ALFA WONING
ActiveALFA WONING has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €439k and a net result of €64k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 50% of 9715 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability56▼-20
Solvency56▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.58 in 2023; short-term debt: 69.4% of total assets), and 69.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
104 d late
2022
31 d late
2021
31 d late
2020
87 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Turnover
€4.28M
EBIT margin
3.0%
Net result
€64k▲ 7.7%
2023 · €60k
2018: €86k
2019: €63k
2020: €48k
2021: €-58k
2022: €16k
2023: €60k
2018 → 2024
Working capital
€372k▲ 5.9%
2023 · €351k
2018: €239k
2019: €324k
2020: €386k
2021: €293k
2022: €308k
2023: €351k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€4.28M
Equity€379k-€322k▼ 15.2%€336k▲ 4.5%€375k▲ 11.5%€439k▲ 17.1%
Operating result€96k-€43k▼ 55.0%€57k▲ 32.4%€100k▲ 73.7%€130k▲ 30.9%
Net result€48k-€-58k€16k€60k▲ 284%€64k▲ 7.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 31% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.43M
Fixed assets
€67k▲ 184%
Current assets
€1.37M▲ 43.0%
Equity and liabilities €1.43M
Equity
€439k▲ 17.1%
Debt
€995k▲ 64.6%
The debt ratio rises from 61.7% to 69.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€137k▲
2023 · €107k
Cash flow
€71k▲
2023 · €67k
Solvency
30.6%▼
2023 · 38.3%
Current ratio
1.37▼
2023 · 1.58
Quick ratio
0.70▼
2023 · 0.91
Debt / equity
2.27▲
2023 · 1.61
ROE
14.6%▼
2023 · 15.9%
ROA
4.5%▼
2023 · 6.1%
Interest coverage
5.19▼
2023 · 134.32
Debt
€995k▲
2023 · €605k
Debt ≤ 1 year
€995k▲
2023 · €605k
Income taxes
€40k▲
2023 · €39k
Staff costs
€64k▼
2023 · €110k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€979k€1.43M▲
Fixed assets21/28€24k€67k▲
Tangible fixed assets22/27€9k€51k▲
Plant, machinery and equipment23-€27k
Furniture and vehicles24€9k€24k▲
Financial fixed assets28€14k€16k▲
Current assets29/58€956k€1.37M▲
Stocks and contracts in progress3€406k€674k▲
Contracts in progress37€406k€674k▲
Amounts receivable within one year40/41€508k€693k▲
Trade receivables40€284k€447k▲
Other amounts receivable41€224k€246k▲
Cash at bank and in hand54/58€42k-
Equity and liabilities
Total equity and liabilities10/49€979k€1.43M▲
Equity10/15€375k€439k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€33k€97k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€31k€96k▲
Profit (loss) carried forward14€335k€335k=
Amounts payable17/49€605k€995k▲
Amounts payable within one year42/48€605k€995k▲
Trade debts44€305k€748k▲
Suppliers440/4€305k€748k▲
Taxes, remuneration and social security45€153k€80k▼
Taxes450/3€153k€80k▼
Other amounts payable47/48€147k€167k▲
Income statement
Code20232024
Turnover70-€4.28M
Goods, raw materials, services and sundry goods60/61€3.30M€4.07M▲
Remuneration, social security and pensions62€110k€64k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€12k€13k▲
Gross operating margin9900€229k€215k▼
Operating profit (loss)9901€100k€130k▲
Financial income75/76B-€94
Recurring financial income75-€94
Financial charges65/66B€794€26k▲
Recurring financial charges65€794€26k▲
Profit (loss) for the period before taxes9903€99k€104k▲
Income taxes67/77€39k€40k▲
Profit (loss) for the period9904€60k€64k▲
Transfer from tax-exempt reserves789€21k-
Profit (loss) for the period to be appropriated9905€81k€64k▼
Appropriation of the result
Profit (loss) to be appropriated9906€356k€399k▲
Profit (loss) brought forward from the previous period14P€276k€335k▲
Transfer to equity691/2-€64k
To the legal reserve6920-€64k
Profit to be distributed694/7€21k-
Return on contributions (dividend)694€21k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
12-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 104 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-58k ▼220%
Net result drops to €-58k, the lowest in the series; recovery starts the following year.
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 87 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 122 days late
2019
27-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 149 days late
22-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 175 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 56 days late
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heirbaan 47c2640 MortselGround area
1,486 m²
Building footprint
168 m²
Volume, LiDAR
1,012 m³
2 parcels, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Alfa Woning BVBA
since 20112.204.846.622
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11029A0269/00D003 | Flanders | 1,056 m² | 1 · 168 m² | 6.4 m · 2 fl. |
| 11029A0269/00E003 | Flanders | 429 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,292 companies in sector 68122 we hold annual accounts for 901. 584 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-08-2011
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68122Development of non-residential building projects
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.