Alizé Consulting
ActiveAlizé Consulting has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €199k and a net result of €-25k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 95% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-68
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
short-term debt: 0.3% and cash: 95.9% of total assets, and 0.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
45 d early
2023
146 d early
2022
84 d early
2021
110 d early
2020
110 d early
2019
134 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€199k▼ 23.8%
2024 · €262k
2018: €316k
2019: €266k
2020: €366k
2021: €515k
2022: €515k
2023: €513k
2024: €262k
2018 → 2025
Total assets
€200k▼ 24.8%
2024 · €266k
2018: €367k
2019: €479k
2020: €513k
2021: €808k
2022: €554k
2023: €516k
2024: €266k
2018 → 2025
Net result
€-25k
2024 · €6k
2018: €114k
2019: €166k
2020: €157k
2021: €448k
2022: €30k
2023: €-1k
2024: €6k
2018 → 2025
Working capital
€198k▼ 24.1%
2024 · €261k
2018: €314k
2019: €242k
2020: €342k
2021: €495k
2022: €504k
2023: €511k
2024: €261k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€515k-€515k=€513k▼ 0.2%€262k▼ 49.0%€199k▼ 23.8%
Operating result€587k-€41k▼ 93.0%€2k▼ 95.0%€9k▲ 344%€-25k
Net result€448k-€30k▼ 93.2%€-1k€6k€-25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €25k after €9k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €200k
Fixed assets
€2k▲ 68.8%
Current assets
€198k▼ 25.1%
Equity and liabilities €200k
Equity
€199k▼ 23.8%
Debt
€629▼ 85.1%
The debt ratio falls from 1.6% to 0.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-25k▼
2024 · €10k
Cash flow
€-24k▼
2024 · €7k
Solvency
99.7%▲
2024 · 98.4%
Debt / equity
0.00▼
2024 · 0.02
ROE
-12.4%▼
2024 · 2.2%
ROA
-12.4%▼
2024 · 2.2%
Interest coverage
-188.30▼
2024 · 79.18
Debt
€629▼
2024 · €4k
Debt ≤ 1 year
€629▼
2024 · €4k
Income taxes
€297▼
2024 · €3k
A ratio outside any meaningful range has been withheld (balance sheet total €200k, equity €199k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€266k€200k▼
Fixed assets21/28€985€2k▲
Tangible fixed assets22/27€985€2k▲
Furniture and vehicles24€985€2k▲
Current assets29/58€265k€198k▼
Amounts receivable within one year40/41€6k€1k▼
Trade receivables40€5k-
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€255k€192k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€266k€200k▼
Equity10/15€262k€199k▼
Contributions10/11€56k€56k=
Reserves13€145k€145k=
Distributable reserves133€145k€145k=
Profit (loss) carried forward14€61k€-2k▼
Amounts payable17/49€4k€629▼
Amounts payable within one year42/48€4k€629▼
Trade debts44€2k€616▼
Suppliers440/4€2k€616▼
Other amounts payable47/48€2k€12▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€670▼
Other operating charges640/8€3k€581▼
Gross operating margin9900€13k€-24k▼
Operating profit (loss)9901€9k€-25k▼
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€130€131▲
Recurring financial charges65€130€131▲
Profit (loss) for the period before taxes9903€9k€-24k▼
Income taxes67/77€3k€297▼
Profit (loss) for the period9904€6k€-25k▼
Profit (loss) for the period to be appropriated9905€6k€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€318k€36k▼
Profit (loss) brought forward from the previous period14P€312k€61k▼
Profit to be distributed694/7€258k€38k▼
Return on contributions (dividend)694€258k€38k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-25k ▼531%
Net result drops to €-25k, the lowest in the series.
31-12
Financial
Liquidity times 5current ratio 315.56
Current ratio from 62.67 to 315.56; short-term debt falls from €4k to €629.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
07-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 15current ratio 209.78
Current ratio from 13.91 to 209.78; short-term debt falls from €39k to €2k.
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 5current ratio 13.91
Current ratio from 2.69 to 13.91; short-term debt falls from €293k to €39k.
12-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €448k ▲185%
Operating result €587k, net result €448k, both a record.
31-12
Financial
Equity above €500kEq €515k ▲40.5%
4 profitable years in a row build equity to €515k.
03-08
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
03-08
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
12-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Linkebeek · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marcel en Robert Maassquare 31630 LinkebeekGround area
335 m²
Building footprint
103 m²
Volume, LiDAR
684 m³
Parcel 22003A0183/00S002, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SERGE LOUMAYE bvba
since 20082.172.840.976
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22003A0183/00S002 | Flanders | 335 m² | 1 · 103 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M1IT
BE 0802.621.946
Waterloo · Eq €199k
ELAGO
BE 0568.925.883
Gent · Eq €199k
PASRA-INVEST
BE 0534.509.689
Schilde · Eq €199k
Green-Assist
BE 0648.826.367
Hasselt · Eq €199k
LegUcy
BE 0726.867.718
Zele · Eq €200k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 40,070 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-08-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:serge.loumaye@gmail.com
Phone:0032478883532