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Algemene bouwwerken O-construct

Active
Private limited companyfounded 2025active for 1 yearElzenstraat 32 A, 2381 Ravels, BelgiumKBO/BCE: BE 1025.525.273
Summary

Algemene bouwwerken O-construct has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,435 and a net result of €10,315. Its solvency ranks better than 27% of 34,483 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Bricklaying and masonry work
NACE 43910
1 site
Size
€40,614total assets 2025
Equity
€10,435
Profit
€10,315
Turnover not published (micro format)
Financial health
69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
Accounts 107 days early
Why 69raises riskFounded in 2025Size: total assets €40,614lowers riskLiquidity: current ratio 0.74, cash €21,038Figures for financial year 2025 (filed 17-04-2026)Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 59% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency 51
equity 25.7% of total assets
Liquidity 60
short-term debt 74.3% · cash 51.8%
Profitability 100
return on assets 25.4%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,581 companies, NACE 43, micro)
Last 24 months 08-2026: 0.8%lowest value 09-2026: 0.8%● unchanged vs 08-2026lowest value 10-2026: 0.8%● unchanged vs 09-2026highest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.74, below 1; short-term debt: 74.3% and cash: 51.8% of total assets), and 74.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 27% on solvency, 57% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 0.74, cash €21,038
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €40,614
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 17-04-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-04-2026, 107 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
107 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: OLISLAGERS,Nick (director) · Founder…

Key points

  • Caution: Among the weakest 17% on equitysector median €57,811 · 34,494 companies €10,435 View
  • Founded 15 months agofounded 15-07-2025 15 months View
  • Total assets 2025first financial year filed €40,614 View

By topic

Financials

Financial year
2025
Total assets
€40,614
Profit
€10,315
Solvency
25.7%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Bricklaying and masonry workNACE 43910
Founded
15-07-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
12
Purpose
“Uitvoeren van metsel- en voegwerken; Overige werkzaamheden in verband met de afwerking van…” (deed in Dutch)
Go to Articles of association

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