Equity
€75,478 ▲ 29.6%
ALFIL CONSTRUCT has made a profit without a break since 2022.
ALFIL CONSTRUCT
Lifetime
10 annual accounts with figures on one time axispeak €45,097 (2016)
€36,770▲ 567%
lowest -€2,045 (2021)
€17,238▲ 13×
peak €75,478 (2025)
€75,478▲ 29.6%
€75,681▲ 316%
Board2 names since 2021
-
Documentsfilings and deeds
28-09-202659 days late
2025micro format
Gross margin from €5,512 to €36,770Result from €1,321 to €17,238Registered office moved within Forest 01-10Equity from €58,239 to €75,478Debts from €18,177 to €75,681Investments €79,876
Key points
from the 2025 annual accountsTurnover
≈ €320,000 estimated
The micro format states no turnover.
Debts
€75,681 ▲ 316%
Debts rose by €57,503 in 2025.
Investments
€79,876 7.2 × depreciation
Green is investment, beige is depreciation.
Liquidity
3.05 was 5.11 in 2024
Short-term debts rose from €12,982 to €23,691.
Filings
10 annual accounts 10 late
The 2020 accounts came latest: 117 days after the end of the period.
Checked score
69
Healthy
Financially stronger than 68% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,701 companies (NACE 43, micro).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.7%▲ +0.3 percentage points vs 07-2025
09-2025: 0.8%▲ +0.1 percentage points vs 08-2025
10-2025: 0.4%▼ -0.4 percentage points vs 09-2025lowest value
11-2025: 0.6%▲ +0.2 percentage points vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.8%▲ +0.2 percentage points vs 04-2026
06-2026: 0.7%▼ -0.1 percentage points vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026
08-2026: 1.1%▲ +0.4 percentage points vs 07-2026
09-2026: 1.6%▲ +0.5 percentage points vs 08-2026highest value
10-2026: 0.9%▼ -0.7 percentage points vs 09-2026
11-2026: 0.9%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 59 days late; 3 of the last 3 accounts late
Size: total assets €151,158
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 3.05, cash €38,019
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 54% of them on solvency, 76% on liquidity, 65% on profitability and 74% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as ALFIL CONSTRUCT has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of ALFIL CONSTRUCT itself is higher: 0.9% within 12 months. It rests on far more data about ALFIL CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for ALFIL CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.05 (5.11 in 2024), above the usual 1.5. Short-term debt is 15.7% and cash 25.2% of total assets. However, 50.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 59 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
59 days late
2024
41 days late
2023
55 days late
2022
25 days late
2021
43 days late
2020
117 days late
2019
97 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 62 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0644703075
Registered office moved within Forest
New registered office: Avenue Neptune, 24-1190 Forest · Previous registered office: Avenue Nêptune, 51/005D, 1190 Forest · General meeting of 25-08-2025 · Gazette deed
Changes of role: RODRIGUES GUEDES Altino (director) and DO NASCIMENTO FERREIRA Filipa Maria (director)
Director discharge: RODRIGUES GUEDES Altino · Director discharge: DO NASCIMENTO FERREIRA Filipa Maria · General meeting of 20-12-2023 · Gazette deed
First establishment
., Neptunuslaan 51, Forest
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ALFIL CONSTRUCT Forest | €151,158 | €36,770 | 49.9% | - |
| FABIAN CONSTRUCT Brussels | €133,966 | €38,505 | 40.6% | - |
| ZULD CONSTRUCT Anderlecht | €154,198 | €31,546 | 51.0% | - |
| ZENGROUP Koekelberg | €153,616 | €37,711 | 75.9% | - |
| G & A CONCEPT Anderlecht | €149,147 | €31,567 | 10.6% | - |
| EV CONCEPT Brussels | €145,100 | €44,696 | 80.8% | - |
| ERIK CONSTRUCT Auderghem | €156,460 | €37,866 | 38.9% | - |
These companies have the same main activity as ALFIL CONSTRUCT: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €134,000 and €156,000, founded between 2014 and 2016.
Official details
Source: KBO- Status
- Active since 21-12-2015Normal situation
- Activity
- Other specialised construction activitiesNACE 43990
- Establishment unit
- 2.248.826.8181190 Forest, since 07-01-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 20-01-2026
Insights on ALFIL CONSTRUCT
ALFIL CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €45,097 in 2016 to €36,770 in 2025.
The balance sheet grew most from 2024 to 2025 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ALFIL CONSTRUCT
- What is the company number of ALFIL CONSTRUCT?
- The company number of ALFIL CONSTRUCT is 0644.703.075. The VAT number is the same number with BE in front: BE 0644.703.075.
- Where is ALFIL CONSTRUCT based?
- The registered office is at Neptunuslaan 24, 1190 Forest.Company details
- What does ALFIL CONSTRUCT do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of ALFIL CONSTRUCT?
- ALFIL CONSTRUCT is a private limited company (BV).
- When was ALFIL CONSTRUCT founded?
- ALFIL CONSTRUCT was founded on 21-12-2015.
- Is ALFIL CONSTRUCT still active?
- Yes, ALFIL CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of ALFIL CONSTRUCT?
- The turnover in financial year 2025 is ≈ €320,000. This figure is estimated from the gross margin of €36,770 and 93 comparable companies (NACE 43990). It probably lies between €210,000 and €560,000.Financials
- Is ALFIL CONSTRUCT profitable?
- In financial year 2025, ALFIL CONSTRUCT made a profit of €17,238.
- Where can I find the annual accounts of ALFIL CONSTRUCT?
- ALFIL CONSTRUCT filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ALFIL CONSTRUCT due?
- ALFIL CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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