ALBERTVIN
ActiveSummary
ALBERTVIN has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.0m and a net result of €344,170. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 73% of 11472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▲+9
Solvency96▲+8
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160,000 at 30 days acceptable
Liquidity ample (current ratio 1.86 against 0.8 in 2024; short-term debt: 6.1% and cash: 4.4% of total assets), and 29.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.9%
Return on assets
12.1%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
8 d early
2023
36 d early
2022
30 d early
2021
6 d late
2020
30 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€0
Total assets
€2.9m▲ 7.7%
2024 · €2.6m
Net result
€344,170▲ 149%
2024 · €138,374
Working capital
€148,594
2024 · -€38,635
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€39,008▼ 73.4%€125,705▲ 222%€70,681▼ 43.8%€214,513▲ 203%€194,342▼ 9.4%
Net result€251,420above the sector's middle half▲ 24.9%€202,532above the sector's middle half▼ 19.4%€165,909above the sector's middle half▼ 18.1%€138,374above the sector's middle half▼ 16.6%€344,170above the sector's middle half▲ 149%
Equity€1.4mabove the sector's middle half▲ 16.9%€1.5mabove the sector's middle half▲ 11.0%€1.5mabove the sector's middle half▼ 0.3%€1.7mabove the sector's middle half▲ 9.0%€2.0mabove the sector's middle half▲ 20.5%
Total assets€1.8mabove the sector's middle half▲ 6.6%€1.9mabove the sector's middle half▲ 4.9%€1.8mabove the sector's middle half▼ 6.2%€2.6mabove the sector's middle half▲ 47.2%€2.9mabove the sector's middle half▲ 7.7%
Debt€436,247▼ 25.9%€373,676▼ 14.3%€258,642▼ 30.8%€969,021▲ 275%€828,143▼ 14.5%
Working capital-€29,241▼ 31.8%€50,008-€39,432-€38,635▲ 2.0%€148,594
Solvency76.1%above the sector's middle half▲ 6.7pp80.5%above the sector's middle half▲ 4.4pp85.6%above the sector's middle half▲ 5.1pp63.4%within the sector's middle half▼ 22.2pp70.9%within the sector's middle half▲ 7.6pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.9m
Fixed assets
€2.5m ▲ 1.3%
Current assets
€321,575 ▲ 113%
Equity and liabilities €2.9m
Equity
€2.0m ▲ 20.5%
Debt
€828,143 ▼ 14.5%
Debt's share of the balance-sheet total falls from 36.6% to 29.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€201,573▼
2024 · €217,314
Cash flow
€351,400▲
2024 · €141,175
Current ratio
1.86▲
2024 · 0.80
Debt to equity
0.41▼
2024 · 0.58
ROE
17.0%▲
2024 · 8.2%
ROA
12.1%▲
2024 · 5.2%
Interest coverage
7.15▼
2024 · 28.18
Debt ≤ 1 year
€172,981▼
2024 · €189,267
Debt > 1 year
€654,038▼
2024 · €776,673
Income taxes
€75,250▲
2024 · €68,529
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,401 | €1,831 | €2,200 | €2,801 | €7,230 | ▲ 158% |
| Other operating charges640/8 | €1,520 | €1,528 | €1,672 | €1,715 | €1,155 | ▼ 32.6% |
| Gross operating margin9900 | €56,929 | €129,064 | €74,553 | €219,029 | €202,728 | ▼ 7.4% |
| Operating profit (loss)9901 | €39,008 | €125,705 | €70,681 | €214,513 | €194,342 | ▼ 9.4% |
| Financial income75/76B | €253,653 | €131,345 | €131,345 | €100 | €253,257 | ▲ 252,048% |
| Recurring financial income75 | €253,653 | €131,345 | €131,345 | €100 | €253,257 | ▲ 252,048% |
| Financial charges65/66B | €8,419 | €7,200 | €3,821 | €7,711 | €28,180 | ▲ 265% |
| Recurring financial charges65 | €8,419 | €7,200 | €3,821 | €7,711 | €28,180 | ▲ 265% |
| Profit (loss) for the period before taxes9903 | €284,242 | €249,850 | €198,205 | €206,903 | €419,420 | ▲ 103% |
| Income taxes67/77 | €32,822 | €47,318 | €32,297 | €68,529 | €75,250 | ▲ 9.8% |
| Profit (loss) for the period9904 | €251,420 | €202,532 | €165,909 | €138,374 | €344,170 | ▲ 149% |
| Profit (loss) for the period to be appropriated9905 | €251,420 | €202,532 | €165,909 | €138,374 | €344,170 | ▲ 149% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.8m | €1.9m | €1.8m | €2.6m | €2.9m | ▲ 7.7% |
| Fixed assets21/28 | €1.6m | €1.6m | €1.6m | €2.5m | €2.5m | ▲ 1.3% |
| Tangible fixed assets22/27 | €18,763 | €16,932 | €24,259 | €23,470 | €55,818 | ▲ 138% |
| Furniture and vehicles24 | €16,219 | €15,008 | €18,597 | €18,876 | €52,293 | ▲ 177% |
| Other tangible fixed assets26 | €2,545 | €1,924 | €5,662 | €4,593 | €3,525 | ▼ 23.3% |
| Financial fixed assets28 | €1.6m | €1.6m | €1.6m | €2.5m | €2.5m | = |
| Current assets29/58 | €250,313 | €342,107 | €215,655 | €150,632 | €321,575 | ▲ 113% |
| Stocks and contracts in progress3 | €8,927 | - | - | - | - | - |
| Stocks30/36 | €8,927 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €27,607 | €251,083 | €131,345 | €111,925 | €195,702 | ▲ 74.9% |
| Trade receivables40 | €27,607 | €119,738 | - | €111,925 | €111,925 | = |
| Other amounts receivable41 | - | €131,345 | €131,345 | €0 | €83,777 | - |
| Cash at bank and in hand54/58 | €212,470 | €89,687 | €83,701 | €37,905 | €124,997 | ▲ 230% |
| Deferred charges and accrued income490/1 | €1,309 | €1,337 | €609 | €802 | €876 | ▲ 9.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.8m | €1.9m | €1.8m | €2.6m | €2.9m | ▲ 7.7% |
| Equity10/15 | €1.4m | €1.5m | €1.5m | €1.7m | €2.0m | ▲ 20.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1.4m | €1.5m | €1.5m | €1.7m | €2.0m | ▲ 20.7% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Tax-exempt reserves132 | €426 | €426 | €426 | €426 | €426 | = |
| Distributable reserves133 | €1.4m | €1.5m | €1.5m | €1.7m | €2.0m | ▲ 20.7% |
| Profit (loss) carried forward14 | - | - | - | €0 | - | - |
| Amounts payable17/49 | €436,247 | €373,676 | €258,642 | €969,021 | €828,143 | ▼ 14.5% |
| Amounts payable after more than one year17 | €150,343 | €75,570 | - | €776,673 | €654,038 | ▼ 15.8% |
| Financial debts170/4 | €150,343 | €75,570 | - | €776,673 | €654,038 | ▼ 15.8% |
| Amounts payable within one year42/48 | €279,554 | €292,099 | €255,087 | €189,267 | €172,981 | ▼ 8.6% |
| Current portion of amounts payable after more than one year42 | €73,982 | €74,772 | €75,570 | €118,605 | €122,635 | ▲ 3.4% |
| Trade debts44 | €7,240 | €17,038 | €295 | €65 | €50 | ▼ 23.0% |
| Suppliers440/4 | €7,240 | €17,038 | €295 | €65 | €50 | ▼ 23.0% |
| Taxes, remuneration and social security45 | €20,373 | €31,182 | €20,328 | €33,806 | €50,296 | ▲ 48.8% |
| Taxes450/3 | €17,623 | €28,432 | €17,578 | €31,056 | €47,546 | ▲ 53.1% |
| Remuneration and social security454/9 | €2,750 | €2,750 | €2,750 | €2,750 | €2,750 | = |
| Other amounts payable47/48 | €177,960 | €169,107 | €158,894 | €36,790 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | €6,350 | €6,007 | €3,555 | €3,082 | €1,124 | ▼ 63.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €251,420 | €202,532 | €165,909 | €138,374 | €344,170 | ▲ 149% |
| + Depreciation and write-downs630 | €16,401 | €1,831 | €2,200 | €2,801 | €7,230 | ▲ 158% |
| Operating cash flow (approximation) | €267,821 | €204,364 | €168,109 | €141,175 | €351,400 | ▲ 149% |
| Investment in fixed assets (approximation) | - | €0 | -€9,527 | -€916,577 | -€39,579 | ▲ 95.7% |
| Change in cash | - | -€122,783 | -€5,986 | -€45,796 | €87,093 | ▲ 290% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €344,170 ▲149%
Net result €344,170, the highest in the series.
30-09
Financial
Liquidity doublescurrent ratio 1.86
Current ratio from 0.80 to 1.86; short-term debt falls from €189,267 to €172,981.
30-09
Financial
Equity above €2mEq €2.0m ▲20.5%
8 profitable years in a row build equity to €2.0m.
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €138,374 ▼16.6%
Net result drops to €138,374, the lowest in the series; recovery starts the following year.
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 6 days late
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 4 days late
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2001
Ground area
1,019 m²
Building footprint
226 m²
Volume, LiDAR
1,199 m³
Parcel 34352A0265/00R007, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALBERTVIN
since 20012.100.383.857
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34352A0265/00R007 | Flanders | 1,019 m² | 1 · 226 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-09-2025 list no shareholders, and no other source names one.
Holdings 1
-
46.22%
According to the annual accounts to 30-09-2025 of ALBERTVIN and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 1,049 companies in sector 46341 we hold annual accounts for 535. 206 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-04-2001
Fiscal year end30-09
Activities, NACEBEL 2025
46341Wholesale of wines and spirits
47251Retail sale of wines and spirits
96999Other personal services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0474676824
Also
9925:BE0474676824
Registered
05-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.