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Alfa Jane

Active
Private limited companyfounded 20169 yrs activeKapucijnendreef 38, 3090 Overijse, BelgiumKBO/BCE: BE 0667.700.686

Alfa Jane has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €284k and a net result of €33k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 24% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
63 / 100
Healthy▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-41
Solvency26▼-19
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 1.59 in 2024), and 79.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
20.4%
Return on assets
2.4%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 31487 sector peers (2025).
NBB · sector comparison
Position among 31487 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
30 d early
2024
34 d early
2023
26 d early
2022
25 d early
2021
53 d early
2020
52 d early
2019
53 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€284k▲ 13.3%
2024 · €251k
2018: €70k 2019: €175k 2020: €307k 2021: €178k 2022: €286k 2023: €364k 2024: €251k
2018 → 2025
Total assets
€1.39M▲ 25.8%
2024 · €1.11M
2018: €111k 2019: €210k 2020: €349k 2021: €559k 2022: €444k 2023: €995k 2024: €1.11M
2018 → 2025
Net result
€33k▼ 61.7%
2024 · €87k
2018: €29k 2019: €105k 2020: €132k 2021: €107k 2022: €108k 2023: €78k 2024: €87k
2018 → 2025
Working capital
€4k▼ 97.5%
2024 · €146k
2018: €57k 2019: €155k 2020: €265k 2021: €89k 2022: €190k 2023: €268k 2024: €146k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€178k-€286k▲ 60.6%€364k▲ 27.1%€251k▼ 31.1%€284k▲ 13.3%
Operating result€138k-€140k▲ 1.5%€103k▼ 26.8%€143k▲ 38.9%€79k▼ 44.7%
Net result€107k-€108k▲ 0.5%€78k▼ 28.1%€87k▲ 12.0%€33k▼ 61.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €138k€138kNet result 2021: €107k€107kOperating result 2022: €140k€140kNet result 2022: €108k€108kOperating result 2023: €103k€103kNet result 2023: €78k€78kOperating result 2024: €143k€143kNet result 2024: €87k€87kOperating result 2025: €79k€79kNet result 2025: €33k€33k20212022202320242025
The operating result falls in 2025; 2025 is 45% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.39M
Fixed assets €1.09M▲ 52.3%
Current assets €307k▼ 22.1%
Equity and liabilities €1.39M
Equity €284k▲ 13.3%
Debt €1.11M▲ 29.5%
The debt ratio rises from 77.3% to 79.6%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€116k
2024 · €174k
Cash flow
€71k
2024 · €118k
Solvency
20.4%
2024 · 22.7%
Current ratio
1.01
2024 · 1.59
Quick ratio
1.01
2024 · 1.59
Debt / equity
3.90
2024 · 3.41
ROE
11.7%
2024 · 34.7%
ROA
2.4%
2024 · 7.9%
Interest coverage
2.87
2024 · 4.28
Debt
€1.11M
2024 · €856k
Debt ≤ 1 year
€303k
2024 · €248k
Debt > 1 year
€790k
2024 · €596k
Income taxes
€9k
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.11M€1.39M
Fixed assets21/28€713k€1.09M
Tangible fixed assets22/27€713k€1.09M
Land and buildings22€605k€881k
Plant, machinery and equipment23€8k€133k
Furniture and vehicles24€87k€62k
Other tangible fixed assets26€12k€10k
Current assets29/58€394k€307k
Amounts receivable within one year40/41€46k€50k
Trade receivables40€35k€39k
Other amounts receivable41€11k€11k=
Current investments50/53€300k€150k
Cash at bank and in hand54/58€42k€103k
Deferred charges and accrued income490/1€6k€3k
Equity and liabilities
Total equity and liabilities10/49€1.11M€1.39M
Equity10/15€251k€284k
Contributions10/11€19k€19k=
Reserves13€13k€13k=
Tax-exempt reserves132€12k€12k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€219k€252k
Amounts payable17/49€856k€1.11M
Amounts payable after more than one year17€596k€790k
Financial debts170/4€596k€785k
Other amounts payable178/9-€5k
Amounts payable within one year42/48€248k€303k
Current portion of amounts payable after more than one year42€31k€67k
Trade debts44€16k€25k
Suppliers440/4€16k€25k
Taxes, remuneration and social security45€15k€18k
Taxes450/3€15k€18k
Other amounts payable47/48€185k€194k
Accrued charges and deferred income492/3€12k€15k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€38k
Other operating charges640/8€13k€13k
Gross operating margin9900€186k€130k
Operating profit (loss)9901€143k€79k
Financial income75/76B€9k€4k
Recurring financial income75€9k€4k
Financial charges65/66B€41k€40k
Recurring financial charges65€41k€40k
Profit (loss) for the period before taxes9903€111k€43k
Income taxes67/77€24k€9k
Profit (loss) for the period9904€87k€33k
Profit (loss) for the period to be appropriated9905€87k€33k
Appropriation of the result
Profit (loss) to be appropriated9906€419k€252k
Profit (loss) brought forward from the previous period14P€332k€219k
Profit to be distributed694/7€200k€0
Return on contributions (dividend)694€200k€0

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Liquidity doublescurrent ratio 3.16
Current ratio from 1.32 to 3.16; short-term debt falls from €280k to €88k.
31-12
Financial Equity above €200kEq €286k ▲60.6%
5 profitable years in a row build equity to €286k.
08-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
09-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2018net €132k ▲25.9%
Operating result €171k, net result €132k, both a record.
31-12
Financial Equity above €200kEq €307k ▲75.3%
3 profitable years in a row build equity to €307k.
08-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Liquidity doublescurrent ratio 6.36
Current ratio from 3.09 to 6.36.
31-12
Financial Equity above €150kEq €175k ▲149%
2 profitable years in a row build equity to €175k.
02-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2016
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kapucijnendreef 383090 Overijse
Ground area
2,900 m²
Building footprint
298 m²
Volume, LiDAR
1,874 m³
Parcel 23062N0035/02D013, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Alfa Jane
Kapucijnendreef 38, 3090 OverijseWholesale trade
since 20162.259.533.440
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23062N0035/02D013 Flanders 2,900 m² 1 · 298 m² 10.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 38,291 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-12-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46150Agents in the wholesale of furniture, household goods and hardware
47715Retail trade
47770Retail sale of watches and jewellery
58110Book publishing
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.