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Alffar

Active
Private limited companyfounded 198343 yrs activeBootdijkstraat 80 A, 9220 Hamme (Vl.), BelgiumKBO/BCE: BE 0424.194.460
Summary

Alffar has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €968,426 and a net result of -€81,517. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 62% of 833 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
AlffarActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Other holiday and short-stay accommodation
NACE 55209
#1 company by equity in Hamme, Accommodation and food service sector1 site
Size
€2.4mtotal assets 2025
Equity
€968,426
Loss
-€81,517
Turnover not published (abridged schema)
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Largest shareholder
Bit-Plus · 23.61%
Accounts on time0 of 7 deeds read
Why 92- Loss of €81,517, the second in a row (FY 2025)- Liquidity: current ratio 0.12, cash €40,092+ Size: total assets €2.4m+ Founded in 1983Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 40% of its sector peers (NACE 55, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 65-6
equity 39.9% of total assets
Liquidity 24-4
short-term debt 55.1% · cash 1.7%
Profitability 59+28
return on assets -3.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (576 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%▲ +3.2% vs 11-2024 01-2025: 0.1%▲ +14.1% vs 12-2024 02-2025: 0.1%▲ +5.5% vs 01-2025 03-2025: 0.1%▲ +18.2% vs 02-2025 04-2025: 0.2%▲ +71.4% vs 03-2025 05-2025: 0.3%▲ +93.6% vs 04-2025highest value 06-2025: 0.1%▼ -66.9% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%▲ +1.0% vs 10-2025 12-2025: 0.1%▲ +4.0% vs 11-2025 01-2026: 0.1%▲ +13.3% vs 12-2025 02-2026: 0.1%▲ +8.4% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.2%▲ +32.6% vs 03-2026 05-2026: 0.1%▼ -61.4% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Size: total assets €2.4m lowers the probability for this profile
  • Founded in 1983 lowers the probability for this profile
  • Loss of €81,517, the second in a row (FY 2025) raises the probability
  • Liquidity: current ratio 0.12, cash €40,092 raises the probability
Credit up to €85,000 at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.06 in 2024; short-term debt: 55.1% and cash: 1.7% of total assets), and 60.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 55, small). Better than this share of them on solvency 63%, liquidity 14%, profitability 51%, growth against the median 30%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €2.4m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1983
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Loss of €81,517, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.12, cash €40,092
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€81,517
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
2 d early
2021
1 d early
2020
56 d early
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close04-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Weakest financial yearnet -€105,109

Key points

  • Positive: Company by equity in Hamme, Accommodation and food…in the Checked rankings #1 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€81,517 View

By topic

Financials

Fiscal year
2025
Total assets
€2.4m
Loss
-€81,517
Solvency
39.9%
Total assets▲ 7.5%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 30-04-2027
  1. 30-04-2026Annual accounts filed
  2. 30-04-2025Annual accounts filed
  3. 30-09-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other holiday and short-stay accommodationNACE 55209
Founded
23-06-1983
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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