ALBI CONSULT
ActiveALBI CONSULT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €7k. Its solvency ranks better than 33% of 11257 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability93
Solvency45
Growth-
Track record67
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.71; short-term debt: 45.1% and cash: 26.8% of total assets), and 80.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€8k
Total assets
€38k
Net result
€7k
Working capital
€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €38k
Fixed assets
€26k
Current assets
€12k
Equity and liabilities €38k
Equity
€8k
Debt
€31k
Debt finances 80.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€14k
Cash flow
€11k
Solvency
19.7%
Current ratio
0.71
Quick ratio
0.71
Debt / equity
4.09
ROE
98.7%
ROA
19.4%
Interest coverage
21.49
Debt
€31k
Debt ≤ 1 year
€17k
Debt > 1 year
€14k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€38k
Fixed assets21/28€26k
Tangible fixed assets22/27€26k
Furniture and vehicles24€26k
Current assets29/58€12k
Amounts receivable within one year40/41€2k
Trade receivables40€859
Other amounts receivable41€1k
Cash at bank and in hand54/58€10k
Equity and liabilities
Total equity and liabilities10/49€38k
Equity10/15€8k
Contributions10/11€100
Profit (loss) carried forward14€7k
Amounts payable17/49€31k
Amounts payable after more than one year17€14k
Financial debts170/4€14k
Amounts payable within one year42/48€17k
Current portion of amounts payable after more than one year42€9k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Other amounts payable47/48€4k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€710
Gross operating margin9900€15k
Operating profit (loss)9901€10k
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€654
Recurring financial charges65€654
Profit (loss) for the period before taxes9903€10k
Income taxes67/77€2k
Profit (loss) for the period9904€7k
Profit (loss) for the period to be appropriated9905€7k
Appropriation of the result
Profit (loss) to be appropriated9906€7k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frater Eugènestraat 133530 Houthalen-HelchterenGround area
387 m²
Building footprint
130 m²
Volume, LiDAR
643 m³
Parcel 72453F0639/00T000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALBI TRUCKS
since 20252.369.233.611
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72453F0639/00T000 | Flanders | 387 m² | 1 · 130 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BLAUSE
BE 0773.925.089
Etterbeek · Eq €8k
GM Factory
BE 0799.707.788
Ouffet · Eq €8k
BE.COMPANY.DISTRIBUTIONS
BE 0745.909.808
Seneffe · Eq €8k
CN Ventures
BE 0656.780.565
Sint-Pieters-Woluwe · Eq €8k
John Blue Car
BE 0758.459.232
Walhain · Eq €7k
Of 4,426 companies in sector 46180 we hold annual accounts for 1,886. 802 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2025
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
46720Wholesale of motor vehicle parts and accessories
63920Other information service activities
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.