ALGREMA
ActiveALGREMA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-59k) and a net result of €-32k. Equity is shrinking by ~102.4% per year across the filed fiscal years. Its solvency ranks better than 13% of 19345 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
7
/ 100
Critical▼ -8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency33=
Growth32=
Stability94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.02 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-11.2%
Return on assets
-6.1%
Age of the figures
20 mo
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
21222324
2021 to 2024 · latest year -€59k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
47 d early
2022
35 d early
2021
19 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-59k▼ 119%
2023 · €-27k
2021: €32k
2022: €1k
2023: €-27k
2021 → 2024
Total assets
€524k▼ 5.1%
2023 · €552k
2021: €400k
2022: €487k
2023: €552k
2021 → 2024
Net result
€-32k▼ 14.7%
2023 · €-28k
2021: €-18k
2022: €-31k
2023: €-28k
2021 → 2024
Working capital
€-415k▼ 3.2%
2023 · €-403k
2021: €-150k
2022: €-288k
2023: €-403k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€32k-€1k▼ 96.6%€-27k€-59k▼ 119%
Operating result€-15k-€-26k▼ 72.4%€-25k▲ 5.2%€-29k▼ 17.0%
Net result€-18k-€-31k▼ 70.2%€-28k▲ 9.8%€-32k▼ 14.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €29k in 2024 against €25k in 2023; the loss grows and 2024 is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €524k
Fixed assets
€516k▼ 5.1%
Current assets
€9k▼ 4.0%
Key figures and ratios
EBITDA
€642▲
2023 · €-410
Cash flow
€-2k▲
2023 · €-3k
Solvency
-11.2%▼
2023 · -4.8%
Current ratio
0.02▼
2023 · 0.02
Quick ratio
0.02▼
2023 · 0.02
Debt / equity
-9.94▲
2023 · -21.67
ROE
54.4%▼
2023 · 104.0%
ROA
-6.1%▼
2023 · -5.0%
Interest coverage
0.21▲
2023 · -0.13
Debt
€583k▲
2023 · €579k
Debt ≤ 1 year
€424k▲
2023 · €411k
Debt > 1 year
€159k▼
2023 · €168k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€552k€524k▼
Fixed assets21/28€544k€516k▼
Tangible fixed assets22/27€544k€516k▼
Land and buildings22€521k€499k▼
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€14k€10k▼
Current assets29/58€9k€9k▼
Amounts receivable within one year40/41€141€884▲
Other amounts receivable41€141€884▲
Cash at bank and in hand54/58€9k€8k▼
Equity and liabilities
Total equity and liabilities10/49€552k€524k▼
Equity10/15€-27k€-59k▼
Contributions10/11€50k€50k=
Profit (loss) carried forward14€-77k€-109k▼
Amounts payable17/49€579k€583k▲
Amounts payable after more than one year17€168k€159k▼
Financial debts170/4€168k€159k▼
Amounts payable within one year42/48€411k€424k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Advances received on contracts in progress46-€2k
Other amounts payable47/48€402k€412k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€30k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€5k€6k▲
Operating profit (loss)9901€-25k€-29k▼
Financial income75/76B€54€0▼
Recurring financial income75€54€0▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-28k€-32k▼
Profit (loss) for the period9904€-28k€-32k▼
Profit (loss) for the period to be appropriated9905€-28k€-32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-77k€-109k▼
Profit (loss) brought forward from the previous period14P€-49k€-77k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Beaumont 596030 CharleroiGround area
964 m²
Building footprint
242 m²
Volume, LiDAR
1,759 m³
Parcel 52044B0359/00S009, Wallonia · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALGREMA
since 20212.313.386.949
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52044B0359/00S009 | Wallonia | 964 m² | 1 · 242 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEENA
BE 0548.917.060
Duffel · Eq €1k
ACCO ESTATES
BE 0473.084.539
Temse · Eq €1k
ELSENOLIVIER
BE 0805.748.514
Assenede · Eq €1k
Ballet-Smeets
BE 0542.967.002
Genk · Eq €1k
NOVALIS
BE 0472.993.081
Elsene · Eq €1k
Of 9,095 companies in sector 68201 we hold annual accounts for 6,729. 376 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2021
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.