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ALGEMENE BLUSMATERIALEN CENTER

Active
Private limited companyfounded 2007active for 18 yearsG. Gezellelaan 87, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0894.376.028
Summary

The computed 12-month bankruptcy probability of ALGEMENE BLUSMATERIALEN CENTER is 2.1% (moderate). The 2024 annual accounts show equity of €10,571 and a net result of €1,764. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 30% of 25,572 sector peers (NACE 47, financial year 2024). The company has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail trade
NACE 47525
1 site
Size
€104,304total assets 2024
Equity
€10,571
Profit
€1,764
Turnover not published (micro format)
Financial health
52 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.1%
Structure
Accounts 82 days overdue1 of 2 deeds read
Why 52raises riskFigures for financial year 2024 (filed 03-10-2025)1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 latelowers riskFounded in 2007Size: total assets €104,304Show the evidence

Checked score

Score 2024
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 34% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Weak
Solvency 35+1
equity 10.1% of total assets
Liquidity 2+1
short-term debt 89.9% · cash 1.2%
Profitability 42+1
return on assets 1.7%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,213 companies, NACE 47, micro)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.0%▼ -0.1 percentage points vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.2%▲ +0.2 percentage points vs 06-2025 08-2025: 1.7%▲ +0.5 percentage points vs 07-2025 09-2025: 2.0%▲ +0.3 percentage points vs 08-2025 10-2025: 2.5%▲ +0.5 percentage points vs 09-2025highest value 11-2025: 1.0%▼ -1.5 percentage points vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 0.9%▼ -0.1 percentage points vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026lowest value 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 1.5%▲ +0.6 percentage points vs 07-2026 09-2026: 1.7%▲ +0.2 percentage points vs 08-2026 10-2026: 2.1%▲ +0.4 percentage points vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity tight (current ratio 1.11, compared with 1.1 in 2023, below the usual 1.5; short-term debt: 89.9% and cash: 1.2% of total assets), and 89.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 27% on solvency, 4% on liquidity, 31% on profitability and 73% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 03-10-2025)
NBB · annual accounts
lowers risk · Founded in 2007
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €104,304
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late
NBB · filings
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 82 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline21-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
61 days late
2023
51 days late
2022
7 days late
2021
86 days late
2020
200 days late
2019
70 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 79 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · micro…
  3. Reappointments: Maria Eerdekens (director) and Nwachukwu…Permanent representative: Maria Eerdekens ·…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 82 days late View
  • Positive: 5 profitable years in a rowprofit 2024: €1,764 5 years View
  • Board2 directors in office 2 View

By topic

Financials

Financial year
2024
Total assets
€104,304
Profit
€1,764
Solvency
10.1%
Total assets▲ 3.7%
Net result
20182024
Go to Financials

Timeline

Events
19
Since
2009
  1. 07-08-2023Annual accounts filed
  2. 25-10-2022Annual accounts filed
  3. 16-02-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail tradeNACE 47525
Founded
20-12-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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