ALIZE PROTEA
ActiveSummary
The computed 12-month bankruptcy probability of ALIZE PROTEA is 1.8% (moderate). The 2025 annual accounts show equity of €23,717 and a net result of €1,681. Equity has been growing by about 20% per year since 2023. Its solvency ranks better than 45% of 22,774 sector peers (NACE 47, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 03-08-2023 Normal situation
- Activity
- Retail sale of flowers, plants, seeds and fertilisers NACE 47761and 5 others
- Joint committee
- 201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
- Establishment unit
- 2.348.017.335 4100 Seraing, since 03-08-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 09-10-2025
Board and ownership
Board
- SALIBRA CatusciaDirector · since 03-08-2023
- CAMMARATA AliciaDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.8%
Annual accounts 2025
- Gross margin
- €12,544
- ▼ 70.5%
- Turnover
- ≈ €130,000
- estimated
- Profit
- €1,681
- ▼ 78.4%
- Equity
- €23,717
- ▲ 7.6%
- Total assets
- €86,368
- ▲ 78.5%
- Employees on 31-12-2025
- 1
- ▼ 50.0%
Score breakdownraises riskFounded in 2023Size: total assets €86,368Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 1.04, cash €9,400Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 38% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency
52-19
equity 27.5% of total assets
Liquidity
34-19
short-term debt 58.0% · cash 10.9%
Profitability
21-61
return on assets 1.9%
Bankruptcy probability within 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%lowest value
01-2025: 0.9%● unchanged vs 12-2024
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 1.0%▲ +0.1 percentage points vs 02-2025
04-2025: 1.1%▲ +0.1 percentage points vs 03-2025
05-2025: 1.1%● unchanged vs 04-2025
06-2025: 1.1%● unchanged vs 05-2025
07-2025: 1.2%▲ +0.1 percentage points vs 06-2025
08-2025: 2.0%▲ +0.8 percentage points vs 07-2025highest value
09-2025: 1.1%▼ -0.9 percentage points vs 08-2025
10-2025: 1.1%● unchanged vs 09-2025
11-2025: 1.1%● unchanged vs 10-2025
12-2025: 1.1%● unchanged vs 11-2025
01-2026: 1.1%● unchanged vs 12-2025
02-2026: 1.0%▼ -0.1 percentage points vs 01-2026
03-2026: 1.1%▲ +0.1 percentage points vs 02-2026
04-2026: 1.1%● unchanged vs 03-2026
05-2026: 1.1%● unchanged vs 04-2026
06-2026: 1.1%● unchanged vs 05-2026
07-2026: 1.1%● unchanged vs 06-2026
08-2026: 1.8%▲ +0.7 percentage points vs 07-2026
09-2026: 1.8%● unchanged vs 08-2026
10-2026: 1.8%● unchanged vs 09-2026
11-2026: 1.8%● unchanged vs 10-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.04 (1.76 in 2024), below the usual 1.5. Short-term debt is 58% and cash 10.9% of total assets. 72.5% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 43% of them on solvency, 31% on liquidity, 22% on profitability and 57% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
9 days early
2024
27 days late
2023
48 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 10 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (3 of the last 3 accounts filed within 38 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 22-07-2026 at the NBB all 3 filings
Turnover
≈ €130,000
Estimated: probably between €48,000 and €280,000
Total assets
€86,368▲ 78.5%
2024 · €48,397
Net result
€1,681▼ 78.4%
2024 · €7,797
Working capital
€1,771▼ 90.1%
2024 · €17,828
Multi-year overview
2023 to 2025, 3 financial yearsOperating result
-€2,330
2025
20232025
Net result
€1,681
▼ 78.4%
2025
middle half of the sector
20232025
Equity
€23,717
▲ 7.6%
2025
middle half of the sector
20232025
Total assets
€86,368
▲ 78.5%
2025
middle half of the sector
20232025
Debt
€62,650
▲ 138%
2025
20232025
Working capital
€1,771
▼ 90.1%
2025
middle half of the sector
20232025
Solvency
27.5%
▼ 18.1pp
2025
middle half of the sector
20232025
Current ratio
1.04
▼ 0.72
2025
middle half of the sector
20232025
Return on assets (ROA)
1.9%
▼ 14.2pp
2025
middle half of the sector
20232025
Staff (FTE)
1.1
▲ 83.3%
2025
20232025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line202320242025
Operating result-€3,547-€14,105-€2,330
Net result-€4,902below the sector's middle half-€7,797within the sector's middle half€1,681within the sector's middle half▼ 78.4%
Equity€15,098within the sector's middle half-€22,036within the sector's middle half▲ 45.9%€23,717within the sector's middle half▲ 7.6%
Total assets€40,733below the sector's middle half-€48,397below the sector's middle half▲ 18.8%€86,368within the sector's middle half▲ 78.5%
Debt€25,635-€26,361▲ 2.8%€62,650▲ 138%
Working capital€3,094within the sector's middle half-€17,828within the sector's middle half▲ 476%€1,771within the sector's middle half▼ 90.1%
Solvency37.1%within the sector's middle half-45.5%within the sector's middle half▲ 8.5pp27.5%within the sector's middle half▼ 18.1pp
Current ratio1.12within the sector's middle half-1.76within the sector's middle half▲ 0.631.04within the sector's middle half▼ 0.72
Return on assets (ROA)-12.0%below the sector's middle half-16.1%above the sector's middle half▲ 28.1pp1.9%within the sector's middle half▼ 14.2pp
Staff (FTE)0.61.1▲ 83.3%
above
within
below
The sector band is the middle half of the companies in Retail trade (NACE 47). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a loss of €2,330, after a profit of €14,105 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86,368
Fixed assets
€34,499 ▲ 395%
Current assets
€51,869 ▲ 25.2%
Equity and liabilities €86,368
Equity
€23,717 ▲ 7.6%
Debt
€62,650 ▲ 138%
Debt's share of the balance-sheet total rises from 54.5% to 72.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
-€1,212▼
2024 · €19,133
Cash flow
€2,799▼
2024 · €12,825
Quick ratio
0.42▼
2024 · 0.53
Debt to equity
2.64▲
2024 · 1.20
ROE
7.1%▼
2024 · 35.4%
Interest coverage
-1.05▼
2024 · 5.18
Debt ≤ 1 year
€50,098▲
2024 · €23,593
Debt > 1 year
€12,552
Income taxes
€1,066▼
2024 · €2,638
Staff costs
€10,476▼
2024 · €22,059
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 31-12-2024 | 31-12-2025 |
|---|---|---|
| Employees at the balance-sheet date | 2 | 1 |
| full-time | 1 | 1 |
| part-time | 1 | - |
| in full-time equivalents | 1.4 | 1 |
| Average over the year, in full-time equivalents | 0.6 | 1.1 |
| Joined | 5 | 12 |
| Left | 3 | 13 |
| Training hours | 374 | 412 |
Source: social balance sheet in the 2024 to 2025 annual accounts
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Tangible fixed assets | €12,935 | - | €34,932 |
| Depreciation and write-downs of the year | €2,165 | €5,028 | €1,118 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €22,059 | €10,476 | ▼ 52.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,165 | €5,028 | €1,118 | ▼ 77.8% |
| Other operating charges640/8 | €161 | €1,403 | €3,280 | ▲ 134% |
| Gross operating margin9900 | -€1,221 | €42,594 | €12,544 | ▼ 70.5% |
| Operating profit (loss)9901 | -€3,547 | €14,105 | -€2,330 | - |
| Financial income75/76B | €1 | €20 | €6,228 | ▲ 308× |
| Recurring financial income75 | €1 | €20 | €6,228 | ▲ 308× |
| Financial charges65/66B | €1,355 | €3,691 | €1,150 | ▼ 68.8% |
| Recurring financial charges65 | €1,355 | €3,691 | €1,150 | ▼ 68.8% |
| Profit (loss) for the period before taxes9903 | -€4,902 | €10,434 | €2,748 | ▼ 73.7% |
| Income taxes67/77 | - | €2,638 | €1,066 | ▼ 59.6% |
| Profit (loss) for the period9904 | -€4,902 | €7,797 | €1,681 | ▼ 78.4% |
| Profit (loss) for the period to be appropriated9905 | -€4,902 | €7,797 | €1,681 | ▼ 78.4% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €40,733 | €48,397 | €86,368 | ▲ 78.5% |
| Formation expenses20 | €717 | - | - | - |
| Fixed assets21/28 | €11,288 | €6,976 | €34,499 | ▲ 395% |
| Tangible fixed assets22/27 | €11,288 | €6,976 | €34,499 | ▲ 395% |
| Furniture and vehicles24 | €11,288 | €6,976 | €34,499 | ▲ 395% |
| Current assets29/58 | €28,729 | €41,421 | €51,869 | ▲ 25.2% |
| Stocks and contracts in progress3 | €11,732 | €28,851 | €30,758 | ▲ 6.6% |
| Stocks30/36 | €11,732 | €28,851 | €30,758 | ▲ 6.6% |
| Amounts receivable within one year40/41 | €563 | €699 | €8,282 | ▲ 12× |
| Trade receivables40 | €563 | €699 | €5,729 | ▲ 720% |
| Other amounts receivable41 | - | - | €2,553 | - |
| Cash at bank and in hand54/58 | €16,359 | €10,512 | €9,400 | ▼ 10.6% |
| Deferred charges and accrued income490/1 | €74 | €1,360 | €3,429 | ▲ 152% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €40,733 | €48,397 | €86,368 | ▲ 78.5% |
| Equity10/15 | €15,098 | €22,036 | €23,717 | ▲ 7.6% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | -€4,902 | €2,036 | €3,717 | ▲ 82.6% |
| Amounts payable17/49 | €25,635 | €26,361 | €62,650 | ▲ 138% |
| Amounts payable after more than one year17 | - | - | €12,552 | - |
| Financial debts170/4 | - | - | €12,552 | - |
| Amounts payable within one year42/48 | €25,635 | €23,593 | €50,098 | ▲ 112% |
| Current portion of amounts payable after more than one year42 | - | - | €3,836 | - |
| Trade debts44 | €2,961 | €8,135 | €20,532 | ▲ 152% |
| Suppliers440/4 | €2,961 | €8,135 | €20,532 | ▲ 152% |
| Advances received on contracts in progress46 | €1,150 | - | - | - |
| Taxes, remuneration and social security45 | €2,458 | €10,715 | €8,461 | ▼ 21.0% |
| Taxes450/3 | €458 | €5,320 | €5,219 | ▼ 1.9% |
| Remuneration and social security454/9 | €2,000 | €5,396 | €3,243 | ▼ 39.9% |
| Other amounts payable47/48 | €19,067 | €4,743 | €17,269 | ▲ 264% |
| Accrued charges and deferred income492/3 | - | €2,768 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,902 | €7,797 | €1,681 | ▼ 78.4% |
| + Depreciation and write-downs630 | €2,165 | €5,028 | €1,118 | ▼ 77.8% |
| Operating cash flow (approximation) | -€2,737 | €12,825 | €2,799 | ▼ 78.2% |
| Investment in fixed assets (approximation) | - | -€717 | -€28,641 | ▼ 3,896% |
| Change in cash | - | -€5,847 | -€1,112 | ▲ 81.0% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 2,542 companies had the same profile as ALIZE PROTEA has now. Two years later, 94.9% were still going and 3.5% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
94.9%
was still going
1.2%
stopped otherwise
3.5%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ALIZE PROTEA itself: 1.8% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,542 companies, not a prediction for ALIZE PROTEA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Directors
2 directors, no change since 2026
SALIBRA Catuscia
Current
Director · since 03-08-2023 · term without a fixed end · listed in the 2025 annual accounts, filed on 22-07-2026
CAMMARATA Alicia
Current
Director · appointed in the act of 06-05-2026
Owners and capital
Shareholders
At incorporation
act of 07-08-2023 ↗
- SALIBRA Catuscia sole founder · 100% at incorporation
Capital transactions
Capital over time
- 07-08-2023 Incorporation · €20,000
- 07-08-2023 Incorporation · 2,000 shares
Mandate history
2 people, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| SALIBRA Catuscia |
|
| CAMMARATA Alicia |
|
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “15, assemblée générale décide si gratuit ou non”
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Rémunération des apports, 2000”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Refus d'agrément d'une cession entre vifs, 11”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “25, tout temps par assemblée formes modifications statuts”
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “26, peut désigner un ou plusieurs liquidateurs pouvoirs émoluments”
Articles of association, deed of 07-08-2023 (in French)
Network & group
ALIZE PROTEA shares no director with another company.
Companies at the same address
1 other companyConnections & network
2 current directorsThe network starts from the directors of ALIZE PROTEA. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
22-07
micro format · 9 days before the deadline
06-05
Gazette deed
Appointment: CAMMARATA Alicia (director)2 points ▸
Gazette deed
Appointment: CAMMARATA Alicia (director)
2 points ▸
- General meeting, 31-12-2025
- Director appointment, CAMMARATA Alicia (director)
2025
27-08
micro format · 27 days late
2024
31-12
Financial
Back to profitnet €7,797
The net result is €7,797, after one loss-making year.
13-06
micro format · 48 days before the deadline
2023
07-08
Gazette deed
IncorporationStarting capital €20,000 · Appointment: SALIBRA Catuscia (director) · Founder12 points ▸
Gazette deed
Incorporation
Starting capital €20,000 · Appointment: SALIBRA Catuscia (director) · Founder12 points ▸
- Other provision, “comparution, séparation de biens pure et simple” (deed in French)
- Incorporation, “ALIZE PROTEA” (deed in French)
- Founding capital, €20,000
- Founder, SALIBRA Catuscia
- Other provision, 26-07-2023
- Founding capital
- Bank account, “BE10 0689 4954 0404, compte spécial au nom de la société en formation” (deed in French)
- Other provision, “attestation de dépôt, Code des sociétés et des associations” (deed in French)
- Other provision, “arrêt des statuts”, EUR (deed in French)
- Registered office clause, “4100 Seraing,Rue de la Bergerie,58, organe de gestion” (deed in French)
- Director appointment, SALIBRA Catuscia (director)
- Pre-incorporation commitments, “takeover, engagements obligations activités au nom et pour compte société en formation” (deed in French)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
ALIZE PROTEA in French
Enterprise number
0804.545.516
Legal form
Private limited company
Status
Active, normale toestand
Founded
03-08-2023
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 07-08-2023 (in French)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région Wallonne, Belgique et étranger”
deed of 07-08-2023 (in French)Registered office and establishments
Registered office
Rue de la Bergerie 58, 4100 Seraing, Belgium
Establishment unit
ALIZE PROTEA, Rue de la Bergerie 58, 4100 Seraing since 03-08-2023 · unit number 2.348.017.335
Activities
NACEBEL 2025VAT activities
47761
Retail sale of flowers, plants, seeds and fertilisers main activity
01191
Growing of flowers
47551
Retail sale of household furniture
47559
Retail sale of other household articles
74140
Other specialised design activities
93299
Other amusement and recreation activities
Social security (RSZ) activities
47761
Retail sale of flowers, plants, seeds and fertilisers main activity
Codes under NACEBEL 2008
VAT activities
47761
Retail trade main activity
01191
Growing of flowers
47591
Retail trade
47599
Retail trade
74105
Other professional, scientific and technical activities
93299
Other amusement and recreation activities
Social security (RSZ) activities
47761
Retail trade main activity
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel annual accounts 2025
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 07-08-2023 (in French)
“La culture et autre reproduction de fleurs et de plantes; La décoration, la conception, la production, et la réalisation de décors; La vente…”
5 activities
- La culture et autre reproduction de fleurs et de plantes ;
- La décoration, la conception, la production, et la réalisation de décors;
- La vente au détail de mobilier ;
- Elle peut procéder à la vente ou à la location, la conception, la livraison de tous travaux d'art floral, plantes, fleurs naturelles ou artificielles ainsi qu'au transport de toutes marchandises, produits ou matériel que la société peut être amenée à devoir traiter ou manipuler à l’occasion de son activité ;
- L’exploitation d’un ou plusieurs magasins et ateliers pour la création, la vente, l’achat, l’importation, l’exportation des produits indiqués ci-dessus.
Invoicing and payment
VAT number
BE 0804.545.516
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the address
Ground area
334 m²
Building footprint
92 m²
Building volume
710 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 62353D0279/00L013 | Wallonia | 334 m² | 1 · 92 m² | 12.6 m · 3 |