ALI-JA
ActiveSummary
The computed 12-month bankruptcy probability of ALI-JA is 1.9% (moderate). The 2024 annual accounts show equity of €30,438 and a net result of €7,096. Equity remains stable across the filed fiscal years (±1.2% per year). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability59▼-15
Solvency42▼-3
Growth68▼-4
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.2 against 1.24 in 2023; short-term debt: 83.2% and cash: 3.4% of total assets), and 83.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
16.8%
Return on assets
3.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-06-2026, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
34 d early
2024
23 d early
2023
58 d late
2022
240 d late
2021
144 d late
2020
30 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 72 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 September (4 of the last 5 filed years within 93 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2024, micro schema
Turnover
€651,803▲ 31.7%
2023 · €495,073
EBIT margin
2.6%▼ 2.2pp
2023 · 4.8%
Net result
€7,096▼ 65.0%
2023 · €20,291
Working capital
€29,593▲ 38.6%
2023 · €21,356
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€183,862€407,914▲ 122%€495,073▲ 21.4%€651,803▲ 31.7%
Operating result€2,490-€16,723-€8,827▲ 47.2%€23,900€17,009▼ 28.8%
Net result-€901within the sector's middle half▲ 87.4%-€18,161below the sector's middle half▼ 1,915%-€11,238below the sector's middle half▲ 38.1%€20,291within the sector's middle half€7,096within the sector's middle half▼ 65.0%
EBIT margin-9.1%-2.2%▲ 6.9pp4.8%▲ 7.0pp2.6%▼ 2.2pp
Equity€31,749within the sector's middle half▲ 19.1%-€18,161below the sector's middle half€2,350below the sector's middle half€22,641within the sector's middle half▲ 863%€30,438within the sector's middle half▲ 34.4%
Total assets€40,830below the sector's middle half▲ 4.1%€7,833below the sector's middle half▼ 80.8%€51,546below the sector's middle half▲ 558%€111,475within the sector's middle half▲ 116%€180,803within the sector's middle half▲ 62.2%
Debt€9,081▼ 27.9%€25,993▲ 186%€49,196▲ 89.3%€88,833▲ 80.6%€150,366▲ 69.3%
Working capital€31,564within the sector's middle half▲ 19.3%-€18,161below the sector's middle half-€35within the sector's middle half▲ 99.8%€21,356within the sector's middle half€29,593within the sector's middle half▲ 38.6%
Solvency77.8%above the sector's middle half▲ 9.8pp-231.9%below the sector's middle half▼ 309.6pp4.6%below the sector's middle half▲ 236.4pp20.3%within the sector's middle half▲ 15.8pp16.8%within the sector's middle half▼ 3.5pp
Current ratio4.48above the sector's middle half▲ 1.370.30below the sector's middle half▼ 4.171.00within the sector's middle half▲ 0.701.24within the sector's middle half▲ 0.241.20within the sector's middle half▼ 0.04
Return on assets (ROA)-2.2%within the sector's middle half▲ 16.0pp-231.9%below the sector's middle half▼ 229.6pp-21.8%below the sector's middle half▲ 210.1pp18.2%above the sector's middle half▲ 40.0pp3.9%within the sector's middle half▼ 14.3pp
Staff (FTE)2.2
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 29% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €180,803
Fixed assets
€845 ▼ 34.2%
Current assets
€179,958 ▲ 63.3%
Equity and liabilities €180,803
Equity
€30,438 ▲ 34.4%
Debt
€150,366 ▲ 69.3%
Debt's share of the balance-sheet total rises from 79.7% to 83.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17,449▼
2023 · €25,000
Cash flow
€7,536▼
2023 · €21,391
Quick ratio
0.91▲
2023 · 0.08
Debt to equity
4.94▲
2023 · 3.92
ROE
23.3%▼
2023 · 89.6%
Interest coverage
10.42▲
2023 · 6.93
Debt ≤ 1 year
€150,366▲
2023 · €88,833
Income taxes
€8,238
Staff costs
€41,795▲
2023 · €40,795
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,508 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 97% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.4%
went bankrupt
1.6%
stopped otherwise
97%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,508 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €183,862 | €407,914 | €495,073 | €651,803 | ▲ 31.7% |
| Goods, raw materials, services and sundry goods60/61 | - | €193,275 | €401,252 | €428,463 | €591,000 | ▲ 37.9% |
| Remuneration, social security and pensions62 | - | €5,270 | €14,350 | €40,795 | €41,795 | ▲ 2.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €1,100 | €440 | ▼ 60.0% |
| Other operating charges640/8 | - | €2,041 | €1,139 | €847 | €1,658 | ▲ 95.7% |
| Gross operating margin9900 | €4,651 | -€9,412 | €6,662 | €66,642 | €60,902 | ▼ 8.6% |
| Operating profit (loss)9901 | €2,490 | -€16,723 | -€8,827 | €23,900 | €17,009 | ▼ 28.8% |
| Financial charges65/66B | - | €1,438 | €2,411 | €3,609 | €1,674 | ▼ 53.6% |
| Recurring financial charges65 | €1,468 | €1,438 | €2,411 | €3,609 | €1,674 | ▼ 53.6% |
| Profit (loss) for the period before taxes9903 | €1,021 | -€18,161 | -€11,238 | €20,291 | €15,335 | ▼ 24.4% |
| Income taxes67/77 | €1,923 | - | - | - | €8,238 | - |
| Profit (loss) for the period9904 | -€901 | -€18,161 | -€11,238 | €20,291 | €7,096 | ▼ 65.0% |
| Profit (loss) for the period to be appropriated9905 | -€901 | -€18,161 | -€11,238 | €20,291 | €7,096 | ▼ 65.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €40,830 | €7,833 | €51,546 | €111,475 | €180,803 | ▲ 62.2% |
| Fixed assets21/28 | €185 | - | €2,385 | €1,285 | €845 | ▼ 34.2% |
| Tangible fixed assets22/27 | - | - | €2,200 | €1,100 | €660 | ▼ 40.0% |
| Plant, machinery and equipment23 | - | - | €2,200 | €1,100 | €660 | ▼ 40.0% |
| Financial fixed assets28 | €185 | - | €185 | €185 | €185 | = |
| Current assets29/58 | €40,645 | €7,833 | €49,161 | €110,190 | €179,958 | ▲ 63.3% |
| Stocks and contracts in progress3 | €25,341 | - | €43,618 | €103,421 | €43,030 | ▼ 58.4% |
| Stocks30/36 | - | - | €43,618 | €103,421 | €43,030 | ▼ 58.4% |
| Amounts receivable within one year40/41 | €2,863 | €248 | €2,192 | €2,381 | €130,799 | ▲ 5,393% |
| Trade receivables40 | - | €248 | - | - | €125,331 | - |
| Other amounts receivable41 | - | - | €2,192 | €2,381 | €5,469 | ▲ 130% |
| Cash at bank and in hand54/58 | €12,441 | €7,585 | €3,351 | €4,387 | €6,129 | ▲ 39.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €40,830 | €7,833 | €51,546 | €111,475 | €180,803 | ▲ 62.2% |
| Equity10/15 | €31,749 | -€18,161 | €2,350 | €22,641 | €30,438 | ▲ 34.4% |
| Contributions10/11 | €18,200 | - | €18,200 | €18,200 | €18,900 | ▲ 3.8% |
| Reserves13 | €1,473 | - | €1,473 | €1,473 | €1,473 | = |
| Non-distributable reserves130/1 | - | - | €1,473 | €1,473 | €1,473 | = |
| Reserves not available under the articles1311 | - | - | €1,473 | €1,473 | €1,473 | = |
| Profit (loss) carried forward14 | €12,075 | -€18,161 | -€17,323 | €2,968 | €10,065 | ▲ 239% |
| Amounts payable17/49 | €9,081 | €25,993 | €49,196 | €88,833 | €150,366 | ▲ 69.3% |
| Amounts payable within one year42/48 | €9,081 | €25,993 | €49,196 | €88,833 | €150,366 | ▲ 69.3% |
| Trade debts44 | €2,794 | €25,451 | €49,196 | €81,073 | €137,198 | ▲ 69.2% |
| Suppliers440/4 | - | €25,451 | €49,196 | €81,073 | €137,198 | ▲ 69.2% |
| Taxes, remuneration and social security45 | - | €543 | - | €7,760 | €13,168 | ▲ 69.7% |
| Taxes450/3 | - | €543 | - | - | €5,561 | - |
| Remuneration and social security454/9 | - | - | - | €7,760 | €7,607 | ▼ 2.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€901 | -€18,161 | -€11,238 | €20,291 | €7,096 | ▼ 65.0% |
| + Depreciation and write-downs630 | - | - | - | €1,100 | €440 | ▼ 60.0% |
| Operating cash flow (approximation) | -€901 | -€18,161 | -€11,238 | €21,391 | €7,536 | ▼ 64.8% |
| Investment in fixed assets (approximation) | - | - | - | €0 | €0 | - |
| Change in cash | - | -€4,856 | -€4,234 | €1,037 | €1,742 | ▲ 68.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
27-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 240 days late
2023
31-12
Financial
Back to profitnet €20,291
Net result €20,291 after 4 loss-making years.
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 144 days late
2021
31-12
Financial
Weakest financial yearnet -€18,161
Net result drops to -€18,161, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 89 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 2 establishment units since 2015
Ground area
356 m²
Building footprint
262 m²
Volume, LiDAR
2,883 m³
3 parcels, Brussels, Wallonia · tallest building 15.3 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Espace Alimentation
since 20152.247.168.712
Fresh Inn Alimentation
since 20262.389.789.889
3 parcels
Wallonia
1
(33.3%)
Brussels
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56001B0604/00N005 | Wallonia | 170 m² | 1 · 124 m² | 12.3 m · 3 fl. |
| 21342B0071/00E003 | Brussels | 111 m² | 1 · 63 m² | 15.3 m · 4 fl. |
| 21813D0526/00C006 | Brussels | 75 m² | 1 · 76 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesAnderlues2.247.168.712
Brussel2.389.789.889
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Of 957 companies in sector 46319 we hold annual accounts for 610. 257 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-10-2015
Fiscal year end31-12
Activities, NACEBEL 2025
46319Wholesale of fruit and vegetables, excluding potatoes
47210Retail sale of fruit and vegetables
E-invoicing
Reachable via Peppol
Peppol ID
0208:0641786246
Also
9925:BE0641786246
Registered
21-08-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.