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ALGEMENE BOUW CENTRALE

Active
Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 1989active for 37 yearsPathoekeweg 9B, 8000 Brugge, Belgium23 active companies are registered at this addressKBO/BCE: BE 0438.629.248
Summary

ALGEMENE BOUW CENTRALE has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €36,266 and a net result of -€2,270. Equity remains stable across the filed financial years (±0.3% per year). Its solvency ranks better than 93% of 19,156 sector peers (NACE 68, financial year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Real estate agency activities
NACE 68310
1 site
Size
€39,430total assets 2024
Equity
€36,266
Loss
-€2,270
Turnover not published (micro format)
Financial health
56 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Accounts 85 days overdue1 of 4 deeds read
Why 56raises riskCapped at 59: a confirmed filing finding1 change of registered office in 24 monthsFigures for financial year 2024 (filed 15-08-2025)lowers riskLiquidity: current ratio 12.46, cash €25,091Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2024
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 61% of its sector peers (NACE 68, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Strong
Solvency 100=
equity 92.0% of total assets
Liquidity 100=
short-term debt 8.0% · cash 63.6%
Profitability 23-9
return on assets -5.8%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,608 companies, NACE 68, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: 0.1%▲ +0.1 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%▼ -0.2 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.6%▲ +0.3 percentage points vs 09-2026highest value
Credit of up to €2,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 12.46, compared with 24.75 in 2023, above the usual 1.5; short-term debt: 8% and cash: 63.6% of total assets), and 8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 91% on solvency, 98% on liquidity, 22% on profitability and 33% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Figures for financial year 2024 (filed 15-08-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 12.46, cash €25,091
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 85 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline24-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-08-2025, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
13 days late
2023
14 days late
2022
18 days late
2021
18 days late
2020
18 days late
2019
19 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 17 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Resignation: Massa Vera (director)Permanent representative: Iris Carsau ·…
  3. Weakest financial yearnet -€2,270

Key points

  • Risk: 4 loss-making years in a rowloss financial year 2024 -€2,270 View
  • Caution: Accounts not fileddeadline was 31-07-2026 85 days late View
  • Positive: Among the best 8% on solvencysector median 31.1% · 19,156 companies 92.0% View

By topic

Financials

Financial year
2024
Total assets
€39,430
Loss
-€2,270
Solvency
92.0%
Total assets▼ 1.8%
Net result
20182024
Go to Financials

Timeline

Events
38
Since
1991
  1. 14-08-2024Annual accounts filed
  2. 18-08-2023Annual accounts filed
  3. 18-08-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Coöperatieve vennootschap met beperkte aansprakelijkheid
Activity
Real estate agency activitiesNACE 68310
Founded
06-10-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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