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ALD STUDIO

Active
Private limited companyfounded 20233 yrs activeLouizalaan 54, 1050 Brussel, BelgiumKBO/BCE: BE 0802.043.411
Summary

The computed 12-month bankruptcy probability of ALD STUDIO is 4.9% (elevated). The 2025 annual accounts show equity of €18,750 and a net result of €25,572. Equity is growing by ~34.7% per year across the filed fiscal years. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
59 / 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency67▲+5
Growth78=
Track record94
Bankruptcy probability, 12 months
4.9% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.62 against 1.47 in 2024; short-term debt: 58% and cash: 30.4% of total assets), but 58% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
42%
Return on assets
57.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
29 d late
2024
61 d late
2023
88 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 3 accounts on average 59 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ALD STUDIO was incorporated on 24 May 2023 as a Private limited company.1 The registered office was moved to Bruxelles in 2026.2 Since 2026, Laurence DARDENNE has served as director of the company.2 Total assets rose from EUR 28,269 in 2023 to EUR 44,610 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 20-08-2026
  3. 3National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€18,750▲ 42.3%
2024 · €13,179
Total assets
€44,610▲ 26.5%
2024 · €35,266
Net result
€25,572▲ 49.7%
2024 · €17,078
Working capital
€15,989▲ 52.9%
2024 · €10,461
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€18,601-€21,323▲ 14.6%€27,734▲ 30.1%
Net result€16,101-€17,078▲ 6.1%€25,572▲ 49.7%
Equity€9,601-€13,179▲ 37.3%€18,750▲ 42.3%
Total assets€28,269-€35,266▲ 24.8%€44,610▲ 26.5%
Debt€18,669-€22,088▲ 18.3%€25,860▲ 17.1%
Working capital€6,783-€10,461▲ 54.2%€15,989▲ 52.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2023: €18,601€18,601Net result 2023: €16,101€16,101Operating result 2024: €21,323€21,323Net result 2024: €17,078€17,078Operating result 2025: €27,734€27,734Net result 2025: €25,572€25,572202320242025€0€10,000€20,000€30,000Operating result 2023: €18,601€18,600Net result 2023: €16,101€16,100Operating result 2024: €21,323€21,300Net result 2024: €17,078€17,100Operating result 2025: €27,734€27,700Net result 2025: €25,572€25,600202320242025
The operating result has risen two years in a row; 2025 is 30% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44,610
Fixed assets €2,761 ▲ 1.6%
Current assets €41,849 ▲ 28.6%
Equity and liabilities €44,610
Equity €18,750 ▲ 42.3%
Debt €25,860 ▲ 17.1%
Debt's share of the balance-sheet total falls from 62.6% to 58.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€29,258▲
2024 · €22,386
Cash flow
€27,095▲
2024 · €18,141
Current ratio
1.62▲
2024 · 1.47
Debt to equity
1.38▼
2024 · 1.68
ROE
136.4%▲
2024 · 129.6%
ROA
57.3%▲
2024 · 48.4%
Interest coverage
167.29▲
2024 · 134.69
Debt ≤ 1 year
€25,860▲
2024 · €22,088
Income taxes
€2,077▼
2024 · €4,255
Staff costs
€2,972
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€35,266€44,610▲
Fixed assets21/28€2,718€2,761▲
Tangible fixed assets22/27€2,718€2,761▲
Plant, machinery and equipment23€1,821€819▼
Furniture and vehicles24€897€1,943▲
Current assets29/58€32,548€41,849▲
Amounts receivable within one year40/41€25,412€21,769▼
Trade receivables40€25,412€21,769▼
Cash at bank and in hand54/58€2,209€13,543▲
Deferred charges and accrued income490/1€4,927€6,538▲
Equity and liabilities
Total equity and liabilities10/49€35,266€44,610▲
Equity10/15€13,179€18,750▲
Contributions10/11€3,500€3,500=
Profit (loss) carried forward14€9,679€15,250▲
Amounts payable17/49€22,088€25,860▲
Amounts payable within one year42/48€22,088€25,860▲
Trade debts44€421€7,130▲
Suppliers440/4€421€7,130▲
Taxes, remuneration and social security45€18,980€16,789▼
Taxes450/3€18,980€16,789▼
Other amounts payable47/48€2,687€1,940▼
Income statement Code20242025
Remuneration, social security and pensions62-€2,972
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,063€1,524▲
Other operating charges640/8€844€539▼
Non-recurring operating charges66A€222€428▲
Gross operating margin9900€23,452€33,197▲
Operating profit (loss)9901€21,323€27,734▲
Financial income75/76B€176€90▼
Recurring financial income75€176€90▼
Financial charges65/66B€166€175▲
Recurring financial charges65€166€175▲
Profit (loss) for the period before taxes9903€21,333€27,649▲
Income taxes67/77€4,255€2,077▼
Profit (loss) for the period9904€17,078€25,572▲
Profit (loss) for the period to be appropriated9905€17,078€25,572▲
Appropriation of the result
Profit (loss) to be appropriated9906€23,179€35,250▲
Profit (loss) brought forward from the previous period14P€6,101€9,679▲
Profit to be distributed694/7€13,500€20,000▲
Directors or managers695€13,500€20,000▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Remuneration, social security and pensions62€7,510-€2,972-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,346€1,063€1,524▲ 43.3%
Other operating charges640/8€2,135€844€539▼ 36.1%
Non-recurring operating charges66A-€222€428▲ 92.6%
Gross operating margin9900€29,592€23,452€33,197▲ 41.6%
Operating profit (loss)9901€18,601€21,323€27,734▲ 30.1%
Financial income75/76B-€176€90▼ 48.9%
Recurring financial income75-€176€90▼ 48.9%
Financial charges65/66B-€166€175▲ 5.2%
Recurring financial charges65-€166€175▲ 5.2%
Profit (loss) for the period before taxes9903€18,601€21,333€27,649▲ 29.6%
Income taxes67/77€2,500€4,255€2,077▼ 51.2%
Profit (loss) for the period9904€16,101€17,078€25,572▲ 49.7%
Profit (loss) for the period to be appropriated9905€16,101€17,078€25,572▲ 49.7%
Line202320242025Change
Assets
Total assets20/58€28,269€35,266€44,610▲ 26.5%
Fixed assets21/28€2,818€2,718€2,761▲ 1.6%
Tangible fixed assets22/27€2,818€2,718€2,761▲ 1.6%
Plant, machinery and equipment23€2,818€1,821€819▼ 55.0%
Furniture and vehicles24-€897€1,943▲ 117%
Current assets29/58€25,452€32,548€41,849▲ 28.6%
Amounts receivable within one year40/41€1,210€25,412€21,769▼ 14.3%
Trade receivables40€1,210€25,412€21,769▼ 14.3%
Cash at bank and in hand54/58€21,397€2,209€13,543▲ 513%
Deferred charges and accrued income490/1€2,845€4,927€6,538▲ 32.7%
Equity and liabilities
Total equity and liabilities10/49€28,269€35,266€44,610▲ 26.5%
Equity10/15€9,601€13,179€18,750▲ 42.3%
Contributions10/11€3,500€3,500€3,500=
Profit (loss) carried forward14€6,101€9,679€15,250▲ 57.6%
Amounts payable17/49€18,669€22,088€25,860▲ 17.1%
Amounts payable within one year42/48€18,669€22,088€25,860▲ 17.1%
Trade debts44€4,861€421€7,130▲ 1,593%
Suppliers440/4€4,861€421€7,130▲ 1,593%
Taxes, remuneration and social security45€3,808€18,980€16,789▼ 11.5%
Taxes450/3€3,722€18,980€16,789▼ 11.5%
Remuneration and social security454/9€85---
Other amounts payable47/48€10,000€2,687€1,940▼ 27.8%
Line202320242025Change
Profit (loss) for the period9904€16,101€17,078€25,572▲ 49.7%
+ Depreciation and write-downs630€1,346€1,063€1,524▲ 43.3%
Operating cash flow (approximation)€17,447€18,141€27,095▲ 49.4%
Investment in fixed assets (approximation)--€964-€1,567▼ 62.6%
Change in cash--€19,188€11,334▲ 159%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
20-08
State Gazette act Appointment: Laurence DARDENNE (director)
Shareholding · Capital · Board rule14 facts ▸
  • General meeting, 17-08-2026
  • Other statement, statuts non modifiés, not modified since constitution
  • Other statement, bureau, nombre restreint
  • Shareholding, 100
  • Capital
  • Other statement, Modification de l’adresse du siège au sein de la Région bruxelloise, Modification de l’objet avec rapport organe d’administration article 5:101 CSA et nouveau t…
  • Capital
  • Board rule, 1, assemblée
  • Director appointment, Laurence DARDENNE (director)
  • Other statement, vote_clôture_séance, quinze heures
  • Other statement, validité de l'assemblée et mise en délibération
  • Registered-office move, avenue Louise 54,1050 Bruxelles
  • +2 further facts in this act
2025
31-12
Financial Highest result since 2023net €25,572 ▲49.7%
Operating result €27,734, net result €25,572, both a record.
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
27-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 88 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
Laurence DARDENNE
Director · since 20-08-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
2,631 m²
Building footprint
1,491 m²
Volume, LiDAR
36,524 m³
2 parcels, Brussels · tallest building 33.9 m, ±9 floors. Linked by address, not a title deed.
376 companies at this address See who is registered here
1 establishment unit
ALD STUDIO
Maarschalklaan 19, 1180 UkkelActivities of building architects
since 20232.345.440.895
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21807G0001/00L000 Brussels 1,625 m² 1 · 1,286 m² 33.9 m · 9 fl.
21614H0013/00F006 Brussels 1,006 m² 1 · 205 m² 13.2 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Laurence DARDENNE
  • Director, from 20-08-2026 to date
See the board, name and seat on a given date →

Articles of association

Annual meeting
“TITRE V. ASSEMBLEE GENERALE Article 19. Tenue et convocation Il est tenu chaque année, au siège, une assemblée générale ordinaire l’avant-dernier vendredi du mois de juin à 18 heures. Si ce jour est férié, l'assemblée est remise au premier jour ouvrable suivant. S'il n'y a qu'un seul actionnaire…”
Full text

TITRE V. ASSEMBLEE GENERALE Article 19. Tenue et convocation Il est tenu chaque année, au siège, une assemblée générale ordinaire l’avant-dernier vendredi du mois de juin à 18 heures. Si ce jour est férié, l'assemblée est remise au premier jour ouvrable suivant. S'il n'y a qu'un seul actionnaire, c'est à cette même date qu'il signe pour approbation les comptes annuels. Des assemblées générales extraordinaires doivent en outre être convoquées par l’organe d’ administration et, le cas échéant, le commissaire, chaque fois que l’intérêt de la société l’exige ou sur requête d’actionnaires représentant un dixième du nombre d’actions en circulation. Dans ce dernier cas, les actionnaires indiquent leur demande et les sujets à porter à l’ordre du jour. L’organe d’ administration ou, le cas échéant, le commissaire convoquera l’assemblée générale dans un délai de trois semaines de la demande. Les convocations aux assemblées générales contiennent l’ordre du jour. Elles sont faites par e-mails envoyés quinze jours au moins avant l’assemblée aux actionnaires, aux administrateurs et, le cas échéant, aux titulaires d’obligations convertibles nominatives, de droits de souscription nominatifs ou de certificats nominatifs émis avec la collaboration de la société et aux commissaires. Elles sont faites par courrier recommandé aux personnes pour lesquelles la société ne dispose pas d’une adresse e-mail, le même jour que l’envoi des convocations électroniques. Toute personne peut renoncer à la convocation et, en tout cas, sera considérée comme ayant été régulièrement convoquée si elle est présente ou représentée à l'assemblée.

Purpose
Prestation de tous les services relevant de l’exercice de la profession d’architecte; Activités connexes qui ne sont pas incompatibles avec la profession d'architecte; Exercice de…
Full purpose (15 activities)
  1. Prestation de tous les services relevant de l’exercice de la profession d’architecte
  2. Activités connexes qui ne sont pas incompatibles avec la profession d'architecte
  3. Exercice de la profession d’architecture par la société elle-même ainsi que toute discipline connexe et compatible
  4. Élaboration de plans, de cahiers de charges et de métrés
  5. Études architecturales
  6. Études techniques et spécialisées en rapport avec l’art de bâtir
  7. Décoration
  8. Ameublement
  9. Expertises
  10. Consultance dans les domaines de l’architecture et de la décoration
  11. Toutes les opérations ayant trait à ces activités, telles que secrétariat ou comptabilité
  12. Scénographie
  13. Organisation d’expositions
  14. Arts plastiques et toute activité culturelle en relation avec le monde de l’architecture, de la ville, de l’écologie et du paysage
  15. Principal
Other statement
Appels de fonds, organe peut après second avis recommandé resté sans résultat pendant un mois convoquer assemblée pour entendre prononcer exclusion selon CSA
Article 8. Compte de capitaux propres statutairement indisponible
Disposition contraire statuts testament convention, droits exercés par héritiers et légataires saisis ou envoyés en possession proportionnellement jusqu partage…
Rémunération administrateurs, fixe ou proportionnelle
Seuls ou conjointement fixé par organe, gestion journalière
Un ou plusieurs commissaires, contrôle société
Assurance, responsabilité civile professionnelle y compris décennale conforme obligations légales et réglementaires
Article 20. Assemblée générale par procédure écrite
Présence et majorité, participation assemblée voie électronique
Admission_assemblée_générale, titulaire_titres_nominatifs_inscrit_registre_titres_nominatifs_catégorie
Séances_procès-verbaux, registre_au_siège
Chaque_action_une_voix_réserve_actions_sans_droit_vote, délibérations_assemblée_générale
Article 25. Prorogation
Pouvoirs_assemblée_générale, ceux_conférés_par_Code_sociétés_associations_et_statuts
Répartition_bénéfice_réserves, assemblée_générale
Exécution_statuts_communications_sommations_assignations_significations_valablement_faites, élection_domicile
Compétence_judiciaire, entre_société_actionnaires_administrateurs_commissaires_liquidateurs_affaires_société_exécution_statuts
Droit_commun_déontologie, article_2_et_5_à_6_loi_1939-02-20_articles_4_et_5_loi_1963-06-26_article_4_al.2_et_article_5_al.3_et_4_Règlement_déontologie
Impossibilité_exercer_profession_architecte, pour quelque raison que ce soit
1 more provision on this in the deed
Share issue rule
Actions nouvelles à souscrire en numéraire, offertes par préférence aux actionnaires existants proportionnellement au nombre d’actions détenues
Share class
Article 9. Nature des actions
Membership rule
Assemblée générale sans retard dissolution liquidation ou modification objet, architectes fonctionnaires
Transfer restriction
Expiration délai décision, moitié cédant moitié acquéreurs prorata nombre actions
Board rule
Personnes physiques autorisées inscrites tableau ou liste stagiaires ou personnes morales autorisées inscrites tableau dont représentant permanent article 2:55…
Dissolution rule
En tout temps, sans_préjudice_dispositions_légales
Liquidation rule
Quelque cause et quelque moment, désigner_un_ou_plusieurs_liquidateurs_déterminer_pouvoirs_émoluments
Liquidation distribution
Apurement_dettes_charges_frais_ou_consignation_montants_nécessaires, actif_net_entre_tous_actionnaires_proportion_actions_biens_conservés_remis_partagés_même_pr…
Registered office clause
Région de Bruxelles-Capitale, organe d'administration

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Capital and shareholders

Shareholders according to the acts
Stated in the act act of 20-08-2026 ↗
  • DARDENNE Laurence Marthe Ghislaine all shares

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 20-08-2026 Capital stated in the act · 100 shares

Identification & contact

Identification
Legal formPrivate limited company
Founded24-05-2023
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802043411
Registered 12-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.