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ALBI CONSULT

Active Private limited companyfounded 2025active for 1 yearFrater Eugènestraat 13, 3530 Houthalen-HelchterenKBO/BCE: BE 1019.188.601

Lifetime

1 annual account with figures
peak €14,763 (2025)
€14,763 
peak €7,448 (2025)
€7,448 
peak €7,548 (2025)
€7,548 
€30,847 
Board3 names since 2025
2 directorsKirilov Evgeniya and 1 other
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Incorporation 28-011 establishment registeredFirst year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €130,000 estimated

The micro format states no turnover.

Debts

€30,847 80% of the balance sheet
Financial debts 44%Suppliers 5%Taxes and wages 7%Other 44%

Of this, €17,319 falls due within a year.

2025 accounts filed 28 days after the deadline

Checked score

66
Healthy
Financially stronger than 62% of micro companies in wholesale trade (NACE 46)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 26,892 companies (NACE 46, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 02-2026: 1.6% 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.7%▲ +0.1 percentage points vs 03-2026 05-2026: 2.0%▲ +0.3 percentage points vs 04-2026 06-2026: 2.1%▲ +0.1 percentage points vs 05-2026 07-2026: 2.4%▲ +0.3 percentage points vs 06-2026highest value 08-2026: 2.4%● unchanged vs 07-2026highest value 09-2026: 1.3%▼ -1.1 percentage points vs 08-2026lowest value 10-2026: 1.3%● unchanged vs 09-2026 11-2026: 1.3%● unchanged vs 10-2026

Financial strength
Strong

45equity 19.7% of total assets
62short-term debt 45.1% · cash 26.8%
93return on assets 19.4%

Score breakdown

raises risk
Founded in 2025
Size: total assets €38,395
Equity €7,548 (19.7% of total assets)
lowers risk
Liquidity: current ratio 0.71, cash €10,275
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 31% of them on solvency, 68% on liquidity and 87% on profitability.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,390 companies had the same profile as ALBI CONSULT has now. Each dot stands for 6 companies, two years later.

96.7%
were still trading
2.0%
stopped another way
1.2%
went bankrupt
  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of ALBI CONSULT itself: 1.3% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,390 companies, not a prediction for ALBI CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €38,395
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.71, cash €10,275
NBB · annual accounts
raises risk · Equity €7,548 (19.7% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
28 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Board and ownership

KE
Kirilov Evgeniya
Director, since 25-01-2025
SS
Director, since 25-01-2025
  • SPASSOV SIMEONOV Bisser founderdeed of 28-01-2025
  • KIRILOVA Evgeniya Spasova founderdeed of 28-01-2025
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1019188601
Incorporation Founding capital of €100, 100 shares · Founders: SPASSOV SIMEONOV Bisser and KIRILOVA Evgeniya Spasova · Appointments: SPASSOV SIMEONOV Bisser (director) and KIRILOVA Evgeniya Spasova (director) · published on 28-01-2025 · Gazette deed
First establishment ALBI TRUCKS, Frater Eugènestraat 13, Houthalen-Helchteren
All 4 events

Comparable companies

same main activity, similar in size and age
Company
ALBI CONSULT Houthalen-Helchteren €38,395 €14,763 19.7% -
MDX-Solutions Zedelgem €37,611 €15,159 15.5% -
BACK2BASICS Hamois €32,009 €14,879 39.0% -
Auto Solution Services Aubel €48,395 €16,354 28.3% -
POLPO ROSSO Sint-Niklaas €28,345 €16,145 46.3% -
Balliol Road Ixelles €36,070 €16,996 55.5% -
BIGAT ENTREPRISE Tubize €53,970 €19,854 29.8% -

These companies have the same main activity as ALBI CONSULT: agents specialised in the wholesale of other particular products (NACE 46180). They are comparable in size and age: total assets between €28,300 and €54,000, founded between 2024 and 2025.

Official details

Source: KBO
Status
Active since 25-01-2025Normal situation
Activity
Agents specialised in the wholesale of other particular productsNACE 46180and 4 others
Establishment unit
2.369.233.6113530 Houthalen-Helchteren, since 25-01-2025
Financial year end
31 December
Peppol
Reachable since 05-10-2025
Company details

Annual accounts 2025

€38,395
Filing
Filed on 28-08-2026
Financials

Insights on ALBI CONSULT

ALBI CONSULT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,548 and a net result of €7,448.

Its solvency ranks better than 34% of 13,785 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ALBI CONSULT

What is the company number of ALBI CONSULT?
The company number of ALBI CONSULT is 1019.188.601. The VAT number is the same number with BE in front: BE 1019.188.601.
Where is ALBI CONSULT based?
The registered office is at Frater Eugènestraat 13, 3530 Houthalen-Helchteren.Company details
What does ALBI CONSULT do?
According to the KBO register, the main activity is agents specialised in the wholesale of other particular products (NACE 46180).
What is the legal form of ALBI CONSULT?
ALBI CONSULT is a private limited company (BV).
When was ALBI CONSULT founded?
ALBI CONSULT was founded on 25-01-2025.
Is ALBI CONSULT still active?
Yes, ALBI CONSULT is an active enterprise in the KBO register.
What is the turnover of ALBI CONSULT?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €14,763 and 71 comparable companies (NACE 461). It probably lies between €57,000 and €230,000. It is a rough estimate.Financials
Is ALBI CONSULT profitable?
In financial year 2025, ALBI CONSULT made a profit of €7,448.
Where can I find the annual accounts of ALBI CONSULT?
ALBI CONSULT filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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