ALECARTT
ActiveALECARTT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €-5k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 37% of 296 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency44▼-2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.65 in 2024), but 77.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.6%
Return on assets
-1%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€5k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
16 d early
2022
1 d early
2021
47 d early
2020
2 d early
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-5k▲ 58.1%
2024 · €-11k
2019: €2k
2020: €29k
2021: €35k
2022: €-23k
2023: €36k
2024: €-11k
2019 → 2025
Working capital
€22k▼ 4.4%
2024 · €23k
2019: €23k
2020: €18k
2021: €37k
2022: €-4k
2023: €30k
2024: €23k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€110k-€87k▼ 21.2%€123k▲ 41.7%€112k▼ 9.0%€107k▼ 4.2%
Operating result€47k-€-2k€53k€8k▼ 84.7%€3k▼ 68.7%
Net result€35k-€-23k€36k€-11k€-5k▲ 58.1%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 69% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €475k
Fixed assets
€412k▼ 6.2%
Current assets
€63k▲ 7.0%
Equity and liabilities €475k
Equity
€107k▼ 4.2%
Debt
€367k▼ 4.8%
The debt ratio falls from 77.5% to 77.4%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€30k▼
2024 · €35k
Cash flow
€23k▲
2024 · €16k
Solvency
22.6%▲
2024 · 22.5%
Current ratio
1.54▼
2024 · 1.65
Quick ratio
1.54▼
2024 · 1.65
Debt / equity
3.43▼
2024 · 3.45
ROE
-4.3%▲
2024 · -9.9%
ROA
-1.0%▲
2024 · -2.2%
Interest coverage
3.51▼
2024 · 3.68
Debt
€367k▼
2024 · €386k
Debt ≤ 1 year
€41k▲
2024 · €36k
Debt > 1 year
€327k▼
2024 · €350k
Income taxes
€637▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€498k€475k▼
Fixed assets21/28€439k€412k▼
Tangible fixed assets22/27€439k€412k▼
Land and buildings22€395k€381k▼
Plant, machinery and equipment23€31k€20k▼
Furniture and vehicles24€13k€10k▼
Current assets29/58€59k€63k▲
Amounts receivable within one year40/41€59k€63k▲
Trade receivables40€8k€6k▼
Other amounts receivable41€51k€57k▲
Equity and liabilities
Total equity and liabilities10/49€498k€475k▼
Equity10/15€112k€107k▼
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Share premium1100/10€6k€6k=
Reserves13€4k€4k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€2k€2k=
Profit (loss) carried forward14€102k€97k▼
Amounts payable17/49€386k€367k▼
Amounts payable after more than one year17€350k€327k▼
Financial debts170/4€350k€327k▼
Amounts payable within one year42/48€36k€41k▲
Current portion of amounts payable after more than one year42€21k€20k▼
Financial debts43€10k€13k▲
Credit institutions430/8€10k€13k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k=
Other operating charges640/8€6k€6k▼
Gross operating margin9900€41k€35k▼
Operating profit (loss)9901€8k€3k▼
Financial income75/76B€917€2k▲
Recurring financial income75€917€2k▲
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€-634€-4k▼
Income taxes67/77€10k€637▼
Profit (loss) for the period9904€-11k€-5k▲
Profit (loss) for the period to be appropriated9905€-11k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€102k€97k▼
Profit (loss) brought forward from the previous period14P€113k€102k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
15-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
30-06
Financial
Liquidity doublescurrent ratio 2.02
Current ratio from 0.90 to 2.02; short-term debt falls from €40k to €30k.
30-06
Financial
Equity above €100kEq €123k ▲41.7%
Equity rises from €87k to €123k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Weakest financial yearnet €-23k ▼167%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
2021
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
30-06
Financial
Equity above €100kEq €110k ▲45.9%
3 profitable years in a row build equity to €110k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
21-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
21-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
25-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Carrières(TOU) 1047500 TournaiGround area
798 m²
Building footprint
245 m²
Volume, LiDAR
1,954 m³
2 parcels, Wallonia · tallest building 15.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ALECARTT
since 20132.226.124.957
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57081I0413/00G000 | Wallonia | 706 m² | 1 · 169 m² | 6.5 m · 2 fl. |
| 57081F0001/00D000 | Wallonia | 92 m² | 1 · 77 m² | 15.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,001 companies in sector 96999 we hold annual accounts for 600. 421 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-12-2013
Fiscal year end30-06
Activities, NACEBEL
96999Other personal services
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0478/76.29.36