of 1694 sector peers
Total assets €4.07M €1.50M
better than 76% of 1697 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P85
2020: P94 · n=4612021: P84 · n=6942022: P92 · n=10992023: P93 · n=14362024: P85 · n=16972020 2024
Stable position over 2020-2024 · n=461-1697
Net result P91
2020: P40 · n=4612021: P77 · n=6942022: P95 · n=10992023: P89 · n=14322024: P91 · n=16932020 2024
Improving position over 2020-2024 · n=461-1693
Equity P90
2020: P91 · n=4612021: P89 · n=6942022: P91 · n=10992023: P92 · n=14362024: P90 · n=16972020 2024
Stable position over 2020-2024 · n=461-1697
Gross operating margin P84
2020: P48 · n=4602021: P71 · n=6922022: P92 · n=10952023: P83 · n=14322024: P84 · n=16942020 2024
Improving position over 2020-2024 · n=460-1694
Describes the position versus peers, not a forecast.
Revenue
€479k
+6.7% 19-24
EBITDA
€357k
+15.2% 19-24
Net profit
€239k
+25.5% 19-24
Cash flow
€306k
+15.6% 19-24
Total assets
€4.07M
+0.3% 19-24
Equity
€2.91M
-20.7% 19-24
Working capital
€149k
-82.7% 19-24
Employees (FTE)
0
- 19-24
Income taxes
€94k
+22.9% 19-24
Dividends
€1.00M
- 19-24
Debt
€1.09M
+246.5% 19-24
Debt ≤ 1y
€1.09M
+246.5% 19-24
Debt > 1y
€0
-100.0% 19-24
Current ratio
1.14
-69.5% 19-24
Quick ratio
1.14
-69.5% 19-24
Solvency
71.6%
-21.0% 19-24
Debt / equity
0.38
+337.1% 19-24
ROE
8.2%
+58.3% 19-24
ROA
5.9%
+25.1% 19-24
Net margin
49.9%
+17.5% 19-24
EBITDA margin
74.6%
+7.9% 19-24
Interest coverage
335.24
-21.6% 19-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenue€479k
EBITDA€357k
Net profit€239k
Cash flow€306k
Staff costs-
Income taxes€94k
Dividends€1.00M
Total assets€4.07M
Equity€2.91M
Debt€1.09M
of which ≤ 1y€1.09M
of which > 1y-
Working capital€149k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.14
Quick ratio1.14
Working capital ratio3.7%
Solvency71.6%
Debt / equity0.38
Long-term debt ratio-
Interest coverage335.24
Gross margin75.2%
Net margin49.9%
ROA5.9%
ROE8.2%
EBITDA margin74.6%
Days sales outstanding0d
Days payable outstanding105d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€4.07M
Fixed assets 21/28€2.83M
Intangible fixed assets 21€868
Tangible fixed assets 22/27€2.82M
Current assets 29/58€1.24M
Amounts receivable within one year 40/41€1.00M
Cash & bank 54/58€214k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€4.07M
Equity 10/15€2.91M
Contributions / capital 10/11€123k
Reserves 13€523k
Accumulated profits (losses) 14€0
Provisions & deferred taxes 16€63k
Amounts payable 17/49€1.09M
Amounts payable within one year 42/48€1.09M
Trade debts payable within one year 44€34k
Income statement
Turnover 70€479k
Gross operating margin 9900€411k
Operating result 9901€291k
Financial income 75€39k
Financial charges 65€1k
Result before taxes 9903€328k
Income taxes 67/77€94k
Net result for the period 9904€239k
Result to be appropriated 9905€253k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
94 / 100 Excellent
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

9 directors
Current directors & mandates
  • BV DehaconLegal entity
    Director
    State Gazette act 25104589 (18-08-2025)
    Current
    19-06-2025 → present
  • NV Malo VenturesLegal entity
    Director
    State Gazette act 25104589 (18-08-2025)
    Current
    19-06-2025 → present
  • Kevin Defauw
    Wettelijk vertegenwoordiger
    State Gazette act 25078284 (23-06-2025)
    Current
    31-05-2025 → present
  • NV Haspeslagh - de Mûelenaere - KoolskampLegal entity
    Director
    State Gazette act 24112987 (25-07-2024)
    Current
    24-06-2024 → present
  • BV TjakaLegal entity
    Daily management· perm. rep.: Luc Beke
    State Gazette act 23045649 (03-04-2023)
    Current
    03-04-2023 → present
  • GRPALegal entity
    Director· perm. rep.: Philip Pauwels
    State Gazette act 23002553 (05-01-2023)
    Current
    19-09-2022 → present
  • NV Global Rentat PropertiesLegal entity
    Daily management· perm. rep.: Lucien Gijsens
    State Gazette act 23045649 (03-04-2023)
    Current
    01-01-2022 → present
    2 events
    • 31-12-2022 Resigned· Daily management
    • 01-01-2022 Appointed· Daily management
Permanent representatives (4)
These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.
  • Dehacon BVLegal entity
    Permanent representative· perm. rep.: Justine Haspeslagh
    State Gazette act 25104589 (18-08-2025)
    Permanent representative
    19-06-2025 → present
  • Malo Ventures NVLegal entity
    Permanent representative· perm. rep.: Pieter Balcaen
    State Gazette act 25104589 (18-08-2025)
    Permanent representative
    19-06-2025 → present
  • Haspeslagh - de Mûelenaere - KoolskampLegal entity
    Permanent representative· perm. rep.: Paul Haspeslagh
    State Gazette act 24112987 (25-07-2024)
    Permanent representative
    24-06-2024 → present
  • Brulex BVLegal entity
    Permanent representative· perm. rep.: Koen Brutsaert
    State Gazette act 25104589 (18-08-2025)
    Permanent representative
    - → 20-06-2025
Former directors (2)
  • BV BrulexLegal entity
    Director
    State Gazette act 25104589 (18-08-2025)
    Former
    - → 20-06-2025
  • BV Luc GijsensLegal entity
    Director· perm. rep.: Lucien Gijsens
    State Gazette act 23049819 (12-04-2023)
    Former
    - → 31-12-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen(68201)
Legal form Public limited company(014)
Incorporation02-02-1980
StatusActive
Postal code8020

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hertsbergsestraat 48020 Oostkamp

Establishment units

1 location
ALKOVE
Hertsbergsestraat 4, 8020 OostkampHandelsbemiddeling in goederen, algemeen assortiment
since 19892.130.007.657
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area818 m²
Buildings1
Building footprint541 m²
Volume (LiDAR)7,619 m³
Tallest building25.9 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31403F0145/00C000 Flanders 818 m² 1 · 541 m² 25.9 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

6 acts
All acts · 6 updated 11 months ago
2025
18-08-2025 4 directors appointed, 2 resigning Director changes
  • BV Dehacon, Bestuurder
  • Justine Haspeslagh, Vaste vertegenwoordiger
  • NV Malo Ventures, Bestuurder
  • Pieter Balcaen, Vaste vertegenwoordiger
  • BV Brulex, Bestuurder
  • Koen Brutsaert, Vaste vertegenwoordiger
23-06-2025 1 director appointed, 1 reappointed Director changes
  • Kevin Defauw, Wettelijk vertegenwoordiger
  • BV BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISES, Commissaris
2024
25-07-2024 3 directors appointed Director changes
  • NV Haspeslagh - de Mûelenaere - Koolskamp, Bestuurder
  • Paul Haspeslagh, Vaste vertegenwoordiger
  • Alain Van Ryckeghem, Dagelijks bestuur
2023
12-04-2023 2 resigning, 1 reappointed Director changes
  • Lucien Gijsens, Dagelijks bestuur
  • Lucien Gijsens, Bestuurder
  • Lucien Gijsens, Dagelijks bestuur
03-04-2023 2 directors appointed Director changes
  • Lucien Gijsens, Dagelijks bestuur
  • Luc Beke, Dagelijks bestuur
05-01-2023 Philip Pauwels appointed as director Director changes
  • Philip Pauwels, Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health94Profitability80Solvency81Growth40Stability100
79 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 94
Profitability 80
Solvency 81
Growth 40
Stability 100

Ask AI about this company

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AI due-diligence brief

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311
Primary activity highlighted.
Names & trade names
Legal nameNL Alkove
Registered office
Hertsbergsestraat 4
8020 Oostkamp, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.