Equity
-€5,802
Debts exceed assets in financial year 2025.
Align
Overview
Lifetime
1 annual account with figurespeak -€8,585 (2025)
-€8,585
lowest -€8,802 (2025)
-€8,802
peak -€5,802 (2025)
-€5,802
€6,270
Board3 names since 2025
3 directorsAlexandra Pagnier-Desbois and 2 others
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Loss of €8,802Incorporation 03-031 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsAt the same address
125 companies
Position in the sector
-1240.9%
Lower solvency than 95% of companies in legal and accounting. Sector median 56.8% · 15,824 companies.
2025 accounts filed 28 days after the deadlineTurnover not published (micro format)
Checked score
52
Fair
Financially stronger than 5% of micro companies in legal and accounting (NACE 69)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 0.3%
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.2%▼ -0.2 percentage points vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€5,802
Loss of €8,802 (financial year 2025)
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €468
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 1% of them on solvency, 11% on liquidity and 1% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,322 companies had the same profile as Align has now. Each dot stands for 4 companies, two years later.
90.3%
were still trading
5.5%
stopped another way
4.2%
went bankrupt
The bankruptcy probability of Align itself is lower: 0.2% within 12 months. It rests on far more data about Align than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,322 companies, not a prediction for Align. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
28 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- SFDB 100 sharesdeed of 03-03-2025
- Claudia Garcia Gimenez 100 sharesdeed of 03-03-2025
- Alexandra Pagnier-Desbois 100 sharesdeed of 03-03-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1020501960
Incorporation
Founding capital of €3,000, 300 shares · Founders: SFDB, Claudia Garcia Gimenez and Alexandra Pagnier-Desbois · Appointments: SFDB, Claudia Garcia Gimenez and Alexandra Pagnier-Desbois · published on 03-03-2025 · Gazette deed
First establishment
Wolstraat 70, Brussels
Comparable companies
same main activity, the nearest in size| Company | ||||
|---|---|---|---|---|
| Align Brussels | €468 | -€8,585 | -1240.9% | - |
| LEX FERENDA Bruges | €963 | -€6,883 | -618.6% | - |
| Atticus Law Offices Brussels | €1,382 | -€3,016 | -189.4% | - |
| Elias Hemelsoet Ghent | €1,350 | -€1,946 | -73.8% | - |
| Berkurius Antwerp | €1,466 | -€2,552 | -133.1% | - |
| AL RIFAI LAW La Bruyère | €1,500 | -€2,610 | -174.0% | - |
| Summit Legal Brussels | €2,351 | -€598 | 25.1% | - |
These companies have the same main activity as Align: activities of lawyers (NACE 69101). They are larger than Align: total assets between €963 and €2,350, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 27-02-2025Normal situation
- Registered office
- 126 active companies are registered at this address7 started in the 12 months before. Source: KBO register, as of 8 November 2026.
- Activity
- Activities of lawyersNACE 69101
- Establishment unit
- 2.370.820.9461000 Brussels, since 27-02-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 19-11-2025
Insights on Align
Align has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€5,802) and a net result of -€8,802.
Its solvency ranks better than 5% of 15,824 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 28-08-2026, 28 days late-€8,585
-€8,735
-€8,802
-€5,802
-
-
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €468 on 31-12-2025What the company ownsHow it is paid for
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
468 | |
29/58 |
468 | |
40/41 |
340 | |
40 |
139 | |
41 |
200 | |
54/58 |
128 | |
| Balance sheet: equity and liabilities | ||
10/49 |
468 | |
10/15 |
-5,802 | |
10/11 |
3,000 | |
14 |
-8,802 | |
17/49 |
6,270 | |
42/48 |
6,270 | |
44 |
0 | |
440/4 |
0 | |
47/48 |
6,270 | |
| Income statement | ||
9900 |
-8,585 | |
640/8 |
150 | |
9901 |
-8,735 | |
75/76B |
15 | |
75 |
15 | |
65/66B |
82 | |
65 |
82 | |
9903 |
-8,802 | |
9904 |
-8,802 | |
9905 |
-8,802 | |
| Appropriation of the result | ||
9906 |
-8,802 | |
| Document | ||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 28-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 28 days after the deadline. Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00442798.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 28-08-2026 | 2026-00442798 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| -5,802 |
The ratios are withheld because a balance sheet total of €468 is too small for a meaningful ratio.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on Align
Equity is negative. Debt (€6,270) exceeds the balance-sheet total (€468).
Board & ownership
Board
3 directors, since incorporationDirector (not named in the articles)
appointed by deed of 03-03-2025
term without a fixed end
Director (not named in the articles)
appointed by deed of 03-03-2025
term without a fixed end
SFDB BV
Director (not named in the articles), permanent representative Sarah Fialon
appointed by deed of 03-03-2025
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 03-03-2025
Permanent representatives 1
Mandates through the years
3 names, the dashed line is todayAlexandra Pagnier-Desbois
Director (not named in the articles)
Director (not named in the articles)
Claudia Garcia Gimenez
Director (not named in the articles)
Director (not named in the articles)
SFDB
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- Alexandra Pagnier-Desbois
- Director (not named in the articles), appointed by deed of 03-03-2025, still in office
- Claudia Garcia Gimenez
- Director (not named in the articles), appointed by deed of 03-03-2025, still in office
- SFDB
- Director (not named in the articles), appointed by deed of 03-03-2025, still in office
Control
Founders
This company
Align
Equity -€5,802
Loss €8,802 in 2025
Capital
- Contribution
- €3,000
- Shares
- 300
- Contribution per share
- €10
- Equity per share
- -€19.34 in 2025
- Source
- deed of 03-03-2025
Articles of association
deed of 03-03-2025 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Apports en numéraire avec émission de nouvelles actions, au moins quinze jours à dater de l’ouverture de la souscription”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “Article 19. Tenue et convocation Il est tenu chaque année, au siège, une assemblée générale ordinaire le troisième mercredi du mois de juin…”
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Assemblée générale désigne un ou plusieurs liquidateurs, avocats”
Shareholders
At incorporation
deed of 03-03-2025 ↗
- SFDB (BE 1016.907.319) 100 shares (33.3%) · €1,000
- Claudia Garcia Gimenez (BE 1006.229.104) 100 shares (33.3%) · €1,000
- Alexandra Pagnier-Desbois (BE 1006.551.776) 100 shares (33.3%) · €1,000
Network & group
No group
Align has no parent and no holdings in its annual accounts. Align shares no director with another company.
At the same address
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total assets €44.5m (2025) 0775.936.355 |
| S.F.A.R.
registered office since 15-12-1997 · founded in 1997 · group Brusselse Hoofdstedelijk Gewest |
total assets €31.4m (2025) 0462.090.776 |
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60 FTE (2026) 0441.434.429 |
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| SFAR-MIDI
registered office since 26-02-2010 · founded in 2010 · group Brusselse Hoofdstedelijk Gewest |
total assets €22.0m (2025) 0823.472.887 |
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 28 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1020501960
IncorporationFounding capital of €3,000, 300 shares · Founders: SFDB, Claudia Garcia Gimenez and Alexandra Pagnier-Desbois · Appointments: SFDB, Claudia Garcia Gimenez and Alexandra Pagnier-Desbois · published on 03-03-202511 points ▸
- Founder, SFDB
- Founder, Claudia Garcia Gimenez
- Founder, Alexandra Pagnier-Desbois
- Founding capital, €3,000, 300 shares
- Registered office clause, Rue aux Laines 70, 1000 Bruxelles
- Director appointment, SFDB (director (not named in the articles))
- Permanent representative, Sarah Fialon
- Director appointment, Claudia Garcia Gimenez (director (not named in the articles))
- Permanent representative, Claudia Garcia Gimenez
- Director appointment, Alexandra Pagnier-Desbois (director (not named in the articles))
- Permanent representative, Alexandra Pagnier-Desbois
- The deed holds 9 more points.
First establishment Wolstraat 70, Brussels
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1020.501.960
- VAT number
- BE 1020.501.960
- Peppol ID
- 0208:1020501960
- Other Peppol ID
- 9925:BE1020501960
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 27-02-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “Article 19. Tenue et convocation Il est tenu chaque année, au siège, une assemblée générale ordinaire le troisième mercredi du mois de juin…”deed of 03-03-2025 (in French)
- Peppol
- Reachable since 19-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Align in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 03-03-2025 (in French)
Activities
NACEBEL 202569101
Activities of lawyers main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Dispenser à la clientèle de la société des conseils, services et devoirs qui se rattachent à la profession d'avocat dans le respect des…”deed of 03-03-2025 (in French)
8 activities
- Dispenser à la clientèle de la société des conseils, services et devoirs qui se rattachent à la profession d'avocat dans le respect des règles déontologiques qui gouvernent la profession d'avocat ;
- Exercer toute activité compatible avec la profession d'avocat telles que les activités de mandataire judiciaire, de médiateur, d'arbitre, d'administrateur de sociétés, de liquidateur de sociétés, de dispense de cours, formations et conférences de nature juridique, de rédaction et publication d'articles ou d'ouvrage de nature juridique ;
- Entreprendre toutes opérations mobilières, immobilières ou financières;
- Acquérir des actions, obligations, warrants, options sur actions, options sur valeurs mobilières ou autres instruments financiers ou valeurs quelconques faisant l'objet d'un marché, et en assurer la gestion et la vente ;
- Investir dans tous biens meubles ou immeubles, bâtis ou non bâtis, par ses moyens propres ou au moyen d'emprunt, ouvrir ou se faire ouvrir tous crédits, donner toutes garanties en hypothèque, gage ou autrement, gérer, exploiter et valoriser de tels biens, notamment par la voie d'achat, de vente, de location, de mise à disposition, de concession de droits réels, de construction, de transformation ou de rénovation ;
- D'une manière générale, effectuer toutes opérations et entreprendre toutes actions se rattachant directement ou indirectement à son objet.
- L'exercice de la profession d'avocat dont notamment :
- À titre subsidiaire et dans la mesure où ces opérations ou activités se rattachent directement ou indirectement à l'exercice de la profession d'avocat ou peuvent contribuer à son développement, et sans qu'elles ne constituent en tant que telles des activités incompatibles avec la profession d'avocat :
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Wolstraat 70 registered office 1000 Brussels | 27-02-2025 | 2.370.820.946 |
Buildings and parcels at the address
- Ground area
- 2,342 m²
- Buildings
- 1,841 m²
- Volume, LiDAR
- 64,043 m³
- Tallest building
- 42.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21808H0901/00N000 | 2,342 m² | 1 · 1,841 m² | 42.2 m · 12 |