ALBI IMMO
ActiveALBI IMMO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-13k) and a net result of €-11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 13933 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
7
/ 100
Critical▼ -26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.14 against 0.24 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-66.2%
Return on assets
-59.9%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€13k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
23 d late
2023
13 d early
2022
29 d late
2021
61 d late
2020
23 d late
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€92k
EBIT margin
-13.0%
Net result
€-11k▼ 158%
2024 · €-4k
2018: €-4k
2019: €-19k
2020: €5k
2021: €18k
2022: €2k
2023: €-11k
2024: €-4k
2018 → 2025
Working capital
€-27k▼ 51.8%
2024 · €-18k
2018: €2k
2019: €-15k
2020: €-24k
2021: €-19k
2022: €-20k
2023: €-22k
2024: €-18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€92k
Equity€12k-€14k▲ 16.2%€3k▼ 77.6%€-1k€-13k▼ 949%
Operating result€25k-€3k▼ 87.5%€-12k€-4k▲ 66.3%€-11k▼ 177%
Net result€18k-€2k▼ 89.0%€-11k€-4k▲ 60.3%€-11k▼ 158%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €4k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€15k▼ 12.6%
Current assets
€4k▼ 22.7%
Key figures and ratios
EBITDA
€-3k▼
2024 · €5k
Cash flow
€-3k▼
2024 · €4k
Solvency
-66.2%▼
2024 · -5.4%
Current ratio
0.14▼
2024 · 0.24
Quick ratio
0.14▼
2024 · 0.24
Debt / equity
-2.51▲
2024 · -19.66
ROE
90.5%▼
2024 · 367.2%
ROA
-59.9%▼
2024 · -19.7%
Interest coverage
-31.39▼
2024 · 62.59
Debt
€32k▲
2024 · €24k
Debt ≤ 1 year
€32k▲
2024 · €24k
Income taxes
€200▼
2024 · €334
Staff costs
€48k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€19k▼
Formation expenses20€0-
Fixed assets21/28€17k€15k▼
Intangible fixed assets21€10k€3k▼
Tangible fixed assets22/27€5k€10k▲
Furniture and vehicles24€0€6k▲
Other tangible fixed assets26€5k€5k▼
Financial fixed assets28€2k€2k=
Current assets29/58€6k€4k▼
Amounts receivable within one year40/41€0€1k▲
Trade receivables40€0-
Other amounts receivable41€0€1k▲
Cash at bank and in hand54/58€5k€3k▼
Deferred charges and accrued income490/1€651€630▼
Equity and liabilities
Total equity and liabilities10/49€23k€19k▼
Equity10/15€-1k€-13k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-22k€-33k▼
Amounts payable17/49€24k€32k▲
Amounts payable within one year42/48€24k€32k▲
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€0▼
Remuneration and social security454/9€0€6k▲
Other amounts payable47/48€19k€19k▲
Income statement
Code20242025
Remuneration, social security and pensions62€0€48k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€585€933▲
Gross operating margin9900€5k€46k▲
Operating profit (loss)9901€-4k€-11k▼
Financial income75/76B€10€0▼
Recurring financial income75€10€0▼
Financial charges65/66B€75€98▲
Recurring financial charges65€75€98▲
Profit (loss) for the period before taxes9903€-4k€-11k▼
Income taxes67/77€334€200▼
Profit (loss) for the period9904€-4k€-11k▼
Profit (loss) for the period to be appropriated9905€-4k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-33k▼
Profit (loss) brought forward from the previous period14P€-17k€-22k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Highest result since 2018net €18k ▲283%
Operating result €25k, net result €18k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Marché 344651 HerveGround area
119 m²
Building footprint
86 m²
Volume, LiDAR
884 m³
Parcel 63006D0296/00E002, Wallonia · tallest building 12.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ALBI IMMO
since 20092.182.864.244
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63006D0296/00E002 | Wallonia | 119 m² | 1 · 86 m² | 12.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PASAMA
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LIMMOB
BE 0440.759.288
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Nasimmo
BE 1011.969.524
Schoten · Eq €3k
VVM TIELT
BE 0873.352.762
Tielt · Eq €3k
BELIVE
BE 1021.830.860
La Louvière · Eq €3k
Of 11,708 companies in sector 68310 we hold annual accounts for 6,875. 1,569 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-07-2009
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68321Property management for co-owned buildings (syndics)
68110Buying and selling of own real estate
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.