Financials
- Financial year
- 2024
- Total assets
- €24,292
- Loss
- -€97
- Solvency
- 28.4%
ALDO INVEST
ActiveSummary
The computed 12-month bankruptcy probability of ALDO INVEST is 10.0% (elevated). The 2024 annual accounts show equity of €6,903 and a net result of -€97. The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
“Construction générale” (deed in French)
From the articles, 59 activitiesNo NACE code in the KBO yet1 site
Size
€24,292total assets 2024
- Equity
- €6,903
- Loss
- -€97
Turnover not published (micro format)
Structure
- EL BAY YounesDirector
2024 accounts filed 23 days late
Why 32raises riskFigures for financial year 2024 (filed 23-08-2025)1 change of registered office in 24 monthsNo main activity registeredlowers riskSize: total assets €24,292Show the evidence
Checked score
Score 2024
32
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 39% of its sector peers (no NACE code, micro)
Financial strength
Average
Solvency
53
equity 28.4% of total assets
Liquidity
62
short-term debt 71.6% · cash 45.2%
Profitability
37
return on assets -0.4%
Bankruptcy probability, 12 months
10.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 8.1%
12-2024: 12.5%▲ +4.4 percentage points vs 11-2024
01-2025: 13.0%▲ +0.5 percentage points vs 12-2024
02-2025: 13.1%▲ +0.1 percentage points vs 01-2025
03-2025: 13.1%● unchanged vs 02-2025
04-2025: 12.9%▼ -0.2 percentage points vs 03-2025
05-2025: 12.9%● unchanged vs 04-2025
06-2025: 13.7%▲ +0.8 percentage points vs 05-2025
07-2025: 13.7%● unchanged vs 06-2025
08-2025: 13.8%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 6.2%▼ -7.6 percentage points vs 08-2025
10-2025: 6.2%● unchanged vs 09-2025
11-2025: 6.2%● unchanged vs 10-2025
12-2025: 6.2%● unchanged vs 11-2025
01-2026: 6.2%● unchanged vs 12-2025
02-2026: 6.2%● unchanged vs 01-2026
03-2026: 6.2%● unchanged vs 02-2026
04-2026: 7.3%▲ +1.1 percentage points vs 03-2026
05-2026: 3.9%▼ -3.4 percentage points vs 04-2026lowest value
06-2026: 4.2%▲ +0.3 percentage points vs 05-2026
07-2026: 4.4%▲ +0.2 percentage points vs 06-2026
08-2026: 6.2%▲ +1.8 percentage points vs 07-2026
09-2026: 6.4%▲ +0.2 percentage points vs 08-2026
10-2026: 10.0%▲ +3.6 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.16, below the usual 1.5; short-term debt: 71.6% and cash: 45.2% of total assets), and 71.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 32% on solvency, 58% on liquidity and 27% on profitability.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Five signals.
lowers riskraises risk
raises risk · 2024 accounts filed 23 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-08-2025, 23 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2024
23 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its 2024 accounts 23 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
- Resignations: TAYBI, Abdelkarim (director) and El…Gazette deed
- Annual accounts filedfinancial year 2024 · micro…
- Registered officeRegistered-office move · Director in…
Key points
By topic
Board & ownership
- Board
- 1 member
- EL BAY YounesDirector
Timeline
- Events
- 5
- Since
- 2023
- 26-04-2024Resignation: Mohamed El Bay (director)
- 24-07-2023Incorporation
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 19-07-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 31
- Annual meeting
- Third Friday of June at 18:00
- Purpose
- “Construction générale; Installation de châssis (pvc, bois, acier, aluminium,…); Rénovation…” (deed in French)
- Statutory auditor
- No statutory auditor
Key facts about ALDO INVEST
- What is the company number of ALDO INVEST?
- 0804.134.255. In Belgium the VAT number is the company number with BE in front: BE 0804.134.255.
- Where is ALDO INVEST based?
- The registered office is at Vrijheidslaan 175, 1080 Sint-Jans-Molenbeek.Company details
- What is the legal form of ALDO INVEST?
- Private limited company (BV).
- When was ALDO INVEST founded?
- On 19-07-2023.
- Is ALDO INVEST still active?
- Yes, ALDO INVEST is an active enterprise in the KBO register.
- What is the turnover of ALDO INVEST?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is ALDO INVEST profitable?
- In financial year 2024, ALDO INVEST made a loss of €97.
- Where can I find the annual accounts of ALDO INVEST?
- ALDO INVEST filed 1 annual account with the National Bank of Belgium, for financial year 2024.
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.