ALFI SERVICES
ActiveALFI SERVICES has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €-763. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 91% of 11323 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability27▲+2
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 11.49 against 23.0 in 2024; short-term debt: 8.7% of total assets), and 8.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.3%
Return on assets
-4.4%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
10 d late
2023
19 d late
2022
1 d early
2021
7 d late
2020
1 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▼ 4.6%
2024 · €17k
2019: €20k
2020: €19k
2021: €19k
2022: €18k
2023: €18k
2024: €17k
2019 → 2025
Total assets
€18k=
2024 · €18k
2019: €21k
2020: €20k
2021: €19k
2022: €19k
2023: €18k
2024: €18k
2019 → 2025
Net result
€-763▲ 10.5%
2024 · €-852
2019: €-4k
2020: €-539
2021: €-539
2022: €-605
2023: €-669
2024: €-852
2019 → 2025
Working capital
€16k▼ 4.6%
2024 · €17k
2019: €20k
2020: €19k
2021: €19k
2022: €18k
2023: €18k
2024: €17k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€18k▼ 3.2%€18k▼ 3.7%€17k▼ 4.8%€16k▼ 4.6%
Operating result€-539-€-605▼ 12.2%€-669▼ 10.6%€-852▼ 27.4%€-763▲ 10.5%
Net result€-539-€-605▼ 12.2%€-669▼ 10.6%€-852▼ 27.4%€-763▲ 10.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €763 in 2025 against €852 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €18k
Equity
€16k▼ 4.6%
Debt
€2k▲ 100%
The debt ratio rises from 4.3% to 8.7%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
91.3%▼
2024 · 95.7%
Current ratio
11.49▼
2024 · 23.00
Quick ratio
11.49▼
2024 · 23.00
Debt / equity
0.10▲
2024 · 0.05
ROE
-4.8%▲
2024 · -5.1%
ROA
-4.4%▲
2024 · -4.9%
Debt
€2k▲
2024 · €761
Debt ≤ 1 year
€2k▲
2024 · €761
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18k€18k=
Current assets29/58€18k€18k=
Amounts receivable within one year40/41€18k€18k=
Other amounts receivable41€18k€18k=
Equity and liabilities
Total equity and liabilities10/49€18k€18k=
Equity10/15€17k€16k▼
Contributions10/11€12k€12k=
Reserves13€4k€3k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€2k€2k▼
Profit (loss) carried forward14€495€232▼
Amounts payable17/49€761€2k▲
Amounts payable within one year42/48€761€2k▲
Trade debts44€761€2k▲
Suppliers440/4€761€2k▲
Income statement
Code20242025
Gross operating margin9900€-852€-763▲
Operating profit (loss)9901€-852€-763▲
Profit (loss) for the period before taxes9903€-852€-763▲
Profit (loss) for the period9904€-852€-763▲
Profit (loss) for the period to be appropriated9905€-852€-763▲
Appropriation of the result
Profit (loss) to be appropriated9906€-505€-268▲
Profit (loss) brought forward from the previous period14P€347€495▲
Transfer from equity791/2€1k€500▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
10-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
2024
19-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 7 days late
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
05-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 5 days late
2017
13-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 13 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Manage · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Bascoup 3417170 ManageGround area
756 m²
Building footprint
128 m²
Volume, LiDAR
701 m³
Parcel 52004B0155/00F003, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Alfi Services
since 20132.220.262.296
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52004B0155/00F003 | Wallonia | 756 m² | 1 · 128 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ROMYART
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NDRIVE
BE 1005.469.336
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Roppa
BE 0684.648.665
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FEA
BE 0677.712.076
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BIGAT ENTREPRISE
BE 1017.493.178
Tubize · Eq €16k
Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,075 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-06-2013
Fiscal year end30-06
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.