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ALFONS

Active
Private limited companyfounded 201610 yrs activeVichteplaats 28, 8570 Anzegem, BelgiumKBO/BCE: BE 0652.776.643
Summary

ALFONS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92,320 and a net result of €6,227. Equity is growing by ~35.6% per year across the filed fiscal years. Its solvency ranks better than 30% of 924 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability36▼-3
Solvency43=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.4 in 2024; short-term debt: 63.1% and cash: 10.6% of total assets), and 81.7% of the assets are financed with debt.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
1 d early
2024
1 d early
2023
4 d early
2022
on the day
2021
2 d late
2020
30 d late
2019
21 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close28-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 22 April 2016, ALFONS was incorporated.1 Total assets went from EUR 177,411 in 2019 to EUR 505,401 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
€67,974
EBIT margin
4.7%
Net result
€6,227▼ 71.0%
2024 · €21,473
Working capital
€109,085▼ 1.9%
2024 · €111,152
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€67,974
Operating result€3,194▼ 77.0%-€4,404€4,538€62,886▲ 1,286%€28,719▼ 54.3%
Net result-€2,147below the sector's middle half-€11,680below the sector's middle half▼ 444%€2,569within the sector's middle half€21,473within the sector's middle half▲ 736%€6,227within the sector's middle half▼ 71.0%
EBIT margin4.7%
Equity-€20,396below the sector's middle half▼ 11.8%€62,051below the sector's middle half€64,620below the sector's middle half▲ 4.1%€86,093below the sector's middle half▲ 33.2%€92,320within the sector's middle half▲ 7.2%
Total assets€188,633below the sector's middle half▼ 13.5%€1.2mwithin the sector's middle half▲ 554%€1.2mwithin the sector's middle half▼ 3.6%€476,108within the sector's middle half▼ 60.0%€505,401within the sector's middle half▲ 6.2%
Debt€209,029▼ 11.6%€1.2m▲ 461%€1.1m▼ 4.0%€390,015▼ 65.3%€413,082▲ 5.9%
Working capital€15,831€100,076▲ 532%€100,870▲ 0.8%€111,152▲ 10.2%€109,085▼ 1.9%
Solvency-10.8%below the sector's middle half▼ 2.4pp5.0%below the sector's middle half▲ 15.8pp5.4%below the sector's middle half▲ 0.4pp18.1%within the sector's middle half▲ 12.7pp18.3%within the sector's middle half▲ 0.2pp
Staff (FTE)0below the sector's middle half0below the sector's middle half0below the sector's middle half
above within below the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000€60,000Operating result 2021: €3,194€3,194Net result 2021: -€2,147-€2,147Operating result 2022: -€4,404-€4,404Net result 2022: -€11,680-€11,680Operating result 2023: €4,538€4,538Net result 2023: €2,569€2,569Operating result 2024: €62,886€62,886Net result 2024: €21,473€21,473Operating result 2025: €28,719€28,719Net result 2025: €6,227€6,22720212022202320242025€0€20,000€40,000€60,000Operating result 2023: €4,538€4,540Net result 2023: €2,569€2,570Operating result 2024: €62,886€62,900Net result 2024: €21,473€21,500Operating result 2025: €28,719€28,700Net result 2025: €6,227€6,230202320242025
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €505,401
Fixed assets €77,633 ▼ 13.9%
Current assets €427,768 ▲ 10.8%
Equity and liabilities €505,401
Equity €92,320 ▲ 7.2%
Debt €413,082 ▲ 5.9%
Debt's share of the balance-sheet total falls from 81.9% to 81.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€41,268▼
2024 · €73,071
Cash flow
€18,776▼
2024 · €31,658
Current ratio
1.34▼
2024 · 1.40
Quick ratio
0.43▼
2024 · 0.44
Debt to equity
4.47▼
2024 · 4.53
ROE
6.7%▼
2024 · 24.9%
ROA
1.2%▼
2024 · 4.5%
Interest coverage
1.83▲
2024 · 1.76
Debt ≤ 1 year
€318,684▲
2024 · €274,774
Debt > 1 year
€92,587▼
2024 · €113,381
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 4,105 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 98% are still going.

  • Small
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
0.9% went bankrupt
0.9% stopped otherwise
98% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 4,105 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€476,108€505,401▲
Fixed assets21/28€90,182€77,633▼
Tangible fixed assets22/27€90,182€77,633▼
Land and buildings22€67,671€59,771▼
Plant, machinery and equipment23€1,046€698▼
Furniture and vehicles24€21,465€17,165▼
Current assets29/58€385,926€427,768▲
Stocks and contracts in progress3€265,603€290,000▲
Stocks30/36€265,603€290,000▲
Amounts receivable within one year40/41€107,761€81,698▼
Trade receivables40€45,626€26,133▼
Other amounts receivable41€62,135€55,564▼
Cash at bank and in hand54/58€11,068€53,408▲
Deferred charges and accrued income490/1€1,494€2,662▲
Equity and liabilities
Total equity and liabilities10/49€476,108€505,401▲
Equity10/15€86,093€92,320▲
Contributions10/11€106,527€106,527=
Profit (loss) carried forward14-€20,434-€14,207▲
Amounts payable17/49€390,015€413,082▲
Amounts payable after more than one year17€113,381€92,587▼
Financial debts170/4€113,381€92,587▼
Amounts payable within one year42/48€274,774€318,684▲
Current portion of amounts payable after more than one year42€22,179€22,513▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€9,473€12,490▲
Suppliers440/4€9,473€12,490▲
Taxes, remuneration and social security45-€4,559
Taxes450/3-€4,559
Other amounts payable47/48€243,121€279,122▲
Accrued charges and deferred income492/3€1,860€1,811▼
Income statement Code20242025
Non-recurring operating income76A€67,484€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,185€12,549▲
Other operating charges640/8€11,427€2,472▼
Gross operating margin9900€84,499€43,740▼
Operating profit (loss)9901€62,886€28,719▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€41,414€22,492▼
Recurring financial charges65€41,414€22,492▼
Profit (loss) for the period before taxes9903€21,473€6,227▼
Profit (loss) for the period9904€21,473€6,227▼
Profit (loss) for the period to be appropriated9905€21,473€6,227▼
Appropriation of the result
Profit (loss) to be appropriated9906-€20,434-€14,207▲
Profit (loss) brought forward from the previous period14P-€41,907-€20,434▲
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€67,974-----
Non-recurring operating income76A--€4,959€67,484€0▼ 100%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38,379€22,570€21,637€10,185€12,549▲ 23.2%
Other operating charges640/8-€2,868€1,670€11,427€2,472▼ 78.4%
Gross operating margin9900€43,263€21,034€27,844€84,499€43,740▼ 48.2%
Operating profit (loss)9901€3,194-€4,404€4,538€62,886€28,719▼ 54.3%
Financial income75/76B-€159€2,752€0--
Recurring financial income75€0€159€2,752€0--
Financial charges65/66B-€7,435€4,721€41,414€22,492▼ 45.7%
Recurring financial charges65€5,341€7,435€4,721€41,414€22,492▼ 45.7%
Profit (loss) for the period before taxes9903-€2,147-€11,680€2,569€21,473€6,227▼ 71.0%
Profit (loss) for the period9904-€2,147-€11,680€2,569€21,473€6,227▼ 71.0%
Profit (loss) for the period to be appropriated9905-€2,147-€11,680€2,569€21,473€6,227▼ 71.0%
Line20212022202320242025Change
Assets
Total assets20/58€188,633€1.2m€1.2m€476,108€505,401▲ 6.2%
Fixed assets21/28€123,073€100,503€78,867€90,182€77,633▼ 13.9%
Tangible fixed assets22/27€123,073€100,503€78,867€90,182€77,633▼ 13.9%
Land and buildings22-€83,968€75,571€67,671€59,771▼ 11.7%
Plant, machinery and equipment23-€1,744€1,395€1,046€698▼ 33.3%
Furniture and vehicles24-€3,802€1,901€21,465€17,165▼ 20.0%
Leasing and similar rights25-€10,990€0---
Current assets29/58€65,560€1.1m€1.1m€385,926€427,768▲ 10.8%
Stocks and contracts in progress3-€893,248€1.1m€265,603€290,000▲ 9.2%
Stocks30/36-€893,248€1.1m€265,603€290,000▲ 9.2%
Amounts receivable within one year40/41€63,268€235,474€39,484€107,761€81,698▼ 24.2%
Trade receivables40-€235,474€37,954€45,626€26,133▼ 42.7%
Other amounts receivable41-€0€1,530€62,135€55,564▼ 10.6%
Cash at bank and in hand54/58€787€3,473€3,715€11,068€53,408▲ 383%
Deferred charges and accrued income490/1-€1,173€1,341€1,494€2,662▲ 78.2%
Equity and liabilities
Total equity and liabilities10/49€188,633€1.2m€1.2m€476,108€505,401▲ 6.2%
Equity10/15-€20,396€62,051€64,620€86,093€92,320▲ 7.2%
Contributions10/11-€106,527€106,527€106,527€106,527=
Profit (loss) carried forward14-€32,796-€44,476-€41,907-€20,434-€14,207▲ 30.5%
Amounts payable17/49€209,029€1.2m€1.1m€390,015€413,082▲ 5.9%
Amounts payable after more than one year17€157,800€132,390€112,964€113,381€92,587▼ 18.3%
Financial debts170/4-€132,390€112,964€113,381€92,587▼ 18.3%
Amounts payable within one year42/48€49,729€1.0m€1.0m€274,774€318,684▲ 16.0%
Current portion of amounts payable after more than one year42-€26,457€20,497€22,179€22,513▲ 1.5%
Financial debts43-€806,000€219,757€0--
Credit institutions430/8-€806,000€219,757€0--
Trade debts44€14,191€197,521€9,474€9,473€12,490▲ 31.8%
Suppliers440/4-€197,521€9,474€9,473€12,490▲ 31.8%
Taxes, remuneration and social security45-€263€0-€4,559-
Taxes450/3-€263€0-€4,559-
Other amounts payable47/48-€3,050€760,226€243,121€279,122▲ 14.8%
Accrued charges and deferred income492/3-€6,139€2,152€1,860€1,811▼ 2.6%
Line20212022202320242025Change
Profit (loss) for the period9904-€2,147-€11,680€2,569€21,473€6,227▼ 71.0%
+ Depreciation and write-downs630€38,379€22,570€21,637€10,185€12,549▲ 23.2%
Operating cash flow (approximation)€36,232€10,890€24,205€31,658€18,776▼ 40.7%
Investment in fixed assets (approximation)-€0€0-€21,500€0▲ 100%
Change in cash-€2,687€241€7,353€42,341▲ 476%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
30-10
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
30-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial Highest result since 2019net €21,473 ▲736%
Operating result €62,886, net result €21,473, both a record.
2023
27-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial Back to profitnet €2,569
Net result €2,569 after 2 loss-making years.
2022
31-10
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial Weakest financial yearnet -€11,680
Net result drops to -€11,680, the lowest in the series; recovery starts the following year.
2021
02-11
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2020
30-11
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
31-03
Financial Back to profitnet €7,015
Net result €7,015 after one loss-making year.
2019
10-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-10
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
31-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
1,247 m²
Building footprint
373 m²
Parcel 34038B0266/00A005, Flanders. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
ALFONS
Vichteplaats 28, 8570 AnzegemCutting, shaping and finishing of stone
since 20162.282.996.354
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34038B0266/00A005 Flanders 1,247 m² 1 · 373 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. 4 A + 99%
  2. ALFONS

Highest known parent: 4 A +. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 880 companies in sector 77229 we hold annual accounts for 319. 250 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-04-2016
Fiscal year end31-03
Activities, NACEBEL 2025
77229Renting and leasing of other personal and household goods
68121Development of residential building projects
64210Activities of holding companies
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID 0208:0652776643
Also 9925:BE0652776643
Registered 09-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.