ALFIA'S
ActiveSummary
ALFIA'S has been active since 2024 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2024 annual accounts show equity of €3k and a net result of €1k. Its solvency ranks better than 40% of 2934 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability68
Solvency57
Growth-
Track record59
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
31.6%
Return on assets
12%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
61 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Financials · fiscal year 2024, abbreviated schema
Turnover
€4k
EBIT margin
40.6%
Net result
€1k
Working capital
€3k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Equity and liabilities €10k
Equity
€3k
Debt
€7k
Debt finances 68.4% of the balance-sheet total.
Key figures and ratios
Current ratio
1.46
Debt to equity
2.17
ROE
38.0%
ROA
12.0%
Debt ≤ 1 year
€7k
Income taxes
€307
Filed annual accounts As filed with the NBB · 2024 · 30 lines
Balance sheet
Code2024
Assets
Total assets20/58€10k
Current assets29/58€10k
Amounts receivable within one year40/41€10k
Trade receivables40€6k
Other amounts receivable41€4k
Equity and liabilities
Total equity and liabilities10/49€10k
Equity10/15€3k
Contributions10/11€2k
Reserves13€1k
Distributable reserves133€1k
Amounts payable17/49€7k
Amounts payable within one year42/48€7k
Trade debts44€6k
Suppliers440/4€6k
Taxes, remuneration and social security45€307
Taxes450/3€307
Other amounts payable47/48€408
Income statement
Code2024
Turnover70€4k
Goods, raw materials, services and sundry goods60/61€2k
Gross operating margin9900€2k
Operating profit (loss)9901€2k
Financial charges65/66B€27
Recurring financial charges65€27
Profit (loss) for the period before taxes9903€2k
Income taxes67/77€307
Profit (loss) for the period9904€1k
Profit (loss) for the period to be appropriated9905€1k
Appropriation of the result
Profit (loss) to be appropriated9906€1k
Transfer to equity691/2€1k
To other reserves6921€1k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
12-05
KBO administration
Address struck
SignalNBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolmstraat 289750 KruisemGround area
730 m²
Building footprint
175 m²
Volume, LiDAR
856 m³
Parcel 45015D0338/00A000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OCTAGON Finance
since 20242.361.650.189
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45015D0338/00A000 | Flanders | 730 m² | 1 · 175 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PREFALUX INTERNATIONAL
BE 0437.941.835
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COMPTA C - SIL
BE 0737.924.332
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3SDG
BE 0755.400.366
Gent · Eq €3,436
JML SOINS
BE 0726.708.360
Aywaille · Eq €3,000
CUCURUZAC
BE 0744.390.470
Grimbergen · Eq €3,000
Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 247 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
69209Other tax advisory services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.