ALETAN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €267k and a net result of €74k. Equity is growing by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 26% of 7980 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
14 d early
2024
87 d early
2023
50 d late
2022
1 d early
2021
on the day
2020
26 d late
2019
171 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€267k▼ 20.2%
2024 · €334k
2019: €32k
2020: €116k
2021: €199k
2022: €302k
2023: €304k
2024: €334k
2019 → 2025
Net result
€74k▲ 147%
2024 · €30k
2019: €15k
2020: €9k
2021: €9k
2022: €29k
2023: €2k
2024: €30k
2019 → 2025
Total assets
€1.22M▲ 14.4%
2024 · €1.07M
2019: €1.96M
2020: €715k
2021: €818k
2022: €936k
2023: €1.01M
2024: €1.07M
2019 → 2025
Solvency
21.8%▼ 9.4pp
2024 · 31.2%
2019: 1.6%
2020: 16.2%
2021: 24.3%
2022: 32.3%
2023: 30.2%
2024: 31.2%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€199k-€302k▲ 51.9%€304k▲ 0.6%€334k▲ 9.9%€267k▼ 20.2%
Operating result€15k-€52k▲ 255%€8k▼ 84.0%€52k▲ 532%€112k▲ 114%
Net result€9k-€29k▲ 228%€2k▼ 93.7%€30k▲ 1,551%€74k▲ 147%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 114% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.22M
Fixed assets
€808k▼ 1.4%
Current assets
€416k▲ 66.3%
Equity and liabilities €1.22M
Equity
€267k▼ 20.2%
Debt
€957k▲ 30.1%
The debt ratio rises from 68.8% to 78.2%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
21.8%▼
2024 · 31.2%
ROE
27.8%▲
2024 · 9.0%
ROA
6.1%▲
2024 · 2.8%
Debt
€957k▲
2024 · €735k
Debt ≤ 1 year
€434k▲
2024 · €232k
Debt > 1 year
€523k▲
2024 · €503k
Income taxes
€13k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.07M€1.22M▲
Fixed assets21/28€819k€808k▼
Tangible fixed assets22/27€819k€808k▼
Land and buildings22€803k€799k▼
Furniture and vehicles24€16k€9k▼
Financial fixed assets28€0-
Current assets29/58€250k€416k▲
Amounts receivable within one year40/41€40k€60k▲
Trade receivables40€40k€40k=
Other amounts receivable41€144€20k▲
Cash at bank and in hand54/58€210k€356k▲
Equity and liabilities
Total equity and liabilities10/49€1.07M€1.22M▲
Equity10/15€334k€267k▼
Contributions10/11€19k€19k=
Revaluation surpluses12€223k€223k=
Reserves13€62k€25k▼
Distributable reserves133€62k€25k▼
Profit (loss) carried forward14€30k€0▼
Amounts payable17/49€735k€957k▲
Amounts payable after more than one year17€503k€523k▲
Financial debts170/4€0-
Other amounts payable178/9€503k€523k▲
Amounts payable within one year42/48€232k€434k▲
Trade debts44€3k€8k▲
Suppliers440/4€3k€8k▲
Taxes, remuneration and social security45€13k€6k▼
Taxes450/3€13k€6k▼
Other amounts payable47/48€216k€421k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€14k▲
Other operating charges640/8€14k€15k▲
Gross operating margin9900€75k€141k▲
Operating profit (loss)9901€52k€112k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€8k€24k▲
Recurring financial charges65€8k€24k▲
Profit (loss) for the period before taxes9903€44k€87k▲
Income taxes67/77€14k€13k▼
Profit (loss) for the period9904€30k€74k▲
Profit (loss) for the period to be appropriated9905€30k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€104k▲
Profit (loss) brought forward from the previous period14P-€30k
Transfer from equity791/2-€37k
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7-€142k
Return on contributions (dividend)694-€142k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €74k ▲147%
Operating result €112k, net result €74k, both a record.
2024
05-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 1.08
Current ratio from 0.46 to 1.08; short-term debt falls from €392k to €232k.
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
2023
30-06
Financial
Weakest financial yearnet €2k ▼93.7%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €200kEq €302k ▲51.9%
4 profitable years in a row build equity to €302k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €150kEq €199k ▲71.9%
3 profitable years in a row build equity to €199k.
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 171 days late
30-06
Financial
Equity above €100kEq €116k ▲260%
2 profitable years in a row build equity to €116k.
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Klijtstraat 78540 DeerlijkGround area
5,986 m²
Building footprint
3,357 m²
Volume, LiDAR
1,279 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALETAN BVBA
since 20172.261.582.021
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34453E0205/00M007 | Flanders | 3,019 m² | 1 · 3,124 m² | 0.1 m |
| 34009B0946/00Z000 | Flanders | 2,967 m² | 1 · 232 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 12,044 EUR awarded · 12,044 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 7,010 EUR | 7,010 EUR |
| 2022 | 1 | 5,034 EUR | 5,034 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 13,688 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2017
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
46190Agents in non-specialised wholesale trade
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.