Alcam
ActiveAlcam has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €18k. Equity is growing by ~52.3% per year across the filed fiscal years. Its solvency ranks better than 67% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.08 against 2.23 in 2024), and 27.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.5%
Return on assets
30.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
109 d early
2024
118 d early
2023
54 d early
2022
138 d early
2021
19 d early
2020
71 d early
2019
85 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€43k▲ 74.4%
2024 · €24k
2018: €-8k
2019: €-2k
2020: €4k
2021: €7k
2022: €13k
2023: €13k
2024: €24k
2018 → 2025
Total assets
€59k▲ 59.0%
2024 · €37k
2018: €3k
2019: €4k
2020: €18k
2021: €18k
2022: €27k
2023: €24k
2024: €37k
2018 → 2025
Net result
€18k▲ 56.3%
2024 · €12k
2018: €22k
2019: €6k
2020: €6k
2021: €2k
2022: €7k
2023: €-558
2024: €12k
2018 → 2025
Working capital
€34k▲ 118%
2024 · €15k
2018: €-8k
2019: €-2k
2020: €-5k
2021: €-2k
2022: €4k
2023: €4k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€13k▲ 102%€13k▼ 4.2%€24k▲ 90.9%€43k▲ 74.4%
Operating result€8k-€13k▲ 62.8%€5k▼ 64.6%€20k▲ 325%€27k▲ 34.7%
Net result€2k-€7k▲ 204%€-558€12k€18k▲ 56.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 35% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€9k=
Current assets
€50k▲ 77.9%
Equity and liabilities €59k
Equity
€43k▲ 74.4%
Debt
€16k▲ 28.9%
The debt ratio falls from 33.9% to 27.5%: equity grows faster than debt.
Key figures and ratios
Solvency
72.5%▲
2024 · 66.1%
Current ratio
3.08▲
2024 · 2.23
Quick ratio
3.08▲
2024 · 2.23
Debt / equity
0.38▼
2024 · 0.51
ROE
42.7%▼
2024 · 47.6%
ROA
30.9%▼
2024 · 31.5%
Debt
€16k▲
2024 · €13k
Debt ≤ 1 year
€16k▲
2024 · €13k
Income taxes
€6k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€37k€59k▲
Fixed assets21/28€9k€9k=
Financial fixed assets28€9k€9k=
Current assets29/58€28k€50k▲
Amounts receivable within one year40/41€13k€29k▲
Trade receivables40€9k€3k▼
Other amounts receivable41€4k€26k▲
Cash at bank and in hand54/58€15k€20k▲
Deferred charges and accrued income490/1€11€336▲
Equity and liabilities
Total equity and liabilities10/49€37k€59k▲
Equity10/15€24k€43k▲
Contributions10/11€100k€100k=
Reserves13€28k€28k=
Distributable reserves133€28k€28k=
Profit (loss) carried forward14€-104k€-85k▲
Amounts payable17/49€13k€16k▲
Amounts payable within one year42/48€13k€16k▲
Financial debts43€49€49=
Credit institutions430/8€49€49=
Trade debts44€819€1k▲
Suppliers440/4€819€1k▲
Taxes, remuneration and social security45€11k€11k▲
Taxes450/3€8k€8k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€1k€4k▲
Income statement
Code20242025
Non-recurring operating income76A-€5k
Other operating charges640/8€3k€996▼
Gross operating margin9900€22k€28k▲
Operating profit (loss)9901€20k€27k▲
Financial income75/76B€11€325▲
Recurring financial income75€11€325▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€18k€24k▲
Income taxes67/77€6k€6k▼
Profit (loss) for the period9904€12k€18k▲
Profit (loss) for the period to be appropriated9905€12k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-104k€-85k▲
Profit (loss) brought forward from the previous period14P€-115k€-104k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
25-03
State Gazette act
General meeting · Director resignation
Registered-office move · Power of attorney
2025
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-558 ▼108%
Net result drops to €-558, the lowest in the series; recovery starts the following year.
15-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
Christophe VANDENBERGHE
CurrentDirector · since 07-12-2023
07-12-2023
Resigned as Director
07-12-2023
Appointed as Director
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Polderstraat(Odk) 1508670 KoksijdeGround area
2,261 m²
Building footprint
102 m²
Volume, LiDAR
440 m³
Parcel 38018B0885/00A000, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Alcam
since 20132.217.215.409
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38018B0885/00A000 | Flanders | 2,261 m² | 1 · 102 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DUETT
BE 0783.842.053
Zottegem · Eq €43k
BERVANA
BE 1019.702.996
Brugge · Eq €43k
Salidam
BE 0768.659.573
Gent · Eq €43k
Initialize
BE 0768.893.957
Merelbeke-Melle · Eq €43k
NOVA
BE 0786.278.931
Zutendaal · Eq €42k
Of 5,659 companies in sector 70100 we hold annual accounts for 3,479. 1,979 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-2013
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.