Aldaz Group
ActiveThe computed 12-month bankruptcy probability of Aldaz Group is 3.0% (moderate). The 2024 annual accounts show equity of €125k and a net result of €44k. Its solvency ranks better than 41% of 998 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
89
/ 100
Excellent▲ +59 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency69▼-5
Growth78
Stability94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 0.81 in 2023), and 57.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
22 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€0
Total assets
€292k▲ 165%
2023 · €110k
2023: €110k
2023 → 2024
Net result
€44k
2023 · €-14k
2023: €-14k
2023 → 2024
Working capital
€30k
2023 · €-6k
2023: €-6k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Turnover€0
Equity€81k-€125k▲ 54.0%
Operating result€-14k-€54k
Net result€-14k-€44k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €54k after a loss of €14k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €292k
Fixed assets
€95k▲ 9.3%
Current assets
€198k▲ 738%
Equity and liabilities €292k
Equity
€125k▲ 54.0%
Debt
€167k▲ 473%
The debt ratio rises from 26.5% to 57.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€60k▲
2023 · €-12k
Cash flow
€49k▲
2023 · €-12k
Solvency
42.7%▼
2023 · 73.5%
Current ratio
1.18▲
2023 · 0.81
Quick ratio
1.18▲
2023 · 0.81
Debt / equity
1.34▲
2023 · 0.36
ROE
35.1%▲
2023 · -17.1%
ROA
15.0%▲
2023 · -12.5%
Interest coverage
1255.26▲
2023 · -295.38
Debt
€167k▲
2023 · €29k
Debt ≤ 1 year
€167k▲
2023 · €29k
Income taxes
€10k
Staff costs
€85k▲
2023 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€110k€292k▲
Fixed assets21/28€87k€95k▲
Intangible fixed assets21€12k€9k▼
Tangible fixed assets22/27-€11k
Furniture and vehicles24-€11k
Financial fixed assets28€75k€75k=
Current assets29/58€24k€198k▲
Amounts receivable within one year40/41€21k€171k▲
Trade receivables40€17k€168k▲
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€3k€27k▲
Equity and liabilities
Total equity and liabilities10/49€110k€292k▲
Equity10/15€81k€125k▲
Contributions10/11€95k€95k=
Capital10€95k€95k=
Issued capital100€95k€95k=
Reserves13-€10k
Non-distributable reserves130/1-€10k
Legal reserve130-€10k
Profit (loss) carried forward14€-14k€20k▲
Amounts payable17/49€29k€167k▲
Amounts payable within one year42/48€29k€167k▲
Trade debts44€5k€121k▲
Suppliers440/4€5k€121k▲
Taxes, remuneration and social security45€5k€36k▲
Taxes450/3€0€17k▲
Remuneration and social security454/9€5k€20k▲
Other amounts payable47/48€20k€10k▼
Income statement
Code20232024
Turnover70-€0
Goods, raw materials, services and sundry goods60/61-€0
Remuneration, social security and pensions62€14k€85k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Other operating charges640/8€401€387▼
Gross operating margin9900€2k€145k▲
Operating profit (loss)9901€-14k€54k▲
Financial income75/76B-€5
Recurring financial income75-€5
Financial charges65/66B€40€48▲
Recurring financial charges65€40€48▲
Profit (loss) for the period before taxes9903€-14k€54k▲
Income taxes67/77-€10k
Profit (loss) for the period9904€-14k€44k▲
Profit (loss) for the period to be appropriated9905€-14k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€30k▲
Profit (loss) brought forward from the previous period14P-€-14k
Transfer to equity691/2-€10k
To the legal reserve6920-€10k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €44k
Net result €44k after one loss-making year.
31-12
Financial
Equity above €100kEq €125k ▲54%
Equity rises from €81k to €125k.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 3 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guillaume Stocqstraat 591050 ElseneGround area
2,646 m²
Building footprint
1,219 m²
Volume, LiDAR
8,801 m³
3 parcels, Brussels, Wallonia · tallest building 16.2 m, ±5 floors. Linked by address, not a title deed.
3 establishment units
ART'WORK
since 20222.339.116.101
ART'WORK
since 20222.339.116.297
ART'WORK
since 20252.371.483.813
3 parcels
Wallonia
2
(66.7%)
Brussels
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25744C0072/00M000 | Wallonia | 1,471 m² | 1 · 119 m² | 4.1 m · 1 fl. |
| 25112L0115/00L002 | Wallonia | 1,092 m² | 1 · 1,027 m² | 9.4 m · 2 fl. |
| 21443C0187/00Z005 | Brussels | 83 m² | 1 · 72 m² | 16.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Silver Tie Payroll
BE 0792.446.250
Gent · Eq €126k
AZUR-HR
BE 0757.711.144
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Of 1,014 companies in sector 78200 we hold annual accounts for 645. 458 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-12-2022
Fiscal year end31-12
Activities, NACEBEL
78200Temporary employment agencies and other provision of personnel
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.