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Albert

Active
Private limited companyfounded 1968active for 58 yearsAnselmostraat 4, 2018 Antwerpen, BelgiumKBO/BCE: BE 0404.560.571
Summary

Albert has been active since 1968 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€10,265) and a net result of -€7,111. Equity has been shrinking by about 18% per year since 2018. Its solvency ranks better than 20% of 22,774 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Overview

Official details

Source: KBO
Status
Active Normal situation
Activity
Retail trade NACE 47712and 2 others
Establishment unit
2.002.711.785 2018 Antwerpen, since 01-03-1959
Financial year end
31 December
Peppol
Reachable since 27-10-2025

Board and ownership

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€149,184
▲ 33.2%
Turnover
≈ €470,000
estimated
Loss
€7,111
▼ 84.5%
Equity
-€10,265
Total assets
€299,292
▼ 12.7%
Employees on 31-12-2025
3
  • Negative equity on 31-12-2025
  • 2025 accounts filed 30 days after the deadline
Score breakdownraises riskCapped at 59: negative equitySector: Retail trade (NACE 47)Negative equity -€10,265Liquidity: current ratio 1.05, cash €4,470lowers riskSize: total assets €299,292Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 15% of micro companies in retail trade (NACE 47)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 22-20
equity -3.4% of total assets
Liquidity 8-3
short-term debt 80.1% · cash 1.5%
Profitability 39+37
return on assets -2.4%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.2% 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.4%▲ +0.2 percentage points vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.7%▲ +0.3 percentage points vs 06-2025 08-2025: 2.2%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 1.2%▼ -1.0 percentage point vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.3%▲ +0.1 percentage points vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 2.1%▲ +0.7 percentage points vs 07-2026 09-2026: 0.9%▼ -1.2 percentage points vs 08-2026lowest value 10-2026: 0.9%● unchanged vs 09-2026lowest value 11-2026: 0.9%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is tight, with a current ratio of 1.05 (1.01 in 2024), below the usual 1.5. Short-term debt is 80.1% and cash 1.5% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 18% of them on solvency, 9% on liquidity, 30% on profitability and 5% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €299,292
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Negative equity -€10,265
NBB · annual accounts
raises risk · Liquidity: current ratio 1.05, cash €4,470
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€10,265
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
30 days late
2024
29 days late
2023
29 days late
2022
on the day
2021
30 days late
2020
30 days late
2019
70 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 30 days after the deadline Filed on 30 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00453680.

Annual accounts 2025 filed on 30-08-2026 at the NBB all 49 filings

Turnover
≈ €470,000
Estimated: probably between €330,000 and €920,000
Total assets
€299,292▼ 12.7%
2024 · €342,875
Net result
-€7,111▲ 84.5%
2024 · -€45,950
Working capital
€11,408▲ 237%
2024 · €3,388
Multi-year overview
2018 to 2025, 8 financial years
Operating result
-€9,322
▲ 76.0% 2025
20182025
Net result
-€7,111
▲ 84.5% 2025
lowest quarter of the sector
20182025
Equity
-€10,265
2025
lowest quarter of the sector
20182025
Total assets
€299,292
▼ 12.7% 2025
middle half of the sector
20182025
Debt
€309,557
▲ 8.8% 2025
20182025
Working capital
€11,408
▲ 237% 2025
middle half of the sector
20182025
Solvency
-3.4%
▼ 20.4pp 2025
lowest quarter of the sector
20182025
Current ratio
1.05
▲ 0.03 2025
middle half of the sector
20182025
Return on assets (ROA)
-2.4%
▲ 11.0pp 2025
middle half of the sector
20182025
Staff (FTE)
2
2025
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€85,082-€16,767▼ 80.3%-€57,589€29,779€47,135▲ 58.3%-€67,552-€38,868▲ 42.5%-€9,322▲ 76.0%
Net result€76,169-€8,926▼ 88.3%-€61,447below the sector's middle half€22,910within the sector's middle half€33,810above the sector's middle half▲ 47.6%-€75,631below the sector's middle half-€45,950below the sector's middle half▲ 39.2%-€7,111below the sector's middle half▲ 84.5%
Equity€203,979-€212,905▲ 4.4%€151,458above the sector's middle half▼ 28.9%€171,037above the sector's middle half▲ 12.9%€179,847above the sector's middle half▲ 5.2%€104,216within the sector's middle half▼ 42.1%€58,266within the sector's middle half▼ 44.1%-€10,265below the sector's middle half
Total assets€318,524-€295,735▼ 7.2%€256,481within the sector's middle half▼ 13.3%€273,959within the sector's middle half▲ 6.8%€411,584above the sector's middle half▲ 50.2%€408,428above the sector's middle half▼ 0.8%€342,875above the sector's middle half▼ 16.1%€299,292within the sector's middle half▼ 12.7%
Debt€114,545-€82,830▼ 27.7%€105,023▲ 26.8%€102,922▼ 2.0%€231,737▲ 125%€304,212▲ 31.3%€284,609▼ 6.4%€309,557▲ 8.8%
Working capital€191,425-€202,179▲ 5.6%€145,013above the sector's middle half▼ 28.3%€163,212above the sector's middle half▲ 12.5%€65,777within the sector's middle half▼ 59.7%€78within the sector's middle half▼ 99.9%€3,388within the sector's middle half▲ 44×€11,408within the sector's middle half▲ 237%
Solvency64.0%-72.0%▲ 8.0pp59.1%within the sector's middle half▼ 12.9pp62.4%above the sector's middle half▲ 3.4pp43.7%within the sector's middle half▼ 18.7pp25.5%within the sector's middle half▼ 18.2pp17.0%within the sector's middle half▼ 8.5pp-3.4%below the sector's middle half▼ 20.4pp
Current ratio2.67-3.45▲ 0.782.38within the sector's middle half▼ 1.072.59within the sector's middle half▲ 0.211.28within the sector's middle half▼ 1.301.00within the sector's middle half▼ 0.281.01within the sector's middle half▲ 0.011.05within the sector's middle half▲ 0.03
Return on assets (ROA)23.9%-3.0%▼ 20.9pp-24.0%below the sector's middle half▼ 27.0pp8.4%within the sector's middle half▲ 32.3pp8.2%within the sector's middle half▼ 0.1pp-18.5%below the sector's middle half▼ 26.7pp-13.4%below the sector's middle half▲ 5.1pp-2.4%within the sector's middle half▲ 11.0pp
Staff (FTE)2.4-2.1▼ 12.5%2.1within the sector's middle half=2▼ 4.8%2=2.3▲ 15.0%2
above within below The sector band is the middle half of the companies in Retail trade (NACE 47). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is a loss of €9,322, smaller than the loss of €38,868 in 2024.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €299,292
Fixed assets €48,218 ▼ 36.8%
Current assets €251,074 ▼ 5.8%
Equity and liabilities
Equity-€10,265
Debt€309,557
Equity is negative. Debt (€309,557) exceeds the balance-sheet total (€299,292).
Key figures and ratios
2025 value · change against 2024
EBITDA
€18,347▲
2024 · -€10,617
Cash flow
€20,558▲
2024 · -€17,699
Quick ratio
0.05▼
2024 · 0.09
Interest coverage
2.80▲
2024 · -1.55
Debt ≤ 1 year
€239,666▼
2024 · €263,136
Income taxes
€351▼
2024 · €419
Staff costs
€111,519▼
2024 · €120,445
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet
Item31-12-202131-12-202231-12-202331-12-2025
Employees at the balance-sheet date3333
full-time1111
part-time2222
in full-time equivalents2.322.32.1
Average over the year, in full-time equivalents222.32
On a permanent contract2323
Joined14---
Left14---

Source: social balance sheet in the 2021 to 2025 annual accounts

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets-€99,476€11,734--
Intangible fixed assets€4,000€15,879€7,822--
Financial fixed assets----€0
Depreciation and write-downs of the year€2,619€9,111€29,488€28,252€27,669

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Subsidies and aid

Flemish government

2024 to 2025 · 2 entries · €6,000 awarded · €6,000 paid
Year Entries AwardedPaid
2025 1 €2,000€2,000
2024 1 €4,000€4,000
Schemes
2 entries · €6,000 · €6,000 paid · Fonds voor Innoveren en Ondernemen
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet Code20242025
Assets
Total assets20/58€342,875€299,292▼
Fixed assets21/28€76,351€48,218▼
Intangible fixed assets21€11,845€6,305▼
Tangible fixed assets22/27€64,101€41,508▼
Plant, machinery and equipment23€1,245€1,019▼
Furniture and vehicles24€40,717€26,346▼
Other tangible fixed assets26€22,139€14,143▼
Financial fixed assets28€405€405=
Current assets29/58€266,524€251,074▼
Stocks and contracts in progress3€242,005€239,703▼
Stocks30/36€242,005€239,703▼
Amounts receivable within one year40/41€17,553€1,848▼
Trade receivables40€15,553€1,232▼
Other amounts receivable41€1,999€616▼
Current investments50/53€102€5,053▲
Cash at bank and in hand54/58€6,864€4,470▼
Equity and liabilities
Total equity and liabilities10/49€342,875€299,292▼
Equity10/15€58,266-€10,265▼
Contributions10/11€25,000€25,000=
Reserves13€118,129€56,709▼
Non-distributable reserves130/1-€0
Reserves not available under the articles1311-€0
Distributable reserves133€118,129€56,709▼
Profit (loss) carried forward14-€84,863-€91,974▼
Amounts payable17/49€284,609€309,557▲
Amounts payable within one year42/48€263,136€239,666▼
Financial debts43€70,347€70,963▲
Credit institutions430/8€70,347€70,963▲
Trade debts44€44,886€30,666▼
Suppliers440/4€44,886€30,666▼
Taxes, remuneration and social security45€23,728€32,950▲
Taxes450/3€13,809€17,208▲
Remuneration and social security454/9€9,919€15,742▲
Other amounts payable47/48€124,175€105,088▼
Accrued charges and deferred income492/3€21,473€69,891▲
Income statement Code20242025
Non-recurring operating income76A€4,000€2,000▼
Remuneration, social security and pensions62€120,445€111,519▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28,252€27,669▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1,224€17,299▲
Other operating charges640/8€924€2,019▲
Gross operating margin9900€111,976€149,184▲
Operating profit (loss)9901-€38,868-€9,322▲
Financial income75/76B€196€9,119▲
Recurring financial income75€196€9,119▲
Financial charges65/66B€6,858€6,558▼
Recurring financial charges65€6,858€6,558▼
Profit (loss) for the period before taxes9903-€45,531-€6,761▲
Income taxes67/77€419€351▼
Profit (loss) for the period9904-€45,950-€7,111▲
Profit (loss) for the period to be appropriated9905-€45,950-€7,111▲
Appropriation of the result
Profit (loss) to be appropriated9906-€84,863-€91,974▼
Profit (loss) brought forward from the previous period14P-€38,913-€84,863▼
Transfer from equity791/2-€58,920
Profit to be distributed694/7-€58,920
Return on contributions (dividend)694-€58,920

The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-08-2026.

Line20182019202020212022202320242025Change
Non-recurring operating income76A---€34,206-€4,602€4,000€2,000▼ 50.0%
Remuneration, social security and pensions62---€84,203€117,416€114,667€120,445€111,519▼ 7.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,038€7,636€7,445€2,619€9,111€29,488€28,252€27,669▼ 2.1%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4----€2,293-€13,781€10,520€1,224€17,299▲ 14×
Other operating charges640/8---€2,066€1,630€1,709€924€2,019▲ 118%
Gross operating margin9900€176,545€119,857€34,757€116,375€161,511€88,831€111,976€149,184▲ 33.2%
Operating profit (loss)9901€85,082€16,767-€57,589€29,779€47,135-€67,552-€38,868-€9,322▲ 76.0%
Financial income75/76B---€502€389€889€196€9,119▲ 47×
Recurring financial income75€2,080-€123€502€389€889€196€9,119▲ 47×
Financial charges65/66B---€4,979€7,476€8,704€6,858€6,558▼ 4.4%
Recurring financial charges65€3,588€4,155€3,717€4,979€7,476€8,704€6,858€6,558▼ 4.4%
Profit (loss) for the period before taxes9903€83,574€12,611-€61,183€25,302€40,048-€75,367-€45,531-€6,761▲ 85.2%
Income taxes67/77€7,405€3,686€264€2,392€6,238€264€419€351▼ 16.4%
Profit (loss) for the period9904€76,169€8,926-€61,447€22,910€33,810-€75,631-€45,950-€7,111▲ 84.5%
Profit (loss) for the period to be appropriated9905€76,169€8,926-€61,447€22,910€33,810-€75,631-€45,950-€7,111▲ 84.5%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€318,524€295,735€256,481€273,959€411,584€408,428€342,875€299,292▼ 12.7%
Fixed assets21/28€12,554€11,101€6,444€7,825€114,070€104,138€76,351€48,218▼ 36.8%
Intangible fixed assets21---€3,200€15,103€17,386€11,845€6,305▼ 46.8%
Tangible fixed assets22/27€12,149€10,696€6,039€4,220€98,561€86,348€64,101€41,508▼ 35.2%
Plant, machinery and equipment23-----€1,472€1,245€1,019▼ 18.2%
Furniture and vehicles24---€1,747€70,623€55,670€40,717€26,346▼ 35.3%
Other tangible fixed assets26---€2,473€27,939€29,206€22,139€14,143▼ 36.1%
Financial fixed assets28€405€405€405€405€405€405€405€405=
Current assets29/58€305,970€284,634€250,037€266,133€297,514€304,289€266,524€251,074▼ 5.8%
Stocks and contracts in progress3€249,189€218,606€215,656€201,060€235,849€268,016€242,005€239,703▼ 1.0%
Stocks30/36---€201,060€235,849€268,016€242,005€239,703▼ 1.0%
Amounts receivable within one year40/41€22,390€23,195€17,634€22,019€28,799€28,342€17,553€1,848▼ 89.5%
Trade receivables40---€2,859€14,556€16,365€15,553€1,232▼ 92.1%
Other amounts receivable41---€19,160€14,243€11,978€1,999€616▼ 69.2%
Current investments50/53€7,599€25,099€51€20,051€101€101€102€5,053▲ 50×
Cash at bank and in hand54/58€25,073€16,292€15,137€21,561€30,639€7,289€6,864€4,470▼ 34.9%
Deferred charges and accrued income490/1---€1,441€2,125€541---
Equity and liabilities
Total equity and liabilities10/49€318,524€295,735€256,481€273,959€411,584€408,428€342,875€299,292▼ 12.7%
Equity10/15€203,979€212,905€151,458€171,037€179,847€104,216€58,266-€10,265-
Contributions10/11€25,000€25,000-€25,000€25,000€25,000€25,000€25,000=
Reserves13€80,830€89,750€89,750€109,320€118,129€118,129€118,129€56,709▼ 52.0%
Non-distributable reserves130/1---€2,500€2,500--€0-
Reserves not available under the articles1311---€2,500€2,500--€0-
Distributable reserves133---€106,820€115,629€118,129€118,129€56,709▼ 52.0%
Profit (loss) carried forward14€98,149€98,155€36,708€36,717€36,718-€38,913-€84,863-€91,974▼ 8.4%
Amounts payable17/49€114,545€82,830€105,023€102,922€231,737€304,212€284,609€309,557▲ 8.8%
Amounts payable within one year42/48€114,545€82,455€105,023€102,922€231,737€304,212€263,136€239,666▼ 8.9%
Financial debts43---€2,457€97,085€92,677€70,347€70,963▲ 0.9%
Credit institutions430/8---€2,457€97,085€92,677€70,347€70,963▲ 0.9%
Trade debts44€36,895€10,969€6,666€10,300€21,451€34,314€44,886€30,666▼ 31.7%
Suppliers440/4---€10,300€21,451€34,314€44,886€30,666▼ 31.7%
Taxes, remuneration and social security45---€17,331€24,205€29,838€23,728€32,950▲ 38.9%
Taxes450/3---€13,250€7,525€14,886€13,809€17,208▲ 24.6%
Remuneration and social security454/9---€4,080€16,680€14,952€9,919€15,742▲ 58.7%
Other amounts payable47/48---€72,833€88,995€147,382€124,175€105,088▼ 15.4%
Accrued charges and deferred income492/3------€21,473€69,891▲ 225%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€76,169€8,926-€61,447€22,910€33,810-€75,631-€45,950-€7,111▲ 84.5%
+ Depreciation and write-downs630€7,038€7,636€7,445€2,619€9,111€29,488€28,252€27,669▼ 2.1%
Operating cash flow (approximation)€83,207€16,562-€54,002€25,529€42,921-€46,143-€17,699€20,558-
Investment in fixed assets (approximation)--€6,182-€2,789-€4,000-€115,355-€19,557-€464€464-
Change in cash--€8,781-€1,156€6,425€9,078-€23,350-€424-€2,394▼ 464%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 2,796 companies had the same profile as Albert has now. Two years later, 90.4% were still going and 2.1% had gone bankrupt.

  • Micro
  • 20 years or older
  • negative equity
  • a small loss
90.4% was still going
6.0% stopped otherwise
2.1% went bankrupt

Another 1.5% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Albert itself: 0.9% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,796 companies, not a prediction for Albert. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Latest 10 of 49 filings with the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 30-08-2026 2026-00453680 PDF
31-12-2024 micro format 29-08-2025 2025-00432223 PDF
31-12-2023 micro format 29-08-2024 2024-00392568 PDF
31-12-2022 micro format 31-07-2023 2023-00293737 PDF
31-12-2021 micro format 30-08-2022 2022-20346683 PDF
31-12-2020 micro format 30-08-2021 2021-56000254 PDF
31-12-2019 micro format 22-05-2020 2020-12700402 PDF
31-12-2018 micro format 14-05-2019 2019-12900295 PDF
31-12-2017 micro format 16-08-2018 2018-45800486 PDF
31-12-2016 abbreviated format 01-06-2017 2017-13900236 PDF

Show all 49 filings

Board & ownership

Directors

Directors
2 directors, last change in 2022
LAMS Anita
Director (not named in the articles) · appointed in the act of 30-03-2022 · earlier enige niet statutaire bestuurder (zaakvoerder), until 08-03-2022 · term without a fixed end · listed in the 2025 annual accounts, filed on 30-08-2026
Current
VAN HOVE Mark Albert René Louise
Director (not named in the articles) · appointed in the act of 30-03-2022 · earlier enige niet statutaire bestuurder (zaakvoerder), until 08-03-2022 · term without a fixed end · listed in the 2025 annual accounts, filed on 30-08-2026
Current

Owners and capital

Capital transactions

Capital over time
  1. 30-03-2022 Converted to unavailable equity

Mandate history

2 people, 2 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
LAMS Anita
  • Enige niet statutaire bestuurder (zaakvoerder), until 08-03-2022
  • Director (not named in the articles), appointed in the act of 30-03-2022, still in office
VAN HOVE Mark Albert René Louise
  • Enige niet statutaire bestuurder (zaakvoerder), until 08-03-2022
  • Director (not named in the articles), appointed in the act of 30-03-2022, still in office
See the board, name and registered office on a given date →

Articles of association

Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Helft overdrager,helft koper(s) naar evenredigheid aantal, elke overdracht onder levenden,ten bezwarende/kosteloze…”

Articles of association, deed of 30-03-2022 (in Dutch)

Network & group

Albert shares no director with another company.

Companies at the same address

3 other companies

Connections & network

2 current directors
Depth

The network starts from the directors of Albert. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
30-08
NBB filing Annual accounts 2025 filedNBB
micro format · 30 days late
2025
29-08
NBB filing Annual accounts 2024 filedPDF
micro format · 29 days late
2024
29-08
NBB filing Annual accounts 2023 filedPDF
micro format · 29 days late
2023
31-12
Financial Weakest financial yearnet -€75,631
The net result drops to -€75,631, the lowest from 2018 to 2025. It recovers the following year.
31-07
NBB filing Annual accounts 2022 filedPDF
micro format · on the deadline day
2022
30-08
NBB filing Annual accounts 2021 filedPDF
micro format · 30 days late
30-03
Gazette deed Changes of role: LAMS Anita (director) and VAN HOVE Mark Albert René Louise (director)
Legal-form conversion · Capital conversion · Reserve release17 points ▸
  • General meeting, 08-03-2022
  • Legal-form conversion, “besloten vennootschap” (deed in Dutch)
  • Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
  • Reserve release, “opheffing, middelen beschikbaar voor uitkering” (deed in Dutch)
  • Director resignation, LAMS Anita (enige niet statutaire bestuurder (zaakvoerder))
  • Director resignation, VAN HOVE Mark Albert René Louise (enige niet statutaire bestuurder (zaakvoerder))
  • Director discharge, LAMS Anita
  • Director discharge, VAN HOVE Mark Albert René Louise
  • Director appointment, LAMS Anita (director (not named in the articles))
  • Director appointment, VAN HOVE Mark Albert René Louise (director (not named in the articles))
  • Other provision, “vrijstelling voorlezing verslag bestuursorgaan, voorlezing door voorzitter” (deed in Dutch)
  • Other provision, “goedkeuring verslag bestuursorgaan, verklaart goed te keuren” (deed in Dutch)
  • The act holds 5 more points.

Open the act in the Belgian Official Gazette

2021
31-12
Financial Back to profitnet €22,910
The net result is €22,910, after one loss-making year.
30-08
NBB filing Annual accounts 2020 filedPDF
micro format · 30 days late
2020
22-05
NBB filing Annual accounts 2019 filedPDF
micro format · 70 days before the deadline
2019
14-05
NBB filing Annual accounts 2018 filedPDF
micro format · 78 days before the deadline
2018
16-08
NBB filing Annual accounts 2017 filedPDF
micro format · 16 days late
2017
01-06
NBB filing Annual accounts 2016 filedPDF
abbreviated format · 60 days before the deadline
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 1 January 1968, Albert was incorporated.1 Total assets went from €318,524 in 2018 to €299,292 in 2025 and headcount from 2.4 to 2 full-time equivalents.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Register details

Identity

KBO record
Name Albert in Dutch
Enterprise number 0404.560.571
Legal form Private limited company
Status Active, normale toestand
Founded 01-01-1968
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 30-03-2022 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, Artikel 2”
deed of 30-03-2022 (in Dutch)

Registered office and establishments

Registered office Anselmostraat 4, 2018 Antwerpen, Belgium
Establishment unit Anselmostraat 6 TOT 10, 2018 Antwerpen since 01-03-1959 · unit number 2.002.711.785

Activities

NACEBEL 2025
VAT activities
47712 Retail trade main activity
47519 Retail trade
Social security (RSZ) activities
14210 Manufacture of outerwear main activity
Codes under NACEBEL 2008
VAT activities
47712 Retail trade main activity
47519 Retail trade
Social security (RSZ) activities
14130 Manufacture of wearing apparel main activity
Codes under NACEBEL 2003
18222 main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“De uitbating van een kledingzaak in de meest uitgebreide zin; Handel in eigen onroerend goed; Exploitatie van en handel in onroerende…”
22 activities
  1. De uitbating van een kledingzaak in de meest uitgebreide zin
  2. Handel in eigen onroerend goed
  3. Exploitatie van en handel in onroerende goederen;
  4. Bouw van gebouwen en ontwikkeling bouwprojecten
  5. Mediapresentaties
  6. Beroepsorganisaties/Vakverenigingen/Beroepsopleiding
  7. Personenvervoer - Vervoer en opslag
  8. Vervaardiging van kleding,bovenkleding,onderkleding,andere kleding en toebehoren
  9. Groothandel,handelsbemiddeling in textiel,kleding,schoeisel en leder,werkkleding
  10. Detailhandel in dameskleding,herenkleding,kinderkleding
  11. Detailhandel textiel in gespecialiseerde winkels
  12. Markt en straathandel in textiel,kleding en schoenen
  13. Zakelijke dienstverlening
  14. Lease van intellectuele eigendom
  15. Opsporingsdiensten
  16. Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen;de aan-en verkoop,huur en verhuur van roerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen,alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van roerende en onroerende goederen;
  17. Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend patrimonium,alle verplichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen;
  18. Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren,onder om het even welke vorm;in dit kader kan zij zich ook borgstellen of haar aval verlenen,in de meest ruime zin,alle handels-en financiële operaties verrichten behalve die wettelijk voorbehouden zijn aan depositobanken,houders van deposito's op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen;
  19. Het uitoefenen van de functie van bestuurder,gedelegeerd bestuurder,directeur of andere leidende en uitvoerende functies,al dan niet bezoldigd in alle vormen,ook buitenlandse,van vennootschappen,verenigingen of samenwerkingsverbanden zowel in België als in het buitenland.
  20. Alle vormen van consultancy en adviesverlening,voor zover deze niet voorbehouden zijn aan de gereglementeerde beroepen,tenzij de vennootschap zelf voldoet aan de wettelijke vereisten terzake;
  21. Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen,het stimuleren,de planning,de coördinatie van de ontwikkeling en investering in rechtspersonen en ondernemingen waarin zij al of niet een participatie aanhoudt;
  22. Managementactiviteiten van holdings en andere:het tussenkomen in het dagelijks Bestuur,het vertegenwoordigen van bedrijven op grond van het bezit van aandelen of controle over het kapitaal en andere managementactiviteiten
deed of 30-03-2022 (in Dutch)

Invoicing and payment

VAT number BE 0404.560.571
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0404560571
Other Peppol ID 9925:BE0404560571
Registered 27-10-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 3 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map
4 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
243 m²
Building footprint
243 m²
Building volume
4,081 m³
Cadastral parcel Region Area Buildings Height / floors
11811L3584/00A004 Flanders 243 m² 1 · 243 m² 21.8 m · 6