ALEX & CHRIS

Active

Private limited companyfounded 20196 yrs activeAssesteenweg 107, 1750 Lennik, BelgiumKBO/BCE: BE 0737.542.864

The computed 12-month bankruptcy probability of ALEX & CHRIS is 4.5% (elevated). The 2024 annual accounts show equity of €80k and a net result of €-4k. Equity is growing by ~31.5% per year across the filed fiscal years. Its solvency ranks better than 58% of 18936 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

53 / 100

Fair▲ +8 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0=

Solvency71▲+1

Growth78=

Stability100

Bankruptcy probability, 12 months

4.5% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity ample (current ratio 1.57 against 1.53 in 2023), but 62.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

37.9%

Return on assets

-1.7%

Age of the figures

20 mo

Persistent losses

Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.

NBB · annual accounts 2024

Net result per financial year

2021222324

2020 to 2024 · latest year -€4k

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

not confirmed

2024

54 d late

2023

19 d early

2022

43 d late

2021

26 d early

2020

20 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€80k▼ 4.2%

2023 · €84k

2020: €-17k 2021: €1k 2022: €96k 2023: €84k

2020 → 2024

Total assets

€212k▼ 5.5%

2023 · €224k

2020: €10k 2021: €62k 2022: €210k 2023: €224k

2020 → 2024

Net result

€-4k▲ 71.3%

2023 · €-12k

2020: €-20k 2021: €18k 2022: €95k 2023: €-12k

2020 → 2024

Working capital

€75k▲ 0.4%

2023 · €75k

2020: €-20k 2021: €-3k 2022: €106k 2023: €75k

2020 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€-17k-€1k€96k▲ 7,562%€84k▼ 12.8%€80k▼ 4.2%

Operating result€-18k-€20k€130k▲ 560%€-7k€5k

Net result€-20k-€18k€95k▲ 424%€-12k€-4k▲ 71.3%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2024: €5k after a loss of €7k in 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €212k

97.6%

Fixed assets €5k▼ 42.4%

Current assets €207k▼ 4.0%

Equity and liabilities €212k

37.9%

62.1%

Equity €80k▼ 4.2%

Debt €132k▼ 6.3%

The debt ratio falls from 62.6% to 62.1%: debt falls faster than equity shrinks.

Key figures and ratios

2024 value · change against 2023

EBITDA

€9k▲

2023 · €-1k

Cash flow

€276▲

2023 · €-6k

Solvency

37.9%▲

2023 · 37.4%

Current ratio

1.57▲

2023 · 1.53

Quick ratio

1.55▲

2023 · 1.52

Debt / equity

1.64▼

2023 · 1.68

ROE

-4.4%▲

2023 · -14.6%

ROA

-1.7%▲

2023 · -5.5%

Interest coverage

1.03▲

2023 · -0.26

Debt

€132k▼

2023 · €141k

Debt ≤ 1 year

€132k▼

2023 · €141k

Staff costs

€263k▲

2023 · €244k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€224k€212k▼

Fixed assets21/28€9k€5k▼

Tangible fixed assets22/27€9k€5k▼

Plant, machinery and equipment23€2k€3k▲

Furniture and vehicles24€5k€766▼

Other tangible fixed assets26€2k€1k▼

Current assets29/58€215k€207k▼

Stocks and contracts in progress3€2k€3k▲

Stocks30/36€2k€3k▲

Amounts receivable within one year40/41€124k€141k▲

Trade receivables40€0€16k▲

Other amounts receivable41€124k€125k▲

Cash at bank and in hand54/58€90k€63k▼

Deferred charges and accrued income490/1€286€81▼

Equity and liabilities

Total equity and liabilities10/49€224k€212k▼

Equity10/15€84k€80k▼

Contributions10/11€3k€3k=

Profit (loss) carried forward14€81k€77k▼

Amounts payable17/49€141k€132k▼

Amounts payable within one year42/48€141k€132k▼

Trade debts44€67k€68k▲

Suppliers440/4€67k€68k▲

Taxes, remuneration and social security45€66k€33k▼

Taxes450/3€38k€9k▼

Remuneration and social security454/9€28k€24k▼

Other amounts payable47/48€7k€30k▲

Accrued charges and deferred income492/3€0-

Income statement Code20232024

Remuneration, social security and pensions62€244k€263k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼

Other operating charges640/8€709€6k▲

Gross operating margin9900€243k€278k▲

Operating profit (loss)9901€-7k€5k▲

Financial income75/76B€0€0▼

Recurring financial income75€0€0▼

Financial charges65/66B€5k€9k▲

Recurring financial charges65€5k€9k▲

Profit (loss) for the period before taxes9903€-12k€-4k▲

Income taxes67/77€409-

Profit (loss) for the period9904€-12k€-4k▲

Profit (loss) for the period to be appropriated9905€-12k€-4k▲

Appropriation of the result

Profit (loss) to be appropriated9906€81k€77k▼

Profit (loss) brought forward from the previous period14P€93k€81k▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 3Filings 5

2025

23-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 54 days late

2024

12-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

12-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 43 days late

2022

31-12

Financial Highest result since 2020net €95k ▲424%

Operating result €130k, net result €95k, both a record.

31-12

Financial Liquidity doublescurrent ratio 2.14

Current ratio from 0.96 to 2.14.

05-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Back to profitnet €18k

Net result €18k after one loss-making year.

20-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 20 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Lennik · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Assesteenweg 1071750 Lennik

Ground area

3,526 m²

Building footprint

155 m²

Volume, LiDAR

525 m³

Parcel 23072A0216/00F000, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

ALEX & CHRIS

Assesteenweg 107, 1750 LennikBusiness and other management consultancy

since 20252.374.771.618

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23072A0216/00F000	Flanders	3,526 m²	1 · 155 m²	6.9 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Sint-Niklaas · Eq €80k

Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 9,648 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded08-11-2019

Fiscal year end31-12

Activities, NACEBEL

56101Full-service restaurants

56111Full-service restaurants

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.