ALC IMMO
ActiveALC IMMO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-28k) and a net result of €-82k. Equity is shrinking by ~28.2% per year across the filed fiscal years. Its solvency ranks better than 14% of 9098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
15
/ 100
Critical▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency33▲+29
Growth32=
Stability94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.3 against 0.43 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-2.9%
Return on assets
-8.5%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€28k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
7 d early
2024
60 d late
2023
100 d late
2022
16 d late
2021
30 d late
2020
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-28k
2024 · €54k
2020: €200k
2021: €199k
2022: €184k
2023: €139k
2024: €54k
2020 → 2025
Total assets
€974k▲ 10.5%
2024 · €882k
2020: €200k
2021: €200k
2022: €715k
2023: €776k
2024: €882k
2020 → 2025
Net result
€-82k▲ 2.8%
2024 · €-85k
2021: €-932
2022: €-15k
2023: €-45k
2024: €-85k
2021 → 2025
Working capital
€-258k▼ 62.7%
2024 · €-158k
2021: €119k
2022: €49k
2023: €-8k
2024: €-158k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€199k-€184k▼ 7.4%€139k▼ 24.5%€54k▼ 61.0%€-28k
Operating result€-932-€-11k▼ 1,099%€-23k▼ 107%€-58k▼ 149%€-48k▲ 17.3%
Net result€-932-€-15k▼ 1,484%€-45k▼ 206%€-85k▼ 87.8%€-82k▲ 2.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €48k in 2025 against €58k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €974k
Fixed assets
€866k▲ 13.5%
Current assets
€108k▼ 8.6%
Key figures and ratios
EBITDA
€-11k▲
2024 · €-16k
Cash flow
€-46k▼
2024 · €-43k
Solvency
-2.9%▼
2024 · 6.2%
Current ratio
0.30▼
2024 · 0.43
Quick ratio
0.30▼
2024 · 0.43
Debt / equity
-35.52▼
2024 · 15.25
ROE
292.2%▲
2024 · -156.3%
ROA
-8.5%▲
2024 · -9.6%
Interest coverage
-0.31▲
2024 · -0.58
Debt
€1.00M▲
2024 · €827k
Debt ≤ 1 year
€366k▲
2024 · €277k
Debt > 1 year
€637k▲
2024 · €547k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€882k€974k▲
Fixed assets21/28€763k€866k▲
Tangible fixed assets22/27€683k€786k▲
Land and buildings22€619k€709k▲
Plant, machinery and equipment23€64k€77k▲
Financial fixed assets28€80k€80k=
Current assets29/58€119k€108k▼
Amounts receivable within one year40/41€117k€105k▼
Trade receivables40€226-
Other amounts receivable41€117k€105k▼
Cash at bank and in hand54/58€17€1k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€882k€974k▲
Equity10/15€54k€-28k▼
Contributions10/11€118k€118k=
Reserves13€80k€78k▼
Non-distributable reserves130/1€658€658=
Reserves not available under the articles1311€658€658=
Tax-exempt reserves132€80k€77k▼
Profit (loss) carried forward14€-144k€-224k▼
Amounts payable17/49€827k€1.00M▲
Amounts payable after more than one year17€547k€637k▲
Financial debts170/4€547k€635k▲
Other amounts payable178/9-€1k
Amounts payable within one year42/48€277k€366k▲
Current portion of amounts payable after more than one year42€24k€27k▲
Trade debts44€389€23k▲
Suppliers440/4€389€23k▲
Other amounts payable47/48€253k€316k▲
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€37k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-14k€-9k▲
Operating profit (loss)9901€-58k€-48k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€27k€35k▲
Recurring financial charges65€27k€35k▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€-85k€-82k▲
Profit (loss) for the period9904€-85k€-82k▲
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€-82k€-80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-144k€-224k▼
Profit (loss) brought forward from the previous period14P€-62k€-144k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet €-85k
Net result drops to €-85k, the lowest in the series; recovery starts the following year.
08-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 100 days late
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oupeye · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Riga 404684 OupeyeGround area
277 m²
Building footprint
185 m²
Volume, LiDAR
1,104 m³
Parcel 62048A0972/00M000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALC IMMO
since 20202.310.741.126
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62048A0972/00M000 | Wallonia | 277 m² | 1 · 184 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE COCK
BE 0421.840.924
Beveren-Kruibeke-Zwijndrecht · Eq €54k
ERIAN
BE 0475.223.289
Diepenbeek · Eq €54k
POD HOLDING
BE 1003.729.670
Seraing · Eq €55k
IMMOBILIERE STRUCTURES
BE 0460.964.883
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The Sage Antwerpen
BE 0793.828.006
Vilvoorde · Eq €54k
Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 3,162 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-2020
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.