ALBIK
ActiveSummary
The computed 12-month bankruptcy probability of ALBIK is 2.9% (moderate). The 2025 annual accounts show negative equity (€-74k) and a net result of €-2k. Equity is shrinking by ~58.8% per year across the filed fiscal years. Its solvency ranks better than 6% of 10359 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
25
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▲+34
Solvency0=
Growth41▼-14
Track record94
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.64 against 0.66 in 2024; short-term debt: 151% and cash: 0.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-51%
Return on assets
-1.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-74k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
6 d late
2024
102 d late
2023
14 d late
2022
213 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€105k▼ 40.4%
2024 · €176k
2022: €84k
2023: €142k
2024: €176k
2022 → 2025
EBIT margin
-0.4%▲ 30.1pp
2024 · -30.6%
2022: 0.4%
2023: -14.4%
2024: -30.6%
2022 → 2025
Net result
€-2k▲ 96.7%
2024 · €-54k
2022: €181
2023: €-21k
2024: €-54k
2022 → 2025
Working capital
€-79k▼ 2.3%
2024 · €-78k
2022: €2k
2023: €-18k
2024: €-78k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€84k-€142k▲ 69.1%€176k▲ 23.9%€105k▼ 40.4%
Equity€2k-€-18k€-72k▼ 293%€-74k▼ 2.5%
Operating result€325-€-20k€-54k▼ 163%€-459▲ 99.1%
Net result€181-€-21k€-54k▼ 162%€-2k▲ 96.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €459 in 2025 against €54k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €145k
Fixed assets
€5k =
Current assets
€140k ▼ 5.5%
Key figures and ratios
Solvency
-51.0%▼
2024 · -47.1%
Current ratio
0.64▼
2024 · 0.66
Quick ratio
0.32▼
2024 · 0.48
Debt to equity
-2.96▲
2024 · -3.12
ROA
-1.2%▲
2024 · -35.2%
Debt
€219k▼
2024 · €225k
Debt ≤ 1 year
€219k▼
2024 · €225k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€153k€145k▼
Fixed assets21/28€5k€5k=
Financial fixed assets28€5k€5k=
Current assets29/58€148k€140k▼
Stocks and contracts in progress3€40k€70k▲
Stocks30/36€40k€70k▲
Amounts receivable within one year40/41€101k€68k▼
Trade receivables40€99k€68k▼
Other amounts receivable41€2k€139▼
Cash at bank and in hand54/58€7k€1k▼
Equity and liabilities
Total equity and liabilities10/49€153k€145k▼
Equity10/15€-72k€-74k▼
Contributions10/11€2k€2k=
Outside capital11€2k€2k=
Other1109/19€2k€2k=
Profit (loss) carried forward14€-74k€-76k▼
Amounts payable17/49€225k€219k▼
Amounts payable within one year42/48€225k€219k▼
Trade debts44€184k€159k▼
Suppliers440/4€184k€159k▼
Taxes, remuneration and social security45€4k€26k▲
Taxes450/3-€21k
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€38k€34k▼
Income statement
Code20242025
Turnover70€176k€105k▼
Goods, raw materials, services and sundry goods60/61€234k€110k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-52k€2k▲
Operating profit (loss)9901€-54k€-459▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€87€1k▲
Recurring financial charges65€87€1k▲
Profit (loss) for the period before taxes9903€-54k€-2k▲
Profit (loss) for the period9904€-54k€-2k▲
Profit (loss) for the period to be appropriated9905€-54k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-74k€-76k▼
Profit (loss) brought forward from the previous period14P€-20k€-74k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 6 days late
2025
10-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 102 days late
2024
31-12
Financial
Weakest financial yearnet €-54k
Net result drops to €-54k, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
29-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 213 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Offerandestraat 572060 AntwerpenGround area
248 m²
Building footprint
150 m²
Parcel 11808H0560/00B007, Flanders. Linked by address, not a title deed.
1 establishment unit
Superstar
since 20222.332.287.794
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H0560/00B007 | Flanders | 248 m² | 1 · 150 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NUYTS HEREN
BE 0474.351.081
Meerhout · Eq €2,279
LOUVIMAC
BE 0524.935.492
Sombreffe · Eq €2,387
ALYASSIN
BE 1020.217.195
Schaarbeek · Eq €2,410
MISURA
BE 0757.825.366
Herentals · Eq €2,651
MaddMS
BE 0668.953.372
Lasne · Eq €3,153
Of 459 companies in sector 47712 we hold annual accounts for 269. 58 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47712Retail trade
46496Wholesale trade
47639Retail sale of other sporting goods
47715Retail trade
47721Retail sale of footwear
47722Retail trade
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
77229Renting and leasing of other personal and household goods
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.