Alex & Bea
ActiveThe computed 12-month bankruptcy probability of Alex & Bea is 2.9% (moderate). The 2025 annual accounts show negative equity (€-5k) and a net result of €-86k. Equity is growing by ~141.8% per year across the filed fiscal years. Its solvency ranks better than 20% of 18016 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
7
/ 100
Critical▼ -79 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency43▼-32
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.94 against 1.65 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-6.2%
Return on assets
-112.6%
Age of the figures
14 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€5k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
20 d late
2023
1 d early
2022
106 d late
2021
176 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-5k
2024 · €82k
2021: €-14k
2022: €-6k
2023: €5k
2024: €82k
2021 → 2025
Total assets
€77k▼ 63.1%
2024 · €208k
2021: €16k
2022: €116k
2023: €109k
2024: €208k
2021 → 2025
Net result
€-86k
2024 · €76k
2021: €-15k
2022: €8k
2023: €11k
2024: €76k
2021 → 2025
Working capital
€-5k
2024 · €82k
2021: €-14k
2022: €-6k
2023: €5k
2024: €82k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-14k-€-6k▲ 55.9%€5k€82k▲ 1,432%€-5k
Operating result€-12k-€9k€13k▲ 49.1%€78k▲ 510%€-74k
Net result€-15k-€8k€11k▲ 47.3%€76k▲ 565%€-86k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €74k after €78k in 2024, the lowest year so far.
Balance-sheet composition
Assets €77k
Fixed assets
€336
Current assets
€76k
Key figures and ratios
EBITDA
€-74k
Cash flow
€-86k
Solvency
-6.2%▼
2024 · 39.2%
Current ratio
0.94▼
2024 · 1.65
Quick ratio
0.02▼
2024 · 1.15
Debt / equity
-17.10▼
2024 · 1.55
ROA
-112.6%▼
2024 · 36.7%
Interest coverage
-67.73
Debt
€82k▼
2024 · €127k
Debt ≤ 1 year
€82k▼
2024 · €127k
Income taxes
€12k▲
2024 · €1k
A ratio outside any meaningful range has been withheld (balance sheet total €77k, equity €-5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€208k€77k▼
Fixed assets21/28-€336
Tangible fixed assets22/27-€336
Furniture and vehicles24-€336
Current assets29/58€208k€76k▼
Stocks and contracts in progress3€63k€74k▲
Stocks30/36€63k€74k▲
Amounts receivable within one year40/41€144k-
Trade receivables40€144k-
Cash at bank and in hand54/58€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€208k€77k▼
Equity10/15€82k€-5k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€81k€-6k▼
Amounts payable17/49€127k€82k▼
Amounts payable within one year42/48€127k€82k▼
Trade debts44€470€17k▲
Suppliers440/4€470€17k▲
Taxes, remuneration and social security45€36k€29k▼
Taxes450/3€36k€29k▼
Other amounts payable47/48€90k€36k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€7
Other operating charges640/8€187-
Gross operating margin9900€78k€-74k▼
Operating profit (loss)9901€78k€-74k▼
Financial income75/76B€158€326▲
Recurring financial income75€158€326▲
Financial charges65/66B€513€1k▲
Recurring financial charges65€513€1k▲
Profit (loss) for the period before taxes9903€78k€-75k▼
Income taxes67/77€1k€12k▲
Profit (loss) for the period9904€76k€-86k▼
Profit (loss) for the period to be appropriated9905€76k€-86k▼
Appropriation of the result
Profit (loss) to be appropriated9906€81k€-6k▼
Profit (loss) brought forward from the previous period14P€4k€81k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-86k ▼213%
Net result drops to €-86k, the lowest in the series.
20-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
30-06
Financial
Highest result since 2021net €76k ▲565%
Operating result €78k, net result €76k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 106 days late
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 176 days late
30-06
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwijnaardsesteenweg 449000 GentGround area
547 m²
Building footprint
323 m²
Volume, LiDAR
3,281 m³
2 parcels, Brussels, Flanders · tallest building 16.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Alex & Bea
since 20192.296.690.774
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816C0005/00M007 | Brussels | 334 m² | 1 · 121 m² | 16.0 m · 5 fl. |
| 44808H0052/00R006 | Flanders | 214 m² | 1 · 202 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.296.690.774
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Of 10,411 companies in sector 47110 we hold annual accounts for 5,787. 4,633 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2019
Fiscal year end30-06
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.