ALFC
ActiveSummary
ALFC has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,330 and a net result of -€670. Its solvency ranks better than 10% of 8737 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes
Profitability31
Solvency26
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.9%
Return on assets
-0.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 8737 sector peers (2025).
NBB · sector comparisonPosition among 8737 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
24 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€9,330
Total assets
€991,541
Net result
-€670
Working capital
-€259,631
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €991,541
Fixed assets
€960,000
Current assets
€31,541
Equity and liabilities €991,541
Equity
€9,330
Debt
€982,211
Debt finances 99.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€5,426
Cash flow
€1,632
Current ratio
0.11
ROE
-7.2%
ROA
-0.1%
Interest coverage
1.43
Debt ≤ 1 year
€291,172
Debt > 1 year
€691,039
A ratio outside any meaningful range has been withheld (balance sheet total €991,541, equity €9,330).
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,302 |
| Other operating charges640/8 | €400 |
| Gross operating margin9900 | €5,826 |
| Operating profit (loss)9901 | €3,125 |
| Financial charges65/66B | €3,794 |
| Recurring financial charges65 | €3,794 |
| Profit (loss) for the period before taxes9903 | -€670 |
| Profit (loss) for the period9904 | -€670 |
| Profit (loss) for the period to be appropriated9905 | -€670 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €991,541 | |
| Fixed assets21/28 | €960,000 | |
| Financial fixed assets28 | €960,000 | |
| Current assets29/58 | €31,541 | |
| Amounts receivable within one year40/41 | €29,183 | |
| Trade receivables40 | €23,300 | |
| Other amounts receivable41 | €5,883 | |
| Cash at bank and in hand54/58 | €2,358 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €991,541 | |
| Equity10/15 | €9,330 | |
| Contributions10/11 | €10,000 | |
| Profit (loss) carried forward14 | -€670 | |
| Amounts payable17/49 | €982,211 | |
| Amounts payable after more than one year17 | €691,039 | |
| Financial debts170/4 | €641,039 | |
| Other amounts payable178/9 | €50,000 | |
| Amounts payable within one year42/48 | €291,172 | |
| Current portion of amounts payable after more than one year42 | €58,961 | |
| Financial debts43 | €200,000 | |
| Credit institutions430/8 | €200,000 | |
| Taxes, remuneration and social security45 | €16,278 | |
| Taxes450/3 | €16,278 | |
| Other amounts payable47/48 | €15,933 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€670 |
| + Depreciation and write-downs630 | €2,302 |
| Operating cash flow (approximation) | €1,632 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2025
Ground area
2,485 m²
Building footprint
368 m²
Volume, LiDAR
2,259 m³
Parcel 92302D0235/00G010, Wallonia · tallest building 13.1 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Route Merveilleuse 82, 5000 Namur
since 20252.376.785.555
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92302D0235/00G010 ProtectedSite or landscape |
Wallonia | 2,484 m² | 1 · 368 m² | 13.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2025 annual accounts of ALFC and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
EN FRANCAIS DANS LE TEXTE
BE 0455.725.103
Oudergem · Eq €9,330
SOPHIE-STICATED
BE 0567.643.703
Merchtem · Eq €9,334
DI LERNIA
BE 1002.036.328
Beringen · Eq €9,335
GROEN-GO
BE 0764.688.216
Lommel · Eq €9,335
FRECHES MANAGEMENT
BE 1027.240.886
Waimes · Eq €9,336
Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 22,202 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-05-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail
francois.delpire@gmail.comNamur
Phone
+32475410398Namur
E-invoicing
Reachable via Peppol
Peppol ID
0208:1023708702
Registered
03-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.