Algemene Onderneming Stef Lauwers
ActiveSummary
The computed 12-month bankruptcy probability of Algemene Onderneming Stef Lauwers is 2.3% (moderate). The 2025 annual accounts show equity of €124,111 and a net result of €87,291. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 30% of 11,261 sector peers (NACE 68, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 10-01-2006 Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding land NACE 68203
- Establishment unit
- 2.151.335.581 2860 Sint-Katelijne-Waver, since 16-01-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2026
Board and ownership
- VIA ALTIDirector · since 06-06-2023 · permanent representative MOENS Hans
- VIA ALTI100%· score 902025 annual accounts of VIA ALTI
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.3%
- Gross margin
- €188,103
- ▼ 23.5%
- Turnover
- ≈ €250,000
- estimated
- Profit
- €87,291
- ▼ 41.6%
- Equity
- €124,111
- ▲ 237%
- Total assets
- €1.2m
- ▲ 11.1%
- 2025 accounts filed 31 days after the deadline
Score breakdownraises risk2 changes of registered office in 24 monthsLast filed accounts filed 31 days late; 2 of the last 3 accounts lateEquity €124,111 (10.5% of total assets)lowers riskSize: total assets €1.2mShow the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 31% of them on solvency, 87% on liquidity, 74% on profitability and 96% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: Equity rose in 2025from €36,820 to €124,111 ▲ 237% View
Recent changes
- · Gazette deed Company renamed to ALGEMENE ONDERNEMING STEF LAUWERSRegistered office moved from Rumst to Sint-Katelijne-Waver · New seat: 2860 Sint-Katelijne-Waver, Mussepi (ELZ) 24 · Previous seat: 2840 Rumst, Nieuwstraat 50 B
- · Gazette deed Registered office moved from Rumst to Rumst - NieuwstraatNew seat: 2840 Rumst - Nieuwstraat 50 B · Previous seat: Doelhaagstraat 72 - 2840 Rumst · Resignation: Joseph De Wael (director)
- · Gazette deed Appointment: VIA ALTI (director)Permanent representative: Hans Moers
Comparable companies
These companies have the same main activity as Algemene Onderneming Stef Lauwers: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €973,000 and €1.4m, founded between 2002 and 2007.
| Company | Total assets | Gross margin |
|---|---|---|
| Algemene Onderneming Stef Lauwers Sint-Katelijne-Waver | €1.2m | €0.2m |
| IMMOVAM Essen | €1.3m | €0.2m |
| VDB INVEST Schoten | €1.2m | €0.2m |
| IMMO-EVY Brecht | €1.1m | €0.2m |
| ALCO INVEST & CONSULTING Antwerpen | €1.0m | €0.2m |
| Immo Hoge Mauw Arendonk Arendonk | €1.1m | €0.1m |
| B.B.S.R MANAGEMENT Westerlo | €1.4m | €0.2m |
Key facts about Algemene Onderneming Stef Lauwers
- What is the company number of Algemene Onderneming Stef Lauwers?
- The company number of Algemene Onderneming Stef Lauwers is 0878.560.573. The VAT number is the same number with BE in front: BE 0878.560.573.
- Where is Algemene Onderneming Stef Lauwers based?
- The registered office is at Mussepi(ELZ) 24, 2860 Sint-Katelijne-Waver.Company details
- What does Algemene Onderneming Stef Lauwers do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of Algemene Onderneming Stef Lauwers?
- The legal form of Algemene Onderneming Stef Lauwers is Private limited company (BV).
- When was Algemene Onderneming Stef Lauwers founded?
- Algemene Onderneming Stef Lauwers was founded on 10-01-2006.
- Is Algemene Onderneming Stef Lauwers still active?
- Yes, Algemene Onderneming Stef Lauwers is an active enterprise in the KBO register.
- What is the turnover of Algemene Onderneming Stef Lauwers?
- The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €188,103 and 37 comparable companies (NACE 68203). It probably lies between €200,000 and €400,000.Financials
- Is Algemene Onderneming Stef Lauwers profitable?
- In financial year 2025, Algemene Onderneming Stef Lauwers made a profit of €87,291.
- Where can I find the annual accounts of Algemene Onderneming Stef Lauwers?
- Algemene Onderneming Stef Lauwers filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Algemene Onderneming Stef Lauwers due?
- Algemene Onderneming Stef Lauwers must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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