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ALIV

Active
Public limited companyfounded 20233 yrs activeKortrijksesteenweg 1004, 9000 Gent, BelgiumKBO/BCE: BE 0801.342.734
Summary

ALIV has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €129,622. Its solvency ranks better than 23% of 9354 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability39▲+2
Solvency30▼-1
Growth78
Track record94
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.49 in 2024; short-term debt: 76.8% and cash: 7.7% of total assets), and 95.4% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
4.6%
Return on assets
0.5%
Age of the figures
12 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 9354 sector peers (2025).
NBB · sector comparison
Position among 9354 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
29 d early
2024
42 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 close01-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 2 May 2023, ALIV was incorporated as a Public limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€1.1m▲ 13.5%
2024 · €961,142
Total assets
€23.9m▲ 46.6%
2024 · €16.3m
Net result
€129,622
2024 · -€38,858
Working capital
€5.5m▲ 2.7%
2024 · €5.3m
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€269,177-€897,435▲ 233%
Net result-€38,858below the sector's middle half-€129,622above the sector's middle half
Equity€961,142within the sector's middle half-€1.1mwithin the sector's middle half▲ 13.5%
Total assets€16.3mabove the sector's middle half-€23.9mabove the sector's middle half▲ 46.6%
Debt€15.3m-€22.8m▲ 48.7%
Working capital€5.3mabove the sector's middle half-€5.5mabove the sector's middle half▲ 2.7%
Solvency5.9%below the sector's middle half-4.6%below the sector's middle half▼ 1.3pp
Current ratio1.49within the sector's middle half-1.30within the sector's middle half▼ 0.19
Return on assets (ROA)-0.2%within the sector's middle half-0.5%within the sector's middle half▲ 0.8pp
Staff (FTE)0within the sector's middle half-0within the sector's middle half
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€250,000€0€250,000€500,000€750,000€1.0mOperating result 2024: €269,177€269,177Net result 2024: -€38,858-€38,858Operating result 2025: €897,435€897,435Net result 2025: €129,622€129,62220242025-€250,000€0€250,000€500,000€750,000€1mOperating result 2024: €269,177€269,000Net result 2024: -€38,858-€38,900Operating result 2025: €897,435€897,000Net result 2025: €129,622€130,00020242025
The operating result rises in 2025; 2025 is 233% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €23.9m
Equity €1.1m ▲ 13.5%
Debt €22.8m ▲ 48.7%
Debt's share of the balance-sheet total rises from 94.1% to 95.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Quick ratio
0.33▼
2024 · 0.50
Debt to equity
20.90▲
2024 · 15.95
ROE
11.9%▲
2024 · -4.0%
Debt ≤ 1 year
€18.3m▲
2024 · €10.9m
Debt > 1 year
€4.2m=
2024 · €4.2m
Income taxes
€36,879▲
2024 · €19,821
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 628 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 98% are still going.

  • Medium-sized
  • solvency under 10%
  • a profit under 5% of the balance sheet
  • without age
1.1% went bankrupt
1.1% stopped otherwise
98% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 628 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€16.3m€23.9m▲
Formation expenses20€88,614€68,927▼
Current assets29/58€16.2m€23.8m▲
Stocks and contracts in progress3€10.8m€17.8m▲
Stocks30/36€10.8m€17.8m▲
Amounts receivable within one year40/41€2.6m€4.1m▲
Trade receivables40€2.2m€2.6m▲
Other amounts receivable41€382,496€1.5m▲
Cash at bank and in hand54/58€2.9m€1.8m▼
Deferred charges and accrued income490/1€14,747€92,323▲
Equity and liabilities
Total equity and liabilities10/49€16.3m€23.9m▲
Equity10/15€961,142€1.1m▲
Contributions10/11€1.0m€1.0m=
Capital10€1.0m€1.0m=
Issued capital100€1.0m€1.0m=
Reserves13-€4,538
Non-distributable reserves130/1-€4,538
Legal reserve130-€4,538
Profit (loss) carried forward14-€38,858€86,227▲
Amounts payable17/49€15.3m€22.8m▲
Amounts payable after more than one year17€4.2m€4.2m=
Financial debts170/4€4.2m€4.2m=
Amounts payable within one year42/48€10.9m€18.3m▲
Financial debts43€9.1m€15.6m▲
Credit institutions430/8€9.1m€15.6m▲
Trade debts44€506,279€690,131▲
Suppliers440/4€506,279€690,131▲
Advances received on contracts in progress46-€274,600
Taxes, remuneration and social security45€19,821€84,924▲
Taxes450/3€19,821€84,924▲
Other amounts payable47/48€1.2m€1.7m▲
Accrued charges and deferred income492/3€308,174€301,373▼
Income statement Code20242025
Other operating charges640/8€434€29,345▲
Gross operating margin9900€269,611€926,780▲
Operating profit (loss)9901€269,177€897,435▲
Financial income75/76B€1,625€15,628▲
Recurring financial income75€1,625€15,628▲
Financial charges65/66B€289,838€746,562▲
Recurring financial charges65€289,838€746,562▲
Profit (loss) for the period before taxes9903-€19,036€166,501▲
Income taxes67/77€19,821€36,879▲
Profit (loss) for the period9904-€38,858€129,622▲
Profit (loss) for the period to be appropriated9905-€38,858€129,622▲
Appropriation of the result
Profit (loss) to be appropriated9906-€38,858€90,765▲
Profit (loss) brought forward from the previous period14P--€38,858
Transfer to equity691/2-€4,538
To the legal reserve6920-€4,538
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€434€29,345▲ 6,655%
Gross operating margin9900€269,611€926,780▲ 244%
Operating profit (loss)9901€269,177€897,435▲ 233%
Financial income75/76B€1,625€15,628▲ 862%
Recurring financial income75€1,625€15,628▲ 862%
Financial charges65/66B€289,838€746,562▲ 158%
Recurring financial charges65€289,838€746,562▲ 158%
Profit (loss) for the period before taxes9903-€19,036€166,501▲ 975%
Income taxes67/77€19,821€36,879▲ 86.1%
Profit (loss) for the period9904-€38,858€129,622▲ 434%
Profit (loss) for the period to be appropriated9905-€38,858€129,622▲ 434%
Line20242025Change
Assets
Total assets20/58€16.3m€23.9m▲ 46.6%
Formation expenses20€88,614€68,927▼ 22.2%
Current assets29/58€16.2m€23.8m▲ 47.0%
Stocks and contracts in progress3€10.8m€17.8m▲ 65.2%
Stocks30/36€10.8m€17.8m▲ 65.2%
Amounts receivable within one year40/41€2.6m€4.1m▲ 60.0%
Trade receivables40€2.2m€2.6m▲ 20.9%
Other amounts receivable41€382,496€1.5m▲ 282%
Cash at bank and in hand54/58€2.9m€1.8m▼ 35.7%
Deferred charges and accrued income490/1€14,747€92,323▲ 526%
Equity and liabilities
Total equity and liabilities10/49€16.3m€23.9m▲ 46.6%
Equity10/15€961,142€1.1m▲ 13.5%
Contributions10/11€1.0m€1.0m=
Capital10€1.0m€1.0m=
Issued capital100€1.0m€1.0m=
Reserves13-€4,538-
Non-distributable reserves130/1-€4,538-
Legal reserve130-€4,538-
Profit (loss) carried forward14-€38,858€86,227▲ 322%
Amounts payable17/49€15.3m€22.8m▲ 48.7%
Amounts payable after more than one year17€4.2m€4.2m=
Financial debts170/4€4.2m€4.2m=
Amounts payable within one year42/48€10.9m€18.3m▲ 68.7%
Financial debts43€9.1m€15.6m▲ 71.7%
Credit institutions430/8€9.1m€15.6m▲ 71.7%
Trade debts44€506,279€690,131▲ 36.3%
Suppliers440/4€506,279€690,131▲ 36.3%
Advances received on contracts in progress46-€274,600-
Taxes, remuneration and social security45€19,821€84,924▲ 328%
Taxes450/3€19,821€84,924▲ 328%
Other amounts payable47/48€1.2m€1.7m▲ 34.0%
Accrued charges and deferred income492/3€308,174€301,373▼ 2.2%
Line20242025Change
Profit (loss) for the period9904-€38,858€129,622▲ 434%
Operating cash flow (approximation)-€38,858€129,622▲ 434%
Change in cash--€1.0m-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
01-04
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial Back to profitnet €129,622
Net result €129,622 after one loss-making year.
30-09
Financial Equity above €1mEq €1.1m ▲13.5%
Equity rises from €961,142 to €1.1m.
19-03
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
exact location from the address register On OpenStreetMap
Ground area
1,556 m²
Building footprint
144 m²
Volume, LiDAR
1,473 m³
Parcel 44809I0556/00Z003, Flanders · tallest building 20.5 m, ±3 floors. Linked by address, not a title deed.
18 companies at this address See who is registered here
1 establishment unit
ALIV
Kortrijksestwg.103Kl.Z.Jozefien. 1004, 9000 GentReal estate development
since 20232.344.793.668
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44809I0556/00Z003 Flanders 1,556 m² 1 · 144 m² 20.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Part of the group ALIV GROUP 14 companies Group, risk and exposure

Owners and holdings

1 owner

Chain of control

  1. ALIV GROUP 100%
  2. ALIV

Highest known parent: ALIV GROUP. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Legal Entity Identifier

984500MBNC5WEBAD9053
live in the LEI register

Similar companies · same sector, comparable size

Of 9,695 companies in this sector we hold annual accounts for 7,393. 3,812 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPublic limited company
Founded02-05-2023
Fiscal year end30-09
Activities, NACEBEL 2025
68121Development of residential building projects
41001General construction of residential buildings
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID 0208:0801342734
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.