ALG INVEST
ActiveALG INVEST has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.41M and a net result of €205k. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 48% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▲+7
Solvency52▲+6
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 2.87 against 2.01 in 2024; short-term debt: 10.3% and cash: 2.7% of total assets), but 73.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.7%
Return on assets
3.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
64 d early
2024
30 d early
2023
55 d early
2022
56 d early
2021
80 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.41M▲ 17.0%
2024 · €1.21M
2021: €290k
2022: €804k
2023: €1.04M
2024: €1.21M
2021 → 2025
Total assets
€5.30M▼ 7.0%
2024 · €5.69M
2021: €4.24M
2022: €4.43M
2023: €5.86M
2024: €5.69M
2021 → 2025
Net result
€205k▲ 22.5%
2024 · €167k
2021: €156k
2022: €607k
2023: €235k
2024: €167k
2021 → 2025
Working capital
€1.02M▲ 8.5%
2024 · €943k
2021: €-883k
2022: €-628k
2023: €669k
2024: €943k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€290k-€804k▲ 177%€1.04M▲ 29.3%€1.21M▲ 16.1%€1.41M▲ 17.0%
Operating result€200k-€316k▲ 57.9%€346k▲ 9.5%€254k▼ 26.4%€300k▲ 17.9%
Net result€156k-€607k▲ 288%€235k▼ 61.2%€167k▼ 28.8%€205k▲ 22.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.30M
Fixed assets
€3.73M▼ 2.5%
Current assets
€1.57M▼ 16.2%
Equity and liabilities €5.30M
Equity
€1.41M▲ 17.0%
Debt
€3.88M▼ 13.4%
The debt ratio falls from 78.8% to 73.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€394k▲
2024 · €349k
Cash flow
€299k▲
2024 · €262k
Solvency
26.7%▲
2024 · 21.2%
Current ratio
2.87▲
2024 · 2.01
Quick ratio
2.87▲
2024 · 2.01
Debt / equity
2.75▼
2024 · 3.72
ROE
14.5%▲
2024 · 13.9%
ROA
3.9%▲
2024 · 2.9%
Interest coverage
3.87▲
2024 · 3.15
Debt
€3.88M▼
2024 · €4.49M
Debt ≤ 1 year
€548k▼
2024 · €932k
Debt > 1 year
€3.26M▼
2024 · €3.48M
Income taxes
€69k▲
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.69M€5.30M▼
Fixed assets21/28€3.82M€3.73M▼
Tangible fixed assets22/27€3.82M€3.72M▼
Land and buildings22€3.82M€3.72M▼
Financial fixed assets28€5k€5k=
Current assets29/58€1.87M€1.57M▼
Amounts receivable after more than one year29€1.27M€1.30M▲
Other amounts receivable291€1.27M€1.30M▲
Amounts receivable within one year40/41€245k€50k▼
Other amounts receivable41€245k€50k▼
Cash at bank and in hand54/58€283k€145k▼
Deferred charges and accrued income490/1€80k€72k▼
Equity and liabilities
Total equity and liabilities10/49€5.69M€5.30M▼
Equity10/15€1.21M€1.41M▲
Contributions10/11€3k€3k=
Reserves13€1.20M€1.41M▲
Non-distributable reserves130/1€960€960=
Reserves not available under the articles1311€960€960=
Tax-exempt reserves132€147k€147k=
Distributable reserves133€1.06M€1.26M▲
Amounts payable17/49€4.49M€3.88M▼
Amounts payable after more than one year17€3.48M€3.26M▼
Financial debts170/4€3.48M€3.26M▼
Amounts payable within one year42/48€932k€548k▼
Current portion of amounts payable after more than one year42€276k€276k=
Trade debts44€109€2k▲
Suppliers440/4€109€2k▲
Taxes, remuneration and social security45€16k€4k▼
Taxes450/3€16k€4k▼
Other amounts payable47/48€640k€266k▼
Accrued charges and deferred income492/3€77k€73k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€94k€94k=
Other operating charges640/8€29k€17k▼
Non-recurring operating charges66A€21k€0▼
Gross operating margin9900€399k€412k▲
Operating profit (loss)9901€254k€300k▲
Financial income75/76B€79k€76k▼
Recurring financial income75€79k€76k▼
Financial charges65/66B€111k€102k▼
Recurring financial charges65€111k€102k▼
Profit (loss) for the period before taxes9903€223k€274k▲
Income taxes67/77€56k€69k▲
Profit (loss) for the period9904€167k€205k▲
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€167k€205k▲
Appropriation of the result
Profit (loss) to be appropriated9906€167k€205k▲
Transfer to equity691/2€167k€205k▲
To other reserves6921€167k€205k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 8current ratio 1.63
Current ratio from 0.20 to 1.63.
31-12
Financial
Equity above €1MEq €1.04M ▲29.3%
3 profitable years in a row build equity to €1.04M.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €607k ▲288%
Net result €607k, the highest in the series.
31-12
Financial
Equity above €500kEq €804k ▲177%
2 profitable years in a row build equity to €804k.
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heieinde 132321 HoogstratenGround area
314 m²
Building footprint
314 m²
Volume, LiDAR
1,221 m³
Parcel 13020A0082/00C000, Flanders · tallest building 12.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ALG INVEST
since 20212.313.364.975
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13020A0082/00C000 | Flanders | 314 m² | 1 · 314 m² | 12.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,380. 2,973 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2021
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.