Alguy
ActiveSummary
Alguy has been active since 1971 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▲+6
Solvency39▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.0 against 0.95 in 2024; short-term debt: 86.4% and cash: 1.1% of total assets), and 86.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 8001 sector peers (2025).
NBB · sector comparisonPosition among 8001 sector peers
Solvency
better than 20%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €12k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
16 d early
2023
22 d early
2022
5 d early
2021
17 d early
2020
19 d early
2019
25 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k▲ 86.3%
2024 · €2k
2018: €20k
2019: €10k
2020: €18k
2021: €-1k
2022: €3k
2023: €2k
2024: €2k
2018 → 2025
Working capital
€39
2024 · €-4k
2018: €-28k
2019: €-27k
2020: €-22k
2021: €-18k
2022: €-8k
2023: €-6k
2024: €-4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-346-€6k€7k▲ 29.3%€9k▲ 18.5%€12k▲ 34.3%
Operating result€990-€5k▲ 363%€3k▼ 33.3%€3k▲ 12.7%€4k▲ 13.8%
Net result€-1k-€3k€2k▼ 39.2%€2k▼ 3.7%€3k▲ 86.3%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€12k ▼ 6.2%
Current assets
€73k ▲ 4.5%
Equity and liabilities €85k
Equity
€12k ▲ 34.3%
Debt
€73k ▼ 0.7%
Debt's share of the balance-sheet total falls from 89.6% to 86.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€5k▲
2024 · €4k
Cash flow
€4k▲
2024 · €2k
Current ratio
1.00▲
2024 · 0.95
Quick ratio
0.06▲
2024 · 0.03
Debt to equity
6.36▼
2024 · 8.60
ROE
25.6%▲
2024 · 18.4%
ROA
3.5%▲
2024 · 1.9%
Interest coverage
3.67▲
2024 · 3.27
Debt ≤ 1 year
€73k▼
2024 · €74k
Income taxes
€0▼
2024 · €593
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€82k€85k▲
Fixed assets21/28€12k€12k▼
Tangible fixed assets22/27€12k€11k▼
Other tangible fixed assets26€12k€11k▼
Financial fixed assets28€457€457=
Current assets29/58€70k€73k▲
Stocks and contracts in progress3€68k€69k▲
Stocks30/36€68k€69k▲
Amounts receivable within one year40/41€198€2k▲
Trade receivables40€198€2k▲
Cash at bank and in hand54/58€1k€894▼
Deferred charges and accrued income490/1€254€995▲
Equity and liabilities
Total equity and liabilities10/49€82k€85k▲
Equity10/15€9k€12k▲
Contributions10/11€31k€31k=
Outside capital11€31k€31k=
Other1109/19€31k€31k=
Reserves13€29€29=
Non-distributable reserves130/1€29€29=
Reserves not available under the articles1311€29€29=
Profit (loss) carried forward14€-22k€-19k▲
Amounts payable17/49€74k€73k▼
Amounts payable within one year42/48€74k€73k▼
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Advances received on contracts in progress46€240€0▼
Taxes, remuneration and social security45€1k€885▼
Taxes450/3€1k€885▼
Other amounts payable47/48€70k€66k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€761€761=
Other operating charges640/8€1k€1k▼
Gross operating margin9900€6k€6k▲
Operating profit (loss)9901€3k€4k▲
Financial income75/76B€18€306▲
Recurring financial income75€18€306▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€2k€3k▲
Income taxes67/77€593€0▼
Profit (loss) for the period9904€2k€3k▲
Profit (loss) for the period to be appropriated9905€2k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-19k▲
Profit (loss) brought forward from the previous period14P€-24k€-22k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-1k ▼106%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 25 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1971
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Chatelet 76030 CharleroiGround area
1,427 m²
Building footprint
327 m²
Volume, LiDAR
4,415 m³
Parcel 52044B0277/00M000, Wallonia · tallest building 16.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Chatelet 7, 6030 Charleroi
since 19712.007.028.483
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52044B0277/00M000 | Wallonia | 1,427 m² | 1 · 327 m² | 16.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCharleroi2.007.028.483
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BS AGRO PRODUCTS
BE 0797.996.630
Deinze · Eq €12,877
Panzi-Pet Benelux
BE 0666.786.017
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LANKOFOOD
BE 0446.789.324
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Of 242 companies in sector 46382 we hold annual accounts for 142. 49 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-10-1971
Fiscal year end31-12
Activities, NACEBEL 2025
46382Wholesale trade
47762Retail sale of pets, pet food and pet supplies
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.