Debts
€73,366 86% of the balance sheet
Suppliers 9%Taxes and wages 1%Other 90%
Alguy
Lifetime
18 annual accounts with figures on one time axis, 42 filings since 1977peak €38,194 (2009)
€5,764▲ 3.4%
lowest -€6,872 (2006)
€2,951▲ 86.3%
peak €11,544 (2025)
€11,544▲ 34.3%
€73,366▼ 0.7%
peak 0.4 FTE (2009)
-not published
Board2 names since 2021
2 directorsCOOSEMANS Guy and 1 other
Documentsfilings and deeds
20-07-202611 days before the deadline
2025abbreviated format
Result from €1,584 to €2,951Equity from €8,594 to €11,544Cash from €1,428 to €894
Key points
from the 2025 annual accountsFilings
42 annual accounts since 1977
Three of the last ten came late. The 2017 accounts came latest: 31 days after the end of the period.
Position in the sector
€11,544
Less equity than 86% of companies in wholesale trade. Sector median €360,626 · 9,901 companies.
Checked score
85
Excellent
Financially stronger than 39% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.2%● unchanged vs 02-2025lowest value
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.2 percentage points vs 06-2025highest value
08-2025: 0.3%▼ -0.1 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 1.00, cash €894
Sector: Wholesale trade (NACE 46)
lowers risk
Size: total assets €84,911
Founded in 1971
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 26% of them on solvency, 6% on liquidity, 41% on profitability and 83% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,984 companies had the same profile as Alguy has now. Each dot stands for 10 companies, two years later.
96.5%
were still trading
2.3%
stopped another way
1.1%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Alguy itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,984 companies, not a prediction for Alguy. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.0 (0.95 in 2024), below the usual 1.5. Short-term debt is 86.4% and cash 1.1% of total assets. 86.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 9905 sector peers (2025).
NBB · sector comparisonPosition among 9905 sector peers
Solvency
better than 21%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €11,544
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 days early
2024
16 days early
2023
22 days early
2022
5 days early
2021
17 days early
2020
19 days early
2019
25 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0411602375
Change of role: COOSEMANS Guy, from director to sole director
Director discharge: COOSEMANS Guy · General meeting of 22-12-2023 · Gazette deed
First establishment
Rue de Chatelet 7, Charleroi
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Alguy Charleroi | €84,911 | €5,764 | 13.6% | - |
| HE - GO TRANS Beveren-Kruibeke-Zwijndrecht | €81,501 | €18,866 | 23.1% | - |
| Reusen Jozef & C° Ranst | €31,703 | €1,690 | 88.5% | - |
| LANKOFOOD Kortrijk | €25,873 | €4,579 | -177.4% | - |
| SPIDER SOLUTIONS Lievegem | €72,356 | €7,760 | 95.9% | - |
| Garrousse Vastgoed & verhuur Arendonk | €18,446 | €18,463 | 98.8% | - |
| RED ALLIGATOR Fleurus | €185,772 | -€15,006 | 9.2% | - |
These companies have the same main activity as Alguy: wholesale trade (NACE 46382). They are comparable in size and age: total assets between €18,400 and €186,000, founded between 1983 and 2002.
Official details
Source: KBO- Status
- Active since 01-10-1971Normal situation
- Activity
- Wholesale tradeNACE 46382and 1 other
- Joint committee
- 201Independent retail · annual accounts 2022
- Establishment unit
- 2.007.028.4836030 Charleroi, since 01-10-1971
- Financial year end
- 31 December
- Peppol
- Reachable since 28-11-2025
Annual accounts 2025
- ≈ €89,000estimated
- €84,911▲ 2.9%
- Filing
- Filed on 20-07-2026, 11 days before the end of the filing period
Insights on Alguy
Alguy files the abbreviated format. That format states no turnover. The gross margin rose from -€5,108 in 2006 to €5,764 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Alguy
- What is the company number of Alguy?
- The company number of Alguy is 0411.602.375. The VAT number is the same number with BE in front: BE 0411.602.375.
- Where is Alguy based?
- The registered office is at Rue de Chatelet 7, 6030 Charleroi.Company details
- What does Alguy do?
- According to the KBO register, the main activity is wholesale trade (NACE 46382).
- What is the legal form of Alguy?
- Alguy is a public limited company (NV).
- When was Alguy founded?
- Alguy was founded on 01-10-1971.
- Is Alguy still active?
- Yes, Alguy is an active enterprise in the KBO register.
- Which joint committee does Alguy fall under?
- In its 2022 annual accounts, Alguy states joint committee 201 (Independent retail).
- What is the turnover of Alguy?
- The turnover in financial year 2025 is ≈ €89,000. This figure is estimated from the gross margin of €5,764 and 72 comparable companies (NACE 463). It probably lies between €44,000 and €170,000. It is a rough estimate.Financials
- Is Alguy profitable?
- In financial year 2025, Alguy made a profit of €2,951.
- Where can I find the annual accounts of Alguy?
- Alguy filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Alguy due?
- Alguy must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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